The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Adobe Systems Inc COM 00724F101 2,471 4,357 SH   SOLE   4,329 0 28
Alphabet Inc A COM 02079K305 5,255 1,814 SH   SOLE   1,800 0 14
Alphabet Inc C COM 02079K107 1,487 514 SH   SOLE   514 0 0
Amazon.com Inc COM 023135106 4,898 1,469 SH   SOLE   1,461 0 8
American States Water Co COM 029899101 642 6,205 SH   SOLE   6,205 0 0
American Tower Corp COM 03027X100 1,670 5,711 SH   SOLE   5,711 0 0
American Water Works Co Inc COM 030420103 3,061 16,206 SH   SOLE   16,108 0 98
Amgen Inc COM 031162100 2,598 11,547 SH   SOLE   11,474 0 73
Anthem Inc COM 036752103 2,591 5,589 SH   SOLE   5,578 0 11
Apple Inc COM 037833100 14,018 78,946 SH   SOLE   78,521 0 425
Automatic Data Processing Inc COM 053015103 4,038 16,376 SH   SOLE   16,301 0 75
AvalonBay Communities Inc COM 053484101 494 1,956 SH   SOLE   1,956 0 0
Ball Corp COM 058498106 1,338 13,898 SH   SOLE   13,860 0 38
Bank of America Corporation COM 060505104 880 19,783 SH   SOLE   19,783 0 0
Berkshire Hathaway Inc B COM 084670702 2,457 8,216 SH   SOLE   8,216 0 0
BlackRock Inc COM 09247X101 4,068 4,443 SH   SOLE   4,417 0 26
Bristol-Myers Squibb Company COM 110122108 2,594 41,596 SH   SOLE   41,331 0 265
Chubb Ltd COM H1467J104 2,538 13,129 SH   SOLE   13,039 0 90
Cisco Systems Inc COM 17275R102 2,683 42,339 SH   SOLE   42,239 0 100
Coca-Cola Co COM 191216100 1,340 22,635 SH   SOLE   22,635 0 0
Cognizant Technology Solutions COM 192446102 1,322 14,900 SH   SOLE   14,790 0 110
Comcast Corp Class A COM 20030N101 1,423 28,273 SH   SOLE   28,088 0 185
Costco Wholesale Corp COM 22160K105 2,054 3,618 SH   SOLE   3,611 0 7
Crown Castle International Corp COM 22822V101 900 4,313 SH   SOLE   4,313 0 0
Digital Realty Trust Inc COM 253868103 597 3,378 SH   SOLE   3,378 0 0
Dominion Resources Inc COM 25746U109 1,437 18,290 SH   SOLE   18,245 0 45
Equinix Inc COM 29444U700 945 1,117 SH   SOLE   1,117 0 0
Meta Platforms Inc COM 30303M102 3,510 10,435 SH   SOLE   10,370 0 65
Fiserv Inc COM 337738108 1,095 10,551 SH   SOLE   10,524 0 27
Fleetcor Technologies Inc COM 339041105 984 4,397 SH   SOLE   4,386 0 11
Goldman Sachs Group Inc COM 38141G104 795 2,078 SH   SOLE   2,078 0 0
Honeywell International Inc COM 438516106 1,017 4,876 SH   SOLE   4,876 0 0
iShares Core S&P Mid-Cap COM 464287507 439 1,550 SH   SOLE   1,550 0 0
iShares Core S&P Small-Cap COM 464287804 318 2,780 SH   SOLE   2,780 0 0
iShares MSCI EAFE COM 464287465 344 4,370 SH   SOLE   4,370 0 0
iShares Residential Real Estate Capd ETF COM 464288562 233 2,375 SH   SOLE   2,375 0 0
Johnson & Johnson COM 478160104 3,319 19,403 SH   SOLE   19,293 0 110
JPMorgan Chase & Co COM 46625H100 3,358 21,206 SH   SOLE   21,071 0 135
Lockheed Martin Corp COM 539830109 2,835 7,977 SH   SOLE   7,945 0 32
Madison Square Garden Sports COM 55825T103 875 5,035 SH   SOLE   5,021 0 14
Martin Marietta Materials Inc COM 573284106 1,921 4,360 SH   SOLE   4,331 0 29
McDonald s Corp COM 580135101 2,786 10,394 SH   SOLE   10,330 0 64
Medtronic PLC COM G5960L103 2,200 21,263 SH   SOLE   21,123 0 140
Merck & Co Inc COM 58933Y105 976 12,737 SH   SOLE   12,737 0 0
