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	<infoTable>
		<nameOfIssuer>THE ADT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00101J106</cusip>
		<value>743</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1559</Sole>
			<Shared>0</Shared>
			<None>23284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE ADT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00101J106</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1463</Sole>
			<Shared>0</Shared>
			<None>5375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5913</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5053</Sole>
			<Shared>0</Shared>
			<None>860</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>1280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22025</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001084102</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9903</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5240</Sole>
			<Shared>0</Shared>
			<None>4663</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001084102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00130H105</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1100</Sole>
			<Shared>0</Shared>
			<None>14865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00130H105</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>554</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31154</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27450</Sole>
			<Shared>0</Shared>
			<None>3704</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13002</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11757</Sole>
			<Shared>0</Shared>
			<None>1245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEC FOSTER WHEELER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>00167X205</cusip>
		<value>125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>256</Sole>
			<Shared>0</Shared>
			<None>11245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEC FOSTER WHEELER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>00167X205</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>95</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEC FOSTER WHEELER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>00167X205</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>9029</value>
		<shrsOrPrnAmt>
			<sshPrnamt>277118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200802</Sole>
			<Shared>0</Shared>
			<None>76316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>365</Sole>
			<Shared>0</Shared>
			<None>84</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>2818</value>
		<shrsOrPrnAmt>
			<sshPrnamt>86490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>56140</Sole>
			<Shared>8410</Shared>
			<None>21940</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>4548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>113090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>77435</Sole>
			<Shared>0</Shared>
			<None>35655</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>1114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14042</Sole>
			<Shared>3780</Shared>
			<None>9864</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>4453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>72005</Sole>
			<Shared>0</Shared>
			<None>9835</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17010</Sole>
			<Shared>3389</Shared>
			<None>301</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>003009107</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33943</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>003009107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADAMS DIVERSIFIED EQUITY FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>006212104</cusip>
		<value>248</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19429</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19429</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>934</Sole>
			<Shared>0</Shared>
			<None>3772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>168</Sole>
			<Shared>0</Shared>
			<None>382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3261</Sole>
			<Shared>0</Shared>
			<None>2211</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>642</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>946</Sole>
			<Shared>37</Shared>
			<None>246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGRIUM INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>008916108</cusip>
		<value>1137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>838</Sole>
			<Shared>0</Shared>
			<None>583</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>866</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>013817101</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10157</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7550</Sole>
			<Shared>0</Shared>
			<None>2607</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>013817101</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCATEL - LUCENT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>013904305</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20053</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20024</Sole>
			<Shared>0</Shared>
			<None>29</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCATEL - LUCENT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>013904305</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>87</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>015351109</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1332</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35</Sole>
			<Shared>0</Shared>
			<None>1297</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>015351109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018802108</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3330</Sole>
			<Shared>0</Shared>
			<None>963</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018802108</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>230</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE BERNSTEIN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>01881E101</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12273</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE BERNSTEIN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>01881E101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>1242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16844</Sole>
			<Shared>0</Shared>
			<None>4480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2906</Sole>
			<Shared>46</Shared>
			<None>220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>4346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40866</Sole>
			<Shared>0</Shared>
			<None>39019</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>2022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37171</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22945</Sole>
			<Shared>1480</Shared>
			<None>12746</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>471</Sole>
			<Shared>0</Shared>
			<None>937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1183</Sole>
			<Shared>0</Shared>
			<None>5101</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1350</Sole>
			<Shared>0</Shared>
			<None>1216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN AXLE &amp; MFG HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>024061103</cusip>
		<value>587</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29443</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29443</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN CAPITAL AGENCY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02503X105</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>8476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN CAPITAL AGENCY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02503X105</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1380</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>61</Shared>
			<None>769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>691</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7344</Sole>
			<Shared>0</Shared>
			<None>4815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7328</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3992</Sole>
			<Shared>1715</Shared>
			<None>1621</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>3232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36870</Sole>
			<Shared>0</Shared>
			<None>6726</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>747</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9638</Sole>
			<Shared>0</Shared>
			<None>440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>301</Sole>
			<Shared>0</Shared>
			<None>3428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>975</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030420103</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2280</Sole>
			<Shared>0</Shared>
			<None>2381</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN WATER WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030420103</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03073E105</cusip>
		<value>292</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2700</Sole>
			<Shared>0</Shared>
			<None>376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1377</Sole>
			<Shared>0</Shared>
			<None>1679</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>454</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIGAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030975106</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1459</Sole>
			<Shared>0</Shared>
			<None>4202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIGAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030975106</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1680</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>1450</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7591</Sole>
			<Shared>0</Shared>
			<None>2894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4848</Sole>
			<Shared>527</Shared>
			<None>99</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMSURG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03232P405</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1700</Sole>
			<Shared>0</Shared>
			<None>594</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMSURG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03232P405</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>338</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032511107</cusip>
		<value>854</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5425</Sole>
			<Shared>0</Shared>
			<None>8711</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032511107</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1202</Sole>
			<Shared>0</Shared>
			<None>664</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>2755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48833</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44965</Sole>
			<Shared>0</Shared>
			<None>3868</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>03524A108</cusip>
		<value>666</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2536</Sole>
			<Shared>0</Shared>
			<None>3730</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>03524A108</cusip>
		<value>196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1848</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1445</Sole>
			<Shared>0</Shared>
			<None>403</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710409</cusip>
		<value>266</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7721</Sole>
			<Shared>0</Shared>
			<None>19226</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAP MGMT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710409</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3362</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1892</Sole>
			<Shared>0</Shared>
			<None>1470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>96</Sole>
			<Shared>0</Shared>
			<None>2295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>036752103</cusip>
		<value>426</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1439</Sole>
			<Shared>0</Shared>
			<None>1603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANTHEM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>036752103</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>630</Sole>
			<Shared>21</Shared>
			<None>105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037411105</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4057</Sole>
			<Shared>0</Shared>
			<None>788</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037411105</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>411</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>15257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>105869</Sole>
			<Shared>0</Shared>
			<None>32451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>465</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>465</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>3588</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23304</Sole>
			<Shared>3128</Shared>
			<None>6097</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>2819</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191912</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>129177</Sole>
			<Shared>0</Shared>
			<None>62735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2910</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8517</Sole>
			<Shared>834</Shared>
			<None>19966</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>412</Sole>
			<Shared>0</Shared>
			<None>2656</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>87</Shared>
			<None>226</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04010L103</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2306</Sole>
			<Shared>0</Shared>
			<None>8472</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAPITAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04010L103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1112</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND INC NEW</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>044209104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND INC NEW</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>044209104</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>58</Sole>
			<Shared>3281</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>542</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6156</Sole>
			<Shared>0</Shared>
			<None>10874</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2354</Sole>
			<Shared>0</Shared>
			<None>2116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>052769106</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>375</Sole>
			<Shared>0</Shared>
			<None>5932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>052769106</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>554</Sole>
			<Shared>0</Shared>
			<None>450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>2339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23501</Sole>
			<Shared>0</Shared>
			<None>5607</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>1025</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8546</Sole>
			<Shared>3000</Shared>
			<None>1204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053332102</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOZONE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053332102</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>191</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>175</Sole>
			<Shared>3</Shared>
			<None>13</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>054937107</cusip>
		<value>758</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16971</Sole>
			<Shared>0</Shared>
			<None>4316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>054937107</cusip>
		<value>532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14700</Sole>
			<Shared>0</Shared>
			<None>255</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>1051</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1622</Sole>
			<Shared>0</Shared>
			<None>24037</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>366</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>205</Sole>
			<Shared>0</Shared>
			<None>8727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05541T101</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>147</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05541T101</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>055622104</cusip>
		<value>1267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41454</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21709</Sole>
			<Shared>0</Shared>
			<None>19745</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>055622104</cusip>
		<value>458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6791</Sole>
			<Shared>400</Shared>
			<None>7812</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BT GROUP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05577E101</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3328</Sole>
			<Shared>0</Shared>
			<None>79</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BT GROUP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05577E101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>057224107</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2043</Sole>
			<Shared>0</Shared>
			<None>1935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>057224107</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>485</Sole>
			<Shared>26</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTARIA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05946K101</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6441</Sole>
			<Shared>0</Shared>
			<None>14147</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTARIA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05946K101</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>97</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>97</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>752</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48293</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33730</Sole>
			<Shared>0</Shared>
			<None>14563</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>2298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>147483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>141924</Sole>
			<Shared>5080</Shared>
			<None>479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>1062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21496</Sole>
			<Shared>0</Shared>
			<None>5639</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NEW YORK MELLON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1253</Sole>
			<Shared>2887</Shared>
			<None>691</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXALTA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>07177M103</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7596</Sole>
			<Shared>0</Shared>
			<None>4257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXALTA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>07177M103</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4774</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4015</Sole>
			<Shared>0</Shared>
			<None>759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7598</Sole>
			<Shared>0</Shared>
			<None>3998</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4215</Sole>
			<Shared>0</Shared>
			<None>759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>376</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1097</Sole>
			<Shared>0</Shared>
			<None>1735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>77</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BED BATH &amp; BEYOND</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075896100</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4070</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>635</Sole>
			<Shared>0</Shared>
			<None>3435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BED BATH &amp; BEYOND</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075896100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>410</Sole>
			<Shared>0</Shared>
			<None>176</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BEMIS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>081437105</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>494</Sole>
			<Shared>0</Shared>
