XML 376 R246.htm IDEA: XBRL DOCUMENT v3.22.0.1
Report Of The Directors Financial Review Risk Report - Personal lending: reconciliation of changes in gross carrying/nominal amount and allowances for loans and advances to banks and customers including loan commitments and financial guarantees (Details) - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance $ 2,880,751  
Financial assets, ending balance 2,855,948 $ 2,880,751
Allowance for ECL    
Increase (decrease) in financial assets [abstract]    
Increase (decrease) in financial assets 1,700 1,300
Personal Lending Sector | Gross carrying/nominal amount | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance 697,878 658,389
Net new and further lending/repayments 35,552 24,807
Assets written off (1,525) (1,409)
Foreign exchange and other (12,753) 16,091
Financial assets, ending balance 719,152 697,878
Personal Lending Sector | Gross carrying/nominal amount | Loans and advances to customers, including loan commitments and financial guarantees | Assets held for sale    
Increase (decrease) in financial assets [abstract]    
Foreign exchange and other (3,000)  
Personal Lending Sector | Gross carrying/nominal amount | – stage 1 | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance 665,346 635,961
Transfers of financial instruments 1,822 (16,019)
Net new and further lending/repayments 39,946 30,891
Foreign exchange and other (11,274) 14,513
Financial assets, ending balance 695,840 665,346
Personal Lending Sector | Gross carrying/nominal amount | – stage 1 | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees | Europe    
Increase (decrease) in financial assets [abstract]    
Transfers of financial instruments 2,854  
Personal Lending Sector | Gross carrying/nominal amount | – stage 1 | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees | North America    
Increase (decrease) in financial assets [abstract]    
Transfers of financial instruments 1,074  
Personal Lending Sector | Gross carrying/nominal amount | – stage 1 | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees | Asia    
Increase (decrease) in financial assets [abstract]    
Transfers of financial instruments (2,346)  
Personal Lending Sector | Gross carrying/nominal amount | Lifetime expected credit losses | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance 26,770 17,382
Transfers of financial instruments (4,502) 13,370
Net new and further lending/repayments (2,877) (5,407)
Foreign exchange and other (1,190) 1,425
Financial assets, ending balance 18,201 26,770
Personal Lending Sector | Gross carrying/nominal amount | Lifetime expected credit losses | Credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance 5,762 5,046
Transfers of financial instruments 2,680 2,649
Net new and further lending/repayments (1,517) (677)
Assets written off (1,525) (1,409)
Foreign exchange and other (289) 153
Financial assets, ending balance 5,111 5,762
Personal Lending Sector | Allowance for ECL | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance (4,774) (3,150)
Net remeasurement of ECL arising from transfer of stage 455 (132)
Net new and further lending/repayments 951 659
Changes to risk parameters – credit quality (1,467) (3,430)
Changes to models used for ECL calculation (1) (7)
Assets written off 1,520 1,407
Foreign exchange and other 174 (121)
Financial assets, ending balance (3,142) (4,774)
ECL income statement change for the period (62) (2,910)
Recoveries 355 280
Others (9) (25)
Total ECL income statement change for the period (284) 2,655
Increase (decrease) in financial assets 1,632  
Personal Lending Sector | Allowance for ECL | Loans and advances to customers, including loan commitments and financial guarantees | Assets held for sale    
Increase (decrease) in financial assets [abstract]    
Foreign exchange and other 123  
Personal Lending Sector | Allowance for ECL | – stage 1 | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance (866) (597)
Transfers of financial instruments (1,154) (629)
Net remeasurement of ECL arising from transfer of stage 825 431
Net new and further lending/repayments 148 101
Changes to risk parameters – credit quality 318 (147)
Changes to models used for ECL calculation (2) (3)
Foreign exchange and other 36 (22)
Financial assets, ending balance (695) (866)
ECL income statement change for the period 1,289 382
Personal Lending Sector | Allowance for ECL | Lifetime expected credit losses | Non-credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance (2,405) (1,338)
Transfers of financial instruments 1,713 1,181
Net remeasurement of ECL arising from transfer of stage (363) (555)
Net new and further lending/repayments 533 408
Changes to risk parameters – credit quality (778) (2,025)
Changes to models used for ECL calculation   (9)
Foreign exchange and other 79 (67)
Financial assets, ending balance (1,221) (2,405)
ECL income statement change for the period (608) (2,181)
Personal Lending Sector | Allowance for ECL | Lifetime expected credit losses | Credit impaired | Loans and advances to customers, including loan commitments and financial guarantees    
Increase (decrease) in financial assets [abstract]    
Financial assets, beginning balance (1,503) (1,215)
Transfers of financial instruments (559) (552)
Net remeasurement of ECL arising from transfer of stage (7) (8)
Net new and further lending/repayments 270 150
Changes to risk parameters – credit quality (1,007) (1,258)
Changes to models used for ECL calculation 1 5
Assets written off 1,520 1,407
Foreign exchange and other 59 (32)
Financial assets, ending balance (1,226) (1,503)
ECL income statement change for the period $ (743) $ (1,111)