Microsoft Corp COM 594918104 11,437 34,006 SH   SOLE   33,811 0 195
Mondelez International Inc Class A COM 609207105 1,432 21,600 SH   SOLE   21,535 0 65
NextEra Energy Inc COM 65339F101 3,209 34,367 SH   SOLE   34,147 0 220
Nike Inc B COM 654106103 851 5,108 SH   SOLE   5,108 0 0
NVIDIA Corp COM 67066G104 3,632 12,349 SH   SOLE   12,267 0 82
PayPal Holdings Inc COM 70450Y103 2,131 11,299 SH   SOLE   11,222 0 77
PepsiCo Inc COM 713448108 1,458 8,396 SH   SOLE   8,396 0 0
Procter & Gamble Co COM 742718109 2,314 14,146 SH   SOLE   14,116 0 30
Prologis Inc COM 74340W103 1,220 7,249 SH   SOLE   7,249 0 0
Public Storage COM 74460D109 763 2,037 SH   SOLE   2,037 0 0
Raytheon Technologies Ord COM 75513E101 3,023 35,125 SH   SOLE   34,874 0 251
S&P Global Inc COM 78409V104 2,535 5,372 SH   SOLE   5,334 0 38
SBA Communications Corp COM 78410G104 568 1,460 SH   SOLE   1,460 0 0
Schwab 1 5 Year Corp Bond ETF COM 808524714 1,387 27,447 SH   SOLE   27,013 0 434
Schwab Intermediate-Term US Treasury ETF COM 808524854 1,095 19,511 SH   SOLE   19,130 0 381
Schwab International Equity ETF COM 808524805 275 7,065 SH   SOLE   7,065 0 0
Schwab Short-Term US Treasury ETF COM 808524862 727 14,303 SH   SOLE   14,303 0 0
Schwab US Aggregate Bond ETF COM 808524839 1,574 29,207 SH   SOLE   28,800 0 407
Schwab US Broad Market ETF COM 808524102 376 3,329 SH   SOLE   3,329 0 0
Schwab US Dividend Equity ETF COM 808524797 478 5,910 SH   SOLE   5,910 0 0
Schwab US Large-Cap Growth ETF COM 808524300 1,025 6,257 SH   SOLE   5,636 0 621
Schwab US Large-Cap Value ETF COM 808524409 1,337 18,260 SH   SOLE   16,856 0 1,404
Schwab US Mid-Cap ETF COM 808524508 510 6,338 SH   SOLE   5,851 0 487
Schwab US REIT ETF COM 808524847 1,668 31,662 SH   SOLE   31,662 0 0
Schwab US Small-Cap ETF COM 808524607 280 2,737 SH   SOLE   2,480 0 257
Schwab US TIPS ETF COM 808524870 4,495 71,478 SH   SOLE   71,127 0 351
Simon Property Group Inc COM 828806109 522 3,267 SH   SOLE   3,267 0 0
SPDR Gold Shares COM 78463V107 1,165 6,815 SH   SOLE   6,815 0 0
SPDR S&P 500 ETF COM 78462F103 532 1,120 SH   SOLE   1,120 0 0
Starbucks Corp COM 855244109 1,981 16,932 SH   SOLE   16,807 0 125
Stryker Corp COM 863667101 2,131 7,969 SH   SOLE   7,924 0 45
Sysco Corp COM 871829107 1,904 24,244 SH   SOLE   24,174 0 70
The Home Depot Inc COM 437076102 1,366 3,292 SH   SOLE   3,292 0 0
The Travelers Companies Inc COM 89417E109 798 5,102 SH   SOLE   5,102 0 0
Union Pacific Corp COM 907818108 2,381 9,451 SH   SOLE   9,427 0 24
UnitedHealth Group Inc COM 91324P102 1,223 2,436 SH   SOLE   2,436 0 0
Vanguard Growth ETF COM 922908736 308 960 SH   SOLE   960 0 0
Verizon Communications Inc COM 92343V104 968 18,627 SH   SOLE   18,627 0 0
Visa Inc Class A COM 92826C839 3,111 14,356 SH   SOLE   14,273 0 83
Walgreen Boots Alliance Inc COM 931427108 1,498 28,723 SH   SOLE   28,635 0 88
Walt Disney Co COM 254687106 2,108 13,607 SH   SOLE   13,534 0 73
Waste Management Inc COM 94106L109 2,622 15,712 SH   SOLE   15,597 0 115
Live Nation Entertainment Inc COM 538034109 1,021 8,534 SH   SOLE   8,511 0 23
Plug Power Inc COM 72919P202 212 7,500 SH   SOLE   7,500 0 0