			<None>3361</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BEMIS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>081437105</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1218</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670108</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>1</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670108</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>1698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9016</Sole>
			<Shared>0</Shared>
			<None>4005</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>755</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5086</Sole>
			<Shared>400</Shared>
			<None>307</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>999</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25382</Sole>
			<Shared>0</Shared>
			<None>6214</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>560</Sole>
			<Shared>0</Shared>
			<None>1256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>773</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>496</Sole>
			<Shared>0</Shared>
			<None>2153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>248</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOMED REALTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09063H107</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12168</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7114</Sole>
			<Shared>0</Shared>
			<None>5054</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOMED REALTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09063H107</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3135</Sole>
			<Shared>0</Shared>
			<None>1235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>UNIT INVESTMENT</titleOfClass>
		<cusip>091941104</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>3927</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11988</Sole>
			<Shared>0</Shared>
			<None>1212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>365</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1226</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09248X100</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10419</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09250U101</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12845</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09250U101</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1105</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09251A104</cusip>
		<value>412</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57223</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09251A104</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>53542</Sole>
			<Shared>2045</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253R105</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>33000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253T101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253T101</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09253U108</cusip>
		<value>282</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8909</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09253U108</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5655</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253Y100</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5845</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5845</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253Y100</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15010</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254E103</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16385</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254P108</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254P108</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>1000</Shared>
			<None>3789</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254T100</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4289</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254T100</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09255P107</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5555</Sole>
			<Shared>0</Shared>
			<None>14549</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09255P107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5077</Sole>
			<Shared>0</Shared>
			<None>2552</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK RES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09257A108</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7256</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BLACKROCK RES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09257A108</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6710</Sole>
			<Shared>578</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>1148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6876</Sole>
			<Shared>0</Shared>
			<None>1889</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>554</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4029</Sole>
			<Shared>0</Shared>
			<None>199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BREITBURN ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>106776107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BREITBURN ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>106776107</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13207</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>3088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45818</Sole>
			<Shared>0</Shared>
			<None>6347</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>1507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20314</Sole>
			<Shared>4127</Shared>
			<None>1007</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>465</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4226</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>227</Sole>
			<Shared>0</Shared>
			<None>3999</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>109</Sole>
			<Shared>0</Shared>
			<None>759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM CORP CLASS A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>111320107</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>787</Sole>
			<Shared>0</Shared>
			<None>7693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM CORP CLASS A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>111320107</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>976</Sole>
			<Shared>0</Shared>
			<None>711</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADRIDGE FINANCIAL SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11133T103</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>495</Sole>
			<Shared>0</Shared>
			<None>7890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADRIDGE FINANCIAL SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11133T103</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>69</Shared>
			<None>976</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CBRE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>12504G100</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12694</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12694</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDK GLOBAL INCORPORATED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12508E101</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6064</Sole>
			<Shared>0</Shared>
			<None>473</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDK GLOBAL INCORPORATED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12508E101</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2082</Sole>
			<Shared>999</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12514G108</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4434</Sole>
			<Shared>0</Shared>
			<None>2668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDW CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12514G108</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>64</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125509109</cusip>
		<value>797</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3795</Sole>
			<Shared>0</Shared>
			<None>2110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125509109</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>438</Sole>
			<Shared>39</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>975</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6367</Sole>
			<Shared>0</Shared>
			<None>4141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2015</Sole>
			<Shared>0</Shared>
			<None>1380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSI COMPRESSCO LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12637A103</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17060</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSI COMPRESSCO LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12637A103</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15372</Sole>
			<Shared>0</Shared>
			<None>3051</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>290</Sole>
			<Shared>300</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>6254</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57366</Sole>
			<Shared>0</Shared>
			<None>7453</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>1103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6601</Sole>
			<Shared>3913</Shared>
			<None>914</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>128125101</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>128125101</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMDEN PROPERTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>133131102</cusip>
		<value>546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>107</Sole>
			<Shared>0</Shared>
			<None>7288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMDEN PROPERTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>133131102</cusip>
		<value>196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2656</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>58</Shared>
			<None>2598</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMERON INTERNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>13342B105</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2016</Sole>
			<Shared>0</Shared>
			<None>2260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAMERON INTERNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>13342B105</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>51</Shared>
			<None>298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>13645T100</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>103</Sole>
			<Shared>0</Shared>
			<None>1286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>13645T100</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>78</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>138006309</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6310</Sole>
			<Shared>0</Shared>
			<None>2108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>138006309</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2010</Sole>
			<Shared>0</Shared>
			<None>1620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14040H105</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4638</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>77</Sole>
			<Shared>0</Shared>
			<None>4561</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14040H105</cusip>
		<value>817</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11265</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10793</Sole>
			<Shared>36</Shared>
			<None>436</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPSTEAD MTG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14067E506</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1045</Sole>
			<Shared>0</Shared>
			<None>1497</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPSTEAD MTG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14067E506</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8045</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>913</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8964</Sole>
			<Shared>0</Shared>
			<None>2917</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1467</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6600</Sole>
			<Shared>0</Shared>
			<None>1110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4679</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3004</Sole>
			<Shared>1675</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATCHMARK TIMBER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14912Y202</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11045</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>151020104</cusip>
		<value>1466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5801</Sole>
			<Shared>0</Shared>
			<None>7754</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>151020104</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1056</Sole>
			<Shared>34</Shared>
			<None>441</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15135B101</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5602</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15135B101</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>634</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>518</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11968</Sole>
			<Shared>0</Shared>
			<None>8640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>72</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8084</Sole>
			<Shared>811</Shared>
			<None>3071</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMOURS COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>163851108</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6734</Sole>
			<Shared>0</Shared>
			<None>7024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEMOURS COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>163851108</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3518</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3478</Sole>
			<Shared>40</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>165167107</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10661</Sole>
			<Shared>0</Shared>
			<None>2326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>165167107</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>670</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>7125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>65110</Sole>
			<Shared>0</Shared>
			<None>25215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>1956</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17483</Sole>
			<Shared>1387</Shared>
			<None>5926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V N Y</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>167250109</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>915</Sole>
			<Shared>0</Shared>
			<None>4637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V N Y</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>167250109</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>790</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>790</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIMERA INVESTMENT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>16934Q208</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2280</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>760</Sole>
			<Shared>0</Shared>
			<None>1520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIMERA INVESTMENT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>16934Q208</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12837</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171232101</cusip>
		<value>4271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34823</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33540</Sole>
			<Shared>0</Shared>
			<None>1283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171232101</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2120</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17243V102</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>810</Sole>
			<Shared>0</Shared>
			<None>6382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17243V102</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>2008</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>7039</value>
		<shrsOrPrnAmt>
			<sshPrnamt>268164</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>195230</Sole>
			<Shared>0</Shared>
			<None>72934</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>1449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>36351</Sole>
			<Shared>1721</Shared>
			<None>17112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>983</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19823</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4683</Sole>
			<Shared>0</Shared>
			<None>15140</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>883</Sole>
			<Shared>354</Shared>
			<None>901</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITRIX SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177376100</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>231</Sole>
			<Shared>0</Shared>
			<None>2673</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITRIX SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177376100</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>155</Sole>
			<Shared>0</Shared>
			<None>283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIVISTA BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>178867107</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>42810</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEAN HARBORS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>184496107</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1560</Sole>
			<Shared>0</Shared>
			<None>5190</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEAN HARBORS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>184496107</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEARBRIDGE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>184692101</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8593</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEARBRIDGE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>184692101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1791</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1859</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1859</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3445</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOUGH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>18914C100</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6045</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOUGH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>18914C100</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16092</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16092</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>22867</value>
		<shrsOrPrnAmt>
			<sshPrnamt>569968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>533679</Sole>
			<Shared>0</Shared>
			<None>36289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>4006</value>
		<shrsOrPrnAmt>
			<sshPrnamt>99858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>76486</Sole>
			<Shared>9517</Shared>
			<None>13855</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247L106</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26696</Sole>
			<Shared>0</Shared>
			<None>1133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247L106</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4934</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS TOTAL RETURN FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247R103</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7892</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS TOTAL RETURN FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247R103</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2891</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19248A109</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15214</Sole>
			<Shared>0</Shared>
			<None>525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19248A109</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>736</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>194162103</cusip>
		<value>696</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10866</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>194162103</cusip>
		<value>409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6446</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N101</cusip>
		<value>3560</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>55047</Sole>
			<Shared>0</Shared>
			<None>7549</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N101</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5264</Sole>
			<Shared>0</Shared>
			<None>89</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N200</cusip>
		<value>1008</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2081</Sole>
			<Shared>0</Shared>
			<None>15532</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N200</cusip>
		<value>729</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12729</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10435</Sole>
			<Shared>0</Shared>
			<None>2294</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMMUNICATIONS SALES&amp;LEAS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20341J104</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12489</Sole>
			<Shared>0</Shared>
			<None>6637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMMUNICATIONS SALES&amp;LEAS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20341J104</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2349</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPASS MINERALS INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20451N101</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>186</Sole>
			<Shared>0</Shared>
			<None>3649</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPASS MINERALS INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20451N101</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1161</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205363104</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1540</Sole>
			<Shared>0</Shared>
			<None>2040</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205363104</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>942</Sole>
			<Shared>61</Shared>
			<None>238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONAGRA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205887102</cusip>
		<value>905</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21889</Sole>
			<Shared>0</Shared>
			<None>460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONAGRA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205887102</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6164</Sole>
			<Shared>1400</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>2110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20619</Sole>
			<Shared>0</Shared>
			<None>23380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>794</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8950</Sole>
			<Shared>336</Shared>
			<None>7265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>209115104</cusip>
		<value>1265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18923</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16514</Sole>
			<Shared>0</Shared>
			<None>2409</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>209115104</cusip>
		<value>452</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6008</Sole>
			<Shared>400</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9374</Sole>
			<Shared>0</Shared>
			<None>3608</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2198</Sole>
			<Shared>0</Shared>
			<None>6593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>56</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1854</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>953</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3301</Sole>
			<Shared>0</Shared>
			<None>3291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>785</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4615</Sole>
			<Shared>200</Shared>
			<None>617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22410J106</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>673</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22410J106</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1050</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTERNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22822V101</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>554</Sole>
			<Shared>0</Shared>
			<None>2011</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTERNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22822V101</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS ENGINE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2069</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1872</Sole>
			<Shared>0</Shared>
			<None>197</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS ENGINE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1021</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYRUSONE INC REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>23283R100</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9172</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1858</Sole>
			<Shared>0</Shared>
			<None>7314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CYRUSONE INC REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>23283R100</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2366</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>300</Shared>
			<None>2066</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEUTSCHE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>233051200</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8937</Sole>
			<Shared>0</Shared>
			<None>5560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEUTSCHE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>233051200</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEUTSCHE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>233051200</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1980</Sole>
			<Shared>0</Shared>
			<None>7984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>233331107</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>233331107</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>508</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4812</Sole>
			<Shared>0</Shared>
			<None>1153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>166</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5820</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5649</Sole>
			<Shared>0</Shared>
			<None>171</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3732</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237266101</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>246</Sole>
			<Shared>0</Shared>
			<None>19007</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237266101</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7944</Sole>
			<Shared>0</Shared>
			<None>1137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1977</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1870</Sole>
			<Shared>0</Shared>
			<None>8266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6176</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5167</Sole>
			<Shared>122</Shared>
			<None>887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1069</Sole>
			<Shared>0</Shared>
			<None>968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1260</Sole>
			<Shared>250</Shared>
			<None>6</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1668</Sole>
			<Shared>0</Shared>
			<None>662</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3256</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3015</Sole>
			<Shared>0</Shared>
			<None>241</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>6671</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65277</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56285</Sole>
			<Shared>0</Shared>
			<None>8992</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>1285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11010</Sole>
			<Shared>555</Shared>
			<None>1012</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2003</Sole>
			<Shared>0</Shared>
			<None>5063</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3441</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2887</Sole>
			<Shared>82</Shared>
			<None>472</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>1657</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17410</Sole>
			<Shared>0</Shared>
			<None>6130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>391</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6346</Sole>
			<Shared>1000</Shared>
			<None>2517</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1888</Sole>
			<Shared>0</Shared>
			<None>9889</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2775</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>1252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24873</Sole>
			<Shared>0</Shared>
			<None>4666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>30</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9818</Sole>
			<Shared>2002</Shared>
			<None>1099</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26138E109</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3449</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26138E109</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3295</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DREYFUS MUNI INCOME INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>26201R102</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11055</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DREYFUS MUNI INCOME INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>26201R102</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22785</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>2393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35160</Sole>
			<Shared>0</Shared>
			<None>14477</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>325</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>1154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18905</Sole>
			<Shared>365</Shared>
			<None>4675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>3590</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33677</Sole>
			<Shared>0</Shared>
			<None>16222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>34</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>1905</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19392</Sole>
			<Shared>2112</Shared>
			<None>4973</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EMC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>268648102</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29707</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25345</Sole>
			<Shared>0</Shared>
			<None>4362</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>268648102</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7027</Sole>
			<Shared>1350</Shared>
			<None>775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>472</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3832</Sole>
			<Shared>0</Shared>
			<None>2645</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>358</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2140</Sole>
			<Shared>0</Shared>
			<None>168</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26884L109</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3689</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3236</Sole>
			<Shared>0</Shared>
			<None>453</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EQT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26884L109</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4406</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4380</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3310</Sole>
			<Shared>0</Shared>
			<None>1762</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>769</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27828N102</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>20230</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20230</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
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		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26889</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18485</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
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		<cusip>27829C105</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>5450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829C105</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829F108</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40893</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40893</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829F108</cusip>
		<value>455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>54854</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829G106</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7462</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829G106</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278642103</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1860</Sole>
			<Shared>0</Shared>
			<None>14390</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278642103</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>840</Sole>
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			<None>700</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>1161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8335</Sole>
			<Shared>0</Shared>
			<None>2246</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1400</Sole>
			<Shared>0</Shared>
			<None>396</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDISON INTL</nameOfIssuer>
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		<cusip>281020107</cusip>
		<value>203</value>
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			<sshPrnamt>3217</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2738</Sole>
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			<None>479</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>EDISON INTL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>281020107</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>28176E108</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3639</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2927</Sole>
			<Shared>0</Shared>
			<None>712</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>28176E108</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>72</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>285512109</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4964</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ELECTRONIC ARTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>285512109</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>31</Shared>
			<None>295</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>1256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19830</Sole>
			<Shared>0</Shared>
			<None>8600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>637</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14413</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10531</Sole>
			<Shared>1600</Shared>
			<None>2282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENCANA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>292505104</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10078</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>776</Sole>
			<Shared>0</Shared>
			<None>9302</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENCANA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>292505104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>266</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PARTNERS LP UNIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273R109</cusip>
		<value>369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8974</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PARTNERS LP UNIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273R109</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2212</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER EQUITY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15104</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER EQUITY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12936</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1462</Sole>
			<Shared>0</Shared>
			<None>4341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>67</Sole>
			<Shared>26</Shared>
			<None>1024</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>2034</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>74148</Sole>
			<Shared>0</Shared>
			<None>7532</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>31908</Sole>
			<Shared>2900</Shared>
			<None>2839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>576</Sole>
			<Shared>0</Shared>
			<None>1988</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>354</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>255</Sole>
			<Shared>0</Shared>
			<None>99</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUINIX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29444U700</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUINIX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29444U700</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>180</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29476L107</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3875</Sole>
			<Shared>0</Shared>
			<None>442</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29476L107</cusip>
		<value>455</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4560</Sole>
			<Shared>1500</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>615</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20693</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10294</Sole>
			<Shared>0</Shared>
			<None>10399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4313</Sole>
			<Shared>300</Shared>
			<None>872</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30219G108</cusip>
		<value>953</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11772</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6820</Sole>
			<Shared>0</Shared>
			<None>4952</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30219G108</cusip>
		<value>507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4276</Sole>
			<Shared>1660</Shared>
			<None>326</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>12729</value>
		<shrsOrPrnAmt>
			<sshPrnamt>171197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>144804</Sole>
			<Shared>0</Shared>
			<None>26393</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>6251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>72200</Sole>
			<Shared>5300</Shared>
			<None>6577</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>1018</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5094</Sole>
			<Shared>0</Shared>
			<None>6231</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1545</Sole>
			<Shared>0</Shared>
			<None>583</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>311900104</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1520</Sole>
			<Shared>0</Shared>
			<None>9125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FASTENAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>311900104</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1010</Sole>
			<Shared>0</Shared>
			<None>3319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6370</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>242</Sole>
			<Shared>6</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDUS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316500107</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15505</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14505</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDUS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316500107</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8410</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11303</Sole>
			<Shared>0</Shared>
			<None>2939</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1718</Sole>
			<Shared>0</Shared>
			<None>139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH STREET FINANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31678A103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH STREET FINANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31678A103</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19155</Sole>
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			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>336917109</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>11954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11954</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>336917109</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>5327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5327</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>337318109</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12974</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12974</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>337318109</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7080</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33733E203</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1388</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1213</Sole>
			<Shared>0</Shared>
			<None>175</None>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33733E203</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>415</None>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2174</Sole>
			<Shared>2835</Shared>
			<None>65</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734Y109</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2607</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2607</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734Y109</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1898</Sole>
			<Shared>1020</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FIRST TR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33738E109</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9040</Sole>
			<Shared>0</Shared>
			<None>1900</None>
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	<infoTable>
		<nameOfIssuer>FIRST TR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33738E109</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4295</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
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		<shrsOrPrnAmt>
			<sshPrnamt>7218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6769</Sole>
			<Shared>0</Shared>
			<None>449</None>
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	<infoTable>
		<nameOfIssuer>FIRST ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>860</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2201</Sole>
			<Shared>0</Shared>
			<None>3719</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FLUOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>343412102</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>463</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>8106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1630</Sole>
			<Shared>0</Shared>
			<None>6476</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34354P105</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>2951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2560</Sole>
			<Shared>0</Shared>
			<None>391</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>3115</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1742</Sole>
			<Shared>0</Shared>
			<None>1373</None>
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	<infoTable>
		<nameOfIssuer>FOOT LOCKER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>494</Sole>
			<Shared>38</Shared>
			<None>148</None>
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	<infoTable>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>71220</Sole>
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			<None>13829</None>
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	<infoTable>
		<nameOfIssuer>FORD MOTOR</nameOfIssuer>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>4171</None>
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	<infoTable>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1104</Sole>
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			<None>4830</None>
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	<infoTable>
		<nameOfIssuer>FRANKLIN RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>535</Sole>
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			<None>323</None>
		</votingAuthority>
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	<infoTable>
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		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17210</Sole>
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			<None>18382</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>3287</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1674</Sole>
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			<None>1613</None>
		</votingAuthority>
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	<infoTable>
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		<cusip>35906A108</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>78117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>71893</Sole>
			<Shared>0</Shared>
			<None>6224</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35906A108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>25604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>24385</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12100</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
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			<sshPrnamt>1815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1815</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI EQUITY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>362397101</cusip>
		<value>258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>49356</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>36242H104</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24412</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>GABELLI</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>36242H104</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4500</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3967</Sole>
			<Shared>0</Shared>
			<None>2721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4196</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>1784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10596</Sole>
			<Shared>0</Shared>
			<None>2334</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>595</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604103</cusip>
		<value>5151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>204223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>191656</Sole>
			<Shared>0</Shared>
			<None>12567</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604103</cusip>
		<value>3489</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>111484</Sole>
			<Shared>24460</Shared>
			<None>2382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>2722</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26835</Sole>
			<Shared>0</Shared>
			<None>21660</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>1344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16324</Sole>
			<Shared>192</Shared>
			<None>7430</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MOTORS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>37045V100</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1445</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MOTORS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>37045V100</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9651</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9651</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENESIS ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>371927104</cusip>
		<value>277</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7218</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3223</Sole>
			<Shared>0</Shared>
			<None>449</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2814</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>1103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11233</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5182</Sole>
			<Shared>0</Shared>
			<None>6051</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>377</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2199</Sole>
			<Shared>1160</Shared>
			<None>485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLADSTONE COML CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>376536108</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>1864</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15479</Sole>
			<Shared>0</Shared>
			<None>33001</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>53</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6446</Sole>
			<Shared>700</Shared>
			<None>11613</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>1207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5606</Sole>
			<Shared>0</Shared>
			<None>1338</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>941</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS BDC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38147U107</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P508</cusip>
		<value>1798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1918</Sole>
			<Shared>0</Shared>
			<None>899</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P508</cusip>
		<value>288</value>
		<shrsOrPrnAmt>
			<sshPrnamt>451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>368</Sole>
			<Shared>3</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P706</cusip>
		<value>1819</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1915</Sole>
			<Shared>0</Shared>
			<None>1075</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P706</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>481</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>391</Sole>
			<Shared>3</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>384802104</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>157</Sole>
			<Shared>0</Shared>
			<None>672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>384802104</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>775</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GREAT PLAINS ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>391164100</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8711</Sole>
			<Shared>0</Shared>
			<None>1412</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GREAT PLAINS ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>391164100</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3009</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2684</Sole>
			<Shared>0</Shared>
			<None>325</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCA HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40412C101</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2776</Sole>
			<Shared>0</Shared>
			<None>53</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40414L109</cusip>
		<value>567</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4255</Sole>
			<Shared>0</Shared>
			<None>10977</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40414L109</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12274</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7596</Sole>
			<Shared>0</Shared>
			<None>4678</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>767</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16395</Sole>
			<Shared>0</Shared>
			<None>5297</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>647</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1819</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1729</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>410345102</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6291</Sole>
			<Shared>0</Shared>
			<None>9289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>410345102</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3316</Sole>
			<Shared>97</Shared>
			<None>844</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARRIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>413875105</cusip>
		<value>608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8314</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5983</Sole>
			<Shared>0</Shared>
			<None>2331</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARRIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>413875105</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>243</Sole>
			<Shared>0</Shared>
			<None>208</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARTFORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>416515104</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1962</Sole>
			<Shared>0</Shared>
			<None>1178</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARTFORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>416515104</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3077</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HASBRO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>418056107</cusip>
		<value>304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4212</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3606</Sole>
			<Shared>0</Shared>
			<None>606</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HASBRO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>418056107</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1986</Sole>
			<Shared>0</Shared>
			<None>201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERSHEY FOODS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>427866108</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>502</Sole>
			<Shared>0</Shared>
			<None>2008</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESKA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42805E306</cusip>
		<value>415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>13600</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42809H107</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5004</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEWLETT PACKARD CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>428236103</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6277</Sole>
			<Shared>0</Shared>
			<None>8727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEWLETT PACKARD CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>428236103</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6518</Sole>
			<Shared>123</Shared>
			<None>718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>436440101</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1976</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOLOGIC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>436440101</cusip>
		<value>783</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>7949</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>51680</Sole>
			<Shared>0</Shared>
			<None>17148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>330</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>2681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17785</Sole>
			<Shared>1848</Shared>
			<None>3578</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONDA MOTOR ADR (JAPAN)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>438128308</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>589</Sole>
			<Shared>0</Shared>
			<None>5603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONDA MOTOR ADR (JAPAN)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>438128308</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>497</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>5397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41592</Sole>
			<Shared>0</Shared>
			<None>15406</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>1098</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6248</Sole>
			<Shared>781</Shared>
			<None>4572</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12890</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10392</Sole>
			<Shared>0</Shared>
			<None>2498</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45167R104</cusip>
		<value>341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4776</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4776</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45167R104</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>543</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IL TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9474</Sole>
			<Shared>0</Shared>
			<None>514</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IL TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>379</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4092</Sole>
			<Shared>400</Shared>
			<None>114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLUMINA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452327109</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>960</Sole>
			<Shared>0</Shared>
			<None>336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ILLUMINA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452327109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>456837103</cusip>
		<value>196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6865</Sole>
			<Shared>0</Shared>
			<None>7032</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>456837103</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>312</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>4314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>102212</Sole>
			<Shared>0</Shared>
			<None>40914</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>2054</value>
		<shrsOrPrnAmt>
			<sshPrnamt>68143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>50530</Sole>
			<Shared>9050</Shared>
			<None>8563</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>805</Sole>
			<Shared>0</Shared>
			<None>841</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>312</Sole>
			<Shared>0</Shared>
			<None>10</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>4905</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33838</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30565</Sole>
			<Shared>0</Shared>
			<None>3273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>2243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12512</Sole>
			<Shared>2832</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5414</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3186</Sole>
			<Shared>0</Shared>
			<None>2228</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>461202103</cusip>
		<value>1109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10265</Sole>
			<Shared>0</Shared>
			<None>2228</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>461202103</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>90</Sole>
			<Shared>0</Shared>
			<None>93</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131H107</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10755</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131H107</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131M106</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8531</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131M106</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>5494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132C107</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10571</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132C107</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132R104</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11020</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132R104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3356</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132X101</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14220</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46133G107</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1998</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46133G107</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRIDIUM COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46269C102</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46284V101</cusip>
		<value>786</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1989</Sole>
			<Shared>0</Shared>
			<None>23340</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46284V101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>66</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MTN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46284V101</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7768</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464286848</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28687</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464286848</cusip>
		<value>403</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35273</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>35273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>626</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8611</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8336</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>688</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>1654</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22741</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287176</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2447</Sole>
			<Shared>0</Shared>
			<None>121</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287176</cusip>
		<value>528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4770</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287200</cusip>
		<value>2181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10422</Sole>
			<Shared>0</Shared>
			<None>894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287200</cusip>
		<value>784</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2785</Sole>
			<Shared>522</Shared>
			<None>760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287226</cusip>
		<value>8346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10913</Sole>
			<Shared>0</Shared>
			<None>65246</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287226</cusip>
		<value>1599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12191</Sole>
			<Shared>0</Shared>
			<None>2397</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287234</cusip>
		<value>1430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18673</Sole>
			<Shared>0</Shared>
			<None>24957</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287234</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1607</Sole>
			<Shared>536</Shared>
			<None>2789</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287242</cusip>
		<value>841</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6881</Sole>
			<Shared>0</Shared>
			<None>366</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287242</cusip>
		<value>395</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3402</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287309</cusip>
		<value>1112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9367</Sole>
			<Shared>0</Shared>
			<None>950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287309</cusip>
		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1725</Sole>
			<Shared>0</Shared>
			<None>1036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287408</cusip>
		<value>728</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8659</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8659</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287408</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1427</Sole>
			<Shared>0</Shared>
			<None>1231</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287440</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2535</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287440</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1669</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<investmentDiscretion>OTR</investmentDiscretion>
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	<infoTable>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<cusip>464288448</cusip>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288513</cusip>
		<value>229</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288588</cusip>
		<value>239</value>
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			<sshPrnamt>2181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>283</None>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288588</cusip>
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			<sshPrnamt>188</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288638</cusip>
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			<sshPrnamt>10496</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
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		<cusip>464288638</cusip>
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			<sshPrnamt>8137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8137</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288646</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2812</Sole>
			<Shared>0</Shared>
			<None>994</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288646</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2625</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288661</cusip>
		<value>353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2833</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2606</Sole>
			<Shared>0</Shared>
			<None>227</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288661</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>373</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288687</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5137</Sole>
			<Shared>0</Shared>
			<None>405</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288687</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7054</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6754</Sole>
			<Shared>300</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288828</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288828</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1634</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>244</Sole>
			<Shared>1390</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>9950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>124697</Sole>
			<Shared>0</Shared>
			<None>38490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>896</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>3224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>39299</Sole>
			<Shared>7331</Shared>
			<None>6251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JARDEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>471109108</cusip>
		<value>293</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>975</Sole>
			<Shared>0</Shared>
			<None>5028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JARDEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>471109108</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1537</Sole>
			<Shared>0</Shared>
			<None>268</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>10814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>84809</Sole>
			<Shared>0</Shared>
			<None>31037</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>3191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22875</Sole>
			<Shared>3363</Shared>
			<None>7948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>1145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27689</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22471</Sole>
			<Shared>0</Shared>
			<None>5218</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2941</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>J2</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48123V102</cusip>
		<value>340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>112</Sole>
			<Shared>0</Shared>
			<None>4693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>J2</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48123V102</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1621</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1621</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KKR &amp; CO LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48248M102</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1755</Sole>
			<Shared>0</Shared>
			<None>1080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KKR &amp; CO LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48248M102</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9300</Sole>
			<Shared>0</Shared>
			<None>2100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KCAP FINL INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>48668E101</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>462</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5636</Sole>
			<Shared>0</Shared>
			<None>1305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEURIG GREEN MTN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49271M100</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>797</Sole>
			<Shared>0</Shared>
			<None>619</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEURIG GREEN MTN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49271M100</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>493267108</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24126</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1385</Sole>
			<Shared>0</Shared>
			<None>22741</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>493267108</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7957</Sole>
			<Shared>238</Shared>
			<None>1072</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>2486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11848</Sole>
			<Shared>0</Shared>
			<None>10949</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>1711</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15692</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10659</Sole>
			<Shared>1300</Shared>
			<None>3733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>1711</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39371</Sole>
			<Shared>0</Shared>
			<None>22460</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>79</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>79</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>824</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20935</Sole>
			<Shared>1311</Shared>
			<None>7507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KNOWLES CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49926D109</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9526</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>72</Sole>
			<Shared>0</Shared>
			<None>9454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KNOWLES CORPORATION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49926D109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>110</Sole>
			<Shared>0</Shared>
			<None>705</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>798</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6734</Sole>
			<Shared>0</Shared>
			<None>10506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>555</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2223</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17133</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9855</Sole>
			<Shared>0</Shared>
			<None>7278</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1442</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4770</Sole>
			<Shared>138</Shared>
			<None>959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L-3 COMMUNICATIONS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>502424104</cusip>
		<value>319</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>384</Sole>
			<Shared>0</Shared>
			<None>2672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L-3 COMMUNICATIONS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>502424104</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>298</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>154</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>521865204</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>521865204</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>626</Sole>
			<Shared>46</Shared>
			<None>219</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>524660107</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5157</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>524660107</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5263</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4600</Sole>
			<Shared>400</Shared>
			<None>263</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR GROWTH FND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>529900102</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15538</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR GROWTH FND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>529900102</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3895</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>530158104</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>34856</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>530158104</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6041</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>53071M104</cusip>
		<value>437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>16215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>53071M104</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>835</Sole>
			<Shared>0</Shared>
			<None>522</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>531229300</cusip>
		<value>238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>6798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>531229300</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>380</Sole>
			<Shared>0</Shared>
			<None>398</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>1368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14732</Sole>
			<Shared>0</Shared>
			<None>1617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6825</Sole>
			<Shared>925</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>534187109</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2592</Sole>
			<Shared>0</Shared>
			<None>1493</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>534187109</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3259</Sole>
			<Shared>31</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>535782106</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25644</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21644</Sole>
			<Shared>0</Shared>
			<None>4000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>535782106</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4419</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN ENERGY LLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>536020100</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13616</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN ENERGY LLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>536020100</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8892</Sole>
			<Shared>900</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>539439109</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49225</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>569</Sole>
			<Shared>0</Shared>
			<None>48656</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>539439109</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>2990</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11473</Sole>
			<Shared>0</Shared>
			<None>2948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2214</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1436</Sole>
			<Shared>482</Shared>
			<None>296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6379</Sole>
			<Shared>0</Shared>
			<None>3166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4169</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3974</Sole>
			<Shared>120</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1329</Sole>
			<Shared>0</Shared>
			<None>1280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55272X102</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7200</Sole>
			<Shared>0</Shared>
			<None>4350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55272X102</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MULTIMARKET INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>552737108</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14200</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MULTIMARKET INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>552737108</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTERMEDIATE INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>55273C107</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTERMEDIATE INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>55273C107</cusip>
		<value>13</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MGP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55303J106</cusip>
		<value>972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60720</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCS INDUSTRIAL DIRECT CO A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>553530106</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>64</Sole>
			<Shared>0</Shared>
			<None>3120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCS INDUSTRIAL DIRECT CO A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>553530106</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1159</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE INFRASTRUCTURE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55608B105</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACQUARIE INFRASTRUCTURE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55608B105</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55616P104</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2902</Sole>
			<Shared>0</Shared>
			<None>4369</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55616P104</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1613</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>455</Sole>
			<Shared>54</Shared>
			<None>1104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MISTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>559080106</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7712</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MISTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>559080106</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3978</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3978</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>559222401</cusip>
		<value>2325</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46893</Sole>
			<Shared>0</Shared>
			<None>1538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>559222401</cusip>
		<value>259</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5401</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565849106</cusip>
		<value>614</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38626</Sole>
			<Shared>0</Shared>
			<None>1263</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565849106</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1046</Sole>
			<Shared>4424</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>3130</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>65615</Sole>
			<Shared>0</Shared>
			<None>1945</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2126</Sole>
			<Shared>4462</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570535104</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10</Sole>
			<Shared>0</Shared>
			<None>339</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570535104</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571748102</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3148</Sole>
			<Shared>0</Shared>
			<None>481</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571748102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11870</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9702</Sole>
			<Shared>0</Shared>
			<None>2168</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>1303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6242</Sole>
			<Shared>0</Shared>
			<None>8216</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>740</Sole>
			<Shared>0</Shared>
			<None>310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>579780206</cusip>
		<value>276</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2251</Sole>
			<Shared>0</Shared>
			<None>1107</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCCORMICK &amp; CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>579780206</cusip>
		<value>38</value>
		<shrsOrPrnAmt>
			<sshPrnamt>459</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>5355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33270</Sole>
			<Shared>0</Shared>
			<None>21074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>2772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28133</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17641</Sole>
			<Shared>3886</Shared>
			<None>6606</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCGRAW HILL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580645109</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1505</Sole>
			<Shared>0</Shared>
			<None>822</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCGRAW HILL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580645109</cusip>
		<value>504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5764</Sole>
			<Shared>0</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2286</Sole>
			<Shared>0</Shared>
			<None>1590</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>869</Sole>
			<Shared>24</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDNAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58502B106</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>2420</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDNAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58502B106</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEMORIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>586048100</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19625</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEMORIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>586048100</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19805</Sole>
			<Shared>2660</Shared>
			<None>476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>8327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>168597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>117712</Sole>
			<Shared>0</Shared>
			<None>50885</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>2724</value>
		<shrsOrPrnAmt>
			<sshPrnamt>55143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>32530</Sole>
			<Shared>6497</Shared>
			<None>16116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>3860</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>68861</Sole>
			<Shared>0</Shared>
			<None>13002</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>328</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5694</Sole>
			<Shared>33</Shared>
			<None>1239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>592688105</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>841</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METTLER TOLEDO INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>592688105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318D104</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318E102</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21837</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318E102</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>10599</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>154519</Sole>
			<Shared>0</Shared>
			<None>84956</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1228</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>3713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60080</Sole>
			<Shared>2815</Shared>
			<None>20988</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>656</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15222</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6640</Sole>
			<Shared>0</Shared>
			<None>8582</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4186</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3075</Sole>
			<Shared>0</Shared>
			<None>1111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595112103</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9771</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595112103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1933</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1850</Sole>
			<Shared>83</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID-AMERICA APARTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>828</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8907</Sole>
			<Shared>0</Shared>
			<None>1202</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID-AMERICA APARTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>130</Sole>
			<Shared>0</Shared>
			<None>179</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>606822104</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>216</Sole>
			<Shared>0</Shared>
			<None>26576</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>606822104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>585</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>585</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO CLASS B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>60871R209</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>631</Sole>
			<Shared>0</Shared>
			<None>4349</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO CLASS B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>60871R209</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>1839</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41185</Sole>
			<Shared>0</Shared>
			<None>2747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14917</Sole>
			<Shared>2282</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61166W101</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4271</Sole>
			<Shared>0</Shared>
			<None>1584</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61166W101</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>770</Sole>
			<Shared>0</Shared>
			<None>90</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSTER BEVERAGE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61174X109</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSTER BEVERAGE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61174X109</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5352</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2206</Sole>
			<Shared>0</Shared>
			<None>3146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6700</Sole>
			<Shared>0</Shared>
			<None>282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>61745P874</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>61745P874</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8575</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOTOROLA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>620076307</cusip>
		<value>433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>645</Sole>
			<Shared>0</Shared>
			<None>5682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOTOROLA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>620076307</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2044</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2044</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NASDAQ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>631103108</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1071</Sole>
			<Shared>0</Shared>
			<None>4014</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NASDAQ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>631103108</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>710</Sole>
			<Shared>0</Shared>
			<None>166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO NJ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>636180101</cusip>
		<value>354</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7089</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1188</Sole>
			<Shared>0</Shared>
			<None>5901</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO NJ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>636180101</cusip>
		<value>407</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>2141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>1524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2776</Sole>
			<Shared>0</Shared>
			<None>19109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>44</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>498</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>382</Sole>
			<Shared>0</Shared>
			<None>6769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4883</Sole>
			<Shared>0</Shared>
			<None>251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2040</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN INT'L MUNI FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64124P101</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5703</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5703</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN INT'L MUNI FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64124P101</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64128C106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>288</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>288</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64128C106</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13825</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64190A103</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22247</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19247</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW YORK COMMUNITY BANCORP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>649445103</cusip>
		<value>1076</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>58397</Sole>
			<Shared>0</Shared>
			<None>1194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW YORK COMMUNITY BANCORP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>649445103</cusip>
		<value>516</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28583</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26441</Sole>
			<Shared>500</Shared>
			<None>1642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL RUBBERMAID INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651229106</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8452</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5452</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL RUBBERMAID INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651229106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>51</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWFIELD EXPLORATION CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651290108</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5814</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWFIELD EXPLORATION CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651290108</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>484</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>2265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21574</Sole>
			<Shared>0</Shared>
			<None>1646</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>937</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9606</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9300</Sole>
			<Shared>0</Shared>
			<None>306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC CL B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>2464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14143</Sole>
			<Shared>0</Shared>
			<None>5893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC CL B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2808</Sole>
			<Shared>0</Shared>
			<None>316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>1402</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18353</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15559</Sole>
			<Shared>0</Shared>
			<None>2794</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4204</Sole>
			<Shared>200</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1710</Sole>
			<Shared>0</Shared>
			<None>1153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>256</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1012</Sole>
			<Shared>427</Shared>
			<None>103</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>66987V109</cusip>
		<value>1974</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21475</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14519</Sole>
			<Shared>0</Shared>
			<None>6956</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>66987V109</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2106</Sole>
			<Shared>0</Shared>
			<None>446</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO NORDISK A/S ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>670100205</cusip>
		<value>807</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5600</Sole>
			<Shared>0</Shared>
			<None>9275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO NORDISK A/S ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>670100205</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2933</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2522</Sole>
			<Shared>0</Shared>
			<None>411</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUANCE COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67020Y100</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>10188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUANCE COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67020Y100</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1307</Sole>
			<Shared>0</Shared>
			<None>882</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6053</Sole>
			<Shared>0</Shared>
			<None>7856</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2310</Sole>
			<Shared>0</Shared>
			<None>1344</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PERFORMANCE PLUS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67062P108</cusip>
		<value>390</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCOME PT</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67063C106</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14866</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN PREMIUM INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67063W102</cusip>
		<value>369</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCOME 3</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67063X100</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15922</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670657105</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8238</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8238</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670657105</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9086</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN QUALITY PREFERRED INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67072C105</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10520</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN QUALITY PREFERRED INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67072C105</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1980</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670837103</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10063</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>7063</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670837103</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670928100</cusip>
		<value>66</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6232</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670928100</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670984103</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22361</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670984103</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>3150</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O REILLY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67103H107</cusip>
		<value>649</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1637</Sole>
			<Shared>0</Shared>
			<None>959</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>O REILLY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>67103H107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>3608</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54547</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30480</Sole>
			<Shared>0</Shared>
			<None>24067</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>270</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>833</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5496</Sole>
			<Shared>151</Shared>
			<None>6948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD REPUBLIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>680223104</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8936</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OLD REPUBLIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>680223104</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>135</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>2686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33539</Sole>
			<Shared>0</Shared>
			<None>7222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>427</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>607</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7100</Sole>
			<Shared>0</Shared>
			<None>2115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMEGA HEALTHCARE INVESTORS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681936100</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>968</Sole>
			<Shared>0</Shared>
			<None>8444</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMEGA HEALTHCARE INVESTORS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681936100</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3286</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>2203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61004</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>47070</Sole>
			<Shared>0</Shared>
			<None>13934</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5305</Sole>
			<Shared>127</Shared>
			<None>867</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>690732102</cusip>
		<value>491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9082</Sole>
			<Shared>0</Shared>
			<None>6294</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>690732102</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PG&amp;E CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69331C108</cusip>
		<value>776</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14694</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>888</Sole>
			<Shared>0</Shared>
			<None>13806</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PG&amp;E CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69331C108</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>43</Shared>
			<None>4597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>2749</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9912</Sole>
			<Shared>0</Shared>
			<None>20904</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>884</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9905</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3326</Sole>
			<Shared>157</Shared>
			<None>6422</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6168</Sole>
			<Shared>0</Shared>
			<None>2955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4835</Sole>
			<Shared>0</Shared>
			<None>638</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>964</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6504</Sole>
			<Shared>0</Shared>
			<None>22813</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7668</Sole>
			<Shared>0</Shared>
			<None>8137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER HANNIFIN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>701094104</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>731</Sole>
			<Shared>0</Shared>
			<None>2659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARKER HANNIFIN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>701094104</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7713</Sole>
			<Shared>0</Shared>
			<None>1368</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3640</Sole>
			<Shared>1580</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1860</Sole>
			<Shared>0</Shared>
			<None>6264</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYPAL HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>70450Y103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>840</Sole>
			<Shared>0</Shared>
			<None>289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11881</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>322</Sole>
			<Shared>0</Shared>
			<None>11559</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2527</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12609</Sole>
			<Shared>0</Shared>
			<None>8399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7710</Sole>
			<Shared>0</Shared>
			<None>2375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>5933</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38295</Sole>
			<Shared>0</Shared>
			<None>24620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>342</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>332</Sole>
			<Shared>0</Shared>
			<None>10</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>2981</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23985</Sole>
			<Shared>1143</Shared>
			<None>6489</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>9603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>305744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>227404</Sole>
			<Shared>0</Shared>
			<None>78340</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>3041</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96806</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>70765</Sole>
			<Shared>4688</Shared>
			<None>21353</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>4169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52554</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36334</Sole>
			<Shared>0</Shared>
			<None>16220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>1422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17927</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12040</Sole>
			<Shared>174</Shared>
			<None>5713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>2000</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23008</Sole>
			<Shared>0</Shared>
			<None>3016</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2252</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2114</Sole>
			<Shared>0</Shared>
			<None>138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>726503105</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11310</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>726503105</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2734</Sole>
			<Shared>1050</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLUM CREEK TIMBER CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>729251108</cusip>
		<value>198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5007</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4736</Sole>
			<Shared>0</Shared>
			<None>271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLUM CREEK TIMBER CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>729251108</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1460</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17502</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5663</Sole>
			<Shared>0</Shared>
			<None>11839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3892</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>934</Sole>
			<Shared>0</Shared>
			<None>2958</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935A104</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>435</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935A104</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>956</Sole>
			<Shared>1044</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X153</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3612</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X153</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>5970</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X229</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10775</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X369</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3756</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X369</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2150</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X716</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18060</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X716</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3570</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>6425</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>1585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44065</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>44065</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74005P104</cusip>
		<value>800</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6808</Sole>
			<Shared>0</Shared>
			<None>1042</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74005P104</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1508</Sole>
			<Shared>350</Shared>
			<None>322</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PREFORMED LINE PRODUCTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>740444104</cusip>
		<value>1212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>32617</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1238</Sole>
			<Shared>0</Shared>
			<None>2073</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE PRICELINE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>741503403</cusip>
		<value>717</value>
		<shrsOrPrnAmt>
			<sshPrnamt>580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>329</Sole>
			<Shared>0</Shared>
			<None>251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE PRICELINE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>741503403</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>10202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>141808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>108102</Sole>
			<Shared>0</Shared>
			<None>33706</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>399</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>4275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>36608</Sole>
			<Shared>5303</Shared>
			<None>17519</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>970</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31646</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29518</Sole>
			<Shared>0</Shared>
			<None>2128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74340W103</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>757</Sole>
			<Shared>0</Shared>
			<None>14965</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROLOGIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74340W103</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4410</Sole>
			<Shared>99</Shared>
			<None>5309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74348T102</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74348T102</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7920</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5954</Sole>
			<Shared>0</Shared>
			<None>1966</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4010</Sole>
			<Shared>49</Shared>
			<None>183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>74435K204</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7240</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>836</Sole>
			<Shared>0</Shared>
			<None>6404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>74435K204</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1543</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1243</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>1888</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41571</Sole>
			<Shared>0</Shared>
			<None>3212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8488</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74460D109</cusip>
		<value>186</value>
		<shrsOrPrnAmt>
			<sshPrnamt>878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>687</Sole>
			<Shared>0</Shared>
			<None>191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74460D109</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1162</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1085</Sole>
			<Shared>0</Shared>
			<None>77</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MANAGED MUNICIPAL INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746823103</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7348</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7348</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MANAGED MUNICIPAL INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746823103</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM PREMIER INCOME TRUST SH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746853100</cusip>
		<value>81</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16603</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16603</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM PREMIER INCOME TRUST SH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746853100</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11058</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>3894</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>55443</Sole>
			<Shared>0</Shared>
			<None>17030</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11761</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8936</Sole>
			<Shared>300</Shared>
			<None>2525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>376</Sole>
			<Shared>0</Shared>
			<None>6893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUINTILES TRANSNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74876Y101</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3107</Sole>
			<Shared>0</Shared>
			<None>402</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUINTILES TRANSNATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74876Y101</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>123</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RPM INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>749685103</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RPM INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>749685103</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>1425</Shared>
			<None>285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>6819</value>
		<shrsOrPrnAmt>
			<sshPrnamt>137399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>123036</Sole>
			<Shared>0</Shared>
			<None>14363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2202</Sole>
			<Shared>500</Shared>
			<None>1135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>755111507</cusip>
		<value>1030</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4310</Sole>
			<Shared>0</Shared>
			<None>5116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>755111507</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1556</Sole>
			<Shared>37</Shared>
			<None>669</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>476</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10053</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4214</Sole>
			<Shared>0</Shared>
			<None>5839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4715</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>880</Shared>
			<None>2585</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>1595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6091</Sole>
			<Shared>0</Shared>
			<None>79264</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>726</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10181</Sole>
			<Shared>796</Shared>
			<None>27876</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>28023</Sole>
			<Shared>0</Shared>
			<None>6136</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2370</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>759530108</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10059</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>220</Sole>
			<Shared>0</Shared>
			<None>9839</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RELX PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>759530108</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1042</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REPUBLIC SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>760759100</cusip>
		<value>398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2479</Sole>
			<Shared>0</Shared>
			<None>7191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REPUBLIC SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>760759100</cusip>
		<value>168</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1075</Sole>
			<Shared>300</Shared>
			<None>2699</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>2225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18181</Sole>
			<Shared>0</Shared>
			<None>32083</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>340</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>597</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2332</Sole>
			<Shared>68</Shared>
			<None>11076</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8209</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3237</Sole>
			<Shared>0</Shared>
			<None>4972</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1047</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>773903109</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>398</Sole>
			<Shared>0</Shared>
			<None>752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>773903109</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>774341101</cusip>
		<value>236</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2884</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>774341101</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>690</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>454</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>462</Sole>
			<Shared>0</Shared>
			<None>12716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>67</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3968</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>778296103</cusip>
		<value>1494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30712</Sole>
			<Shared>0</Shared>
			<None>101</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>778296103</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>180</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK CANADA MONTREAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780087102</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3280</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK CANADA MONTREAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780087102</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>1877</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259107</cusip>
		<value>705</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5034</Sole>
			<Shared>0</Shared>
			<None>9819</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259107</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>538</Sole>
			<Shared>0</Shared>
			<None>4105</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>1126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17597</Sole>
			<Shared>0</Shared>
			<None>6153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7456</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5400</Sole>
			<Shared>665</Shared>
			<None>1391</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYCE VALUE TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>780910105</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10313</Sole>
			<Shared>0</Shared>
			<None>2215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYCE VALUE TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>780910105</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4941</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4941</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYCE MICRO-CAP INC (CLOSED END)</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>780915104</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>783513104</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>745</Sole>
			<Shared>0</Shared>
			<None>1996</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYANAIR HOLDINGS PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>783513104</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GUGGENHEIM</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78355W106</cusip>
		<value>1088</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13543</Sole>
			<Shared>0</Shared>
			<None>1250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GUGGENHEIM</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78355W106</cusip>
		<value>640</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8703</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8703</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78462F103</cusip>
		<value>4503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22700</Sole>
			<Shared>0</Shared>
			<None>797</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78462F103</cusip>
		<value>1875</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9784</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9002</Sole>
			<Shared>690</Shared>
			<None>92</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1308</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3589</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3589</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X749</cusip>
		<value>629</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13921</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3835</Sole>
			<Shared>0</Shared>
			<None>10086</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X749</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4058</Sole>
			<Shared>0</Shared>
			<None>1756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X772</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6360</Sole>
			<Shared>0</Shared>
			<None>215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X772</cusip>
		<value>372</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10965</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10965</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X863</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1331</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1331</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR DOW JONES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X863</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4940</Sole>
			<Shared>454</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A359</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4494</Sole>
			<Shared>0</Shared>
			<None>97</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A359</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>239</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A417</cusip>
		<value>6378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>178844</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>150326</Sole>
			<Shared>0</Shared>
			<None>28518</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A417</cusip>
		<value>373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9349</Sole>
			<Shared>0</Shared>
			<None>1120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A425</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3874</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A425</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A516</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>925</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A516</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3063</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3063</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A607</cusip>
		<value>335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3888</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3888</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A763</cusip>
		<value>3071</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21793</Sole>
			<Shared>0</Shared>
			<None>20762</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A763</cusip>
		<value>996</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13802</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467X109</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1314</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1314</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467X109</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>908</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>908</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>3094</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12432</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4812</Sole>
			<Shared>0</Shared>
			<None>7620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>527</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2119</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1156</Sole>
			<Shared>295</Shared>
			<None>668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1892</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1656</Sole>
			<Shared>0</Shared>
			<None>236</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SVB FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78486Q101</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>45</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>1179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18687</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2035</Sole>
			<Shared>0</Shared>
			<None>16652</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>660</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1945</Sole>
			<Shared>223</Shared>
			<None>5360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>346</Sole>
			<Shared>0</Shared>
			<None>2877</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1245</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAN DISK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>80004C101</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>327</Sole>
			<Shared>0</Shared>
			<None>4735</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAN DISK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>80004C101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>830</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>395</Sole>
			<Shared>0</Shared>
			<None>435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1616</Sole>
			<Shared>0</Shared>
			<None>9751</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6946</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4461</Sole>
			<Shared>0</Shared>
			<None>2485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>803054204</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46</Sole>
			<Shared>0</Shared>
			<None>2965</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>803054204</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>177</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>806857108</cusip>
		<value>3432</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40733</Sole>
			<Shared>0</Shared>
			<None>9025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>806857108</cusip>
		<value>482</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5550</Sole>
			<Shared>800</Shared>
			<None>645</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>808513105</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6951</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2111</Sole>
			<Shared>0</Shared>
			<None>4840</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>808513105</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>253</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>491</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7971</Sole>
			<Shared>0</Shared>
			<None>2437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>2041</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2275</Sole>
			<Shared>0</Shared>
			<None>1050</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y506</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15899</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14654</Sole>
			<Shared>0</Shared>
			<None>1245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4450</Sole>
			<Shared>0</Shared>
			<None>2747</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4336</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6803</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>375</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8665</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8665</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2120</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>683</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>353</Sole>
			<Shared>0</Shared>
			<None>6713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2418</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>503</Sole>
			<Shared>0</Shared>
			<None>9224</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2832</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2832</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN-WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1512</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>453</Sole>
			<Shared>0</Shared>
			<None>1059</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN-WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82481R106</cusip>
		<value>306</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>229</Sole>
			<Shared>0</Shared>
			<None>1260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIRE PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82481R106</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGMA ALDRICH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>826552101</cusip>
		<value>607</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4367</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4110</Sole>
			<Shared>0</Shared>
			<None>257</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGMA ALDRICH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>826552101</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNATURE BANK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>82669G104</cusip>
		<value>433</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3151</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1469</Sole>
			<Shared>0</Shared>
			<None>1682</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGNATURE BANK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>82669G104</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PROPERTY GROUP LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>828806109</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>746</Sole>
			<Shared>0</Shared>
			<None>2718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PROPERTY GROUP LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>828806109</cusip>
		<value>515</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2801</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1749</Sole>
			<Shared>32</Shared>
			<None>1020</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>83088M102</cusip>
		<value>536</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3695</Sole>
			<Shared>0</Shared>
			<None>2675</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>83088M102</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1111</Sole>
			<Shared>38</Shared>
			<None>243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3446</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2411</Sole>
			<Shared>0</Shared>
			<None>1035</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1783</Sole>
			<Shared>0</Shared>
			<None>592</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SNAP ON TOOLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>833034101</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>925</Sole>
			<Shared>0</Shared>
			<None>560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SNAP ON TOOLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>833034101</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>3174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71011</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>48161</Sole>
			<Shared>0</Shared>
			<None>22850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>1667</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28073</Sole>
			<Shared>1425</Shared>
			<None>7798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>847560109</cusip>
		<value>596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20295</Sole>
			<Shared>0</Shared>
			<None>2382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>847560109</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9135</Sole>
			<Shared>0</Shared>
			<None>1291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>854502101</cusip>
		<value>342</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3250</Sole>
			<Shared>0</Shared>
			<None>279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>854502101</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>255</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>876</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15403</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6858</Sole>
			<Shared>0</Shared>
			<None>8545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5122</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4490</Sole>
			<Shared>0</Shared>
			<None>632</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATOIL ASA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>85771P102</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>341</Sole>
			<Shared>0</Shared>
			<None>15673</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATOIL ASA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>85771P102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>127</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATOIL ASA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>85771P102</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>859152100</cusip>
		<value>374</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5758</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3187</Sole>
			<Shared>0</Shared>
			<None>2571</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STERIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>859152100</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>285</Sole>
			<Shared>0</Shared>
			<None>645</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONEMOR PARTNERS L P COM UNITS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86183Q100</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11000</Sole>
			<Shared>0</Shared>
			<None>1700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONEMOR PARTNERS L P COM UNITS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86183Q100</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>1061</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9006</Sole>
			<Shared>0</Shared>
			<None>2272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>613</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6516</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STURM RUGER AND COMPANY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>864159108</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STURM RUGER AND COMPANY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>864159108</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3855</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>86562M209</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2743</Sole>
			<Shared>0</Shared>
			<None>24979</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>86562M209</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1418</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1418</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>867224107</cusip>
		<value>449</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16814</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8610</Sole>
			<Shared>0</Shared>
			<None>8204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>867224107</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>319</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNOCO LOGISTICS PARTERS LP COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86764L108</cusip>
		<value>230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8040</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8040</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNOCO LOGISTICS PARTERS LP COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86764L108</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BANKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>867914103</cusip>
		<value>716</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14344</Sole>
			<Shared>0</Shared>
			<None>4372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BANKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>867914103</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>0</Shared>
			<None>167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>2207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20119</Sole>
			<Shared>0</Shared>
			<None>36507</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4643</Sole>
			<Shared>1429</Shared>
			<None>12862</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>568</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9689</Sole>
			<Shared>0</Shared>
			<None>11937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>104</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3863</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>500</Shared>
			<None>3363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TICC CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87244T109</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15445</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>512</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4183</Sole>
			<Shared>0</Shared>
			<None>2980</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>874039100</cusip>
		<value>558</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3652</Sole>
			<Shared>0</Shared>
			<None>23215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>874039100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>874039100</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3546</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>2300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29244</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20372</Sole>
			<Shared>0</Shared>
			<None>8872</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>919</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10053</Sole>
			<Shared>0</Shared>
			<None>1631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879369106</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1953</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>1753</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879369106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPLETON GLOBAL INCOME FUND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>880198106</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22037</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22037</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDUSTRIES</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>881624209</cusip>
		<value>1230</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21783</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13714</Sole>
			<Shared>0</Shared>
			<None>8069</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDUSTRIES</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>881624209</cusip>
		<value>478</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8459</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7979</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6832</Sole>
			<Shared>0</Shared>
			<None>6003</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>542</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9574</Sole>
			<Shared>0</Shared>
			<None>1375</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>593</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3905</Sole>
			<Shared>0</Shared>
			<None>948</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2302</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>884903105</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>235</Sole>
			<Shared>0</Shared>
			<None>7950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>884903105</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOR INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>885160101</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3469</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOR INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>885160101</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>430</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>5015</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35376</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22736</Sole>
			<Shared>0</Shared>
			<None>12640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>2814</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10472</Sole>
			<Shared>5860</Shared>
			<None>3520</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887317303</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2142</Sole>
			<Shared>0</Shared>
			<None>5092</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887317303</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1671</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>754</Sole>
			<Shared>26</Shared>
			<None>891</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>1872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16162</Sole>
			<Shared>0</Shared>
			<None>25713</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>690</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15437</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7254</Sole>
			<Shared>247</Shared>
			<None>7936</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADR TOYOTA MOTOR CORP ADR 2</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>892331307</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>303</Sole>
			<Shared>0</Shared>
			<None>1116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADR TOYOTA MOTOR CORP ADR 2</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>892331307</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>2243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17423</Sole>
			<Shared>0</Shared>
			<None>5114</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>837</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7540</Sole>
			<Shared>0</Shared>
			<None>871</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>896522109</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3770</Sole>
			<Shared>0</Shared>
			<None>5996</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>896522109</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>1060</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTRY FOX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90130A101</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5559</Sole>
			<Shared>0</Shared>
			<None>1983</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTRY FOX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90130A101</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902494103</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>410</Sole>
			<Shared>0</Shared>
			<None>6180</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYSON FOODS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902494103</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>38</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>902641646</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6356</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6356</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>902641646</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1957</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1575</Sole>
			<Shared>382</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>USA COMPRESSION PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90290N109</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>USA COMPRESSION PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90290N109</cusip>
		<value>84</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>1622</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23858</Sole>
			<Shared>0</Shared>
			<None>15695</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>525</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9104</Sole>
			<Shared>0</Shared>
			<None>3692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>1198</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5403</Sole>
			<Shared>0</Shared>
			<None>23972</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>425</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1518</Sole>
			<Shared>660</Shared>
			<None>8232</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER NV</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904784709</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7778</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3285</Sole>
			<Shared>0</Shared>
			<None>4493</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER NV</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904784709</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1879</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1475</Sole>
			<Shared>200</Shared>
			<None>204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>5825</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65887</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>50660</Sole>
			<Shared>0</Shared>
			<None>15227</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>414</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>414</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>1103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8170</Sole>
			<Shared>288</Shared>
			<None>4014</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>3341</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27481</Sole>
			<Shared>0</Shared>
			<None>6377</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>766</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7759</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5243</Sole>
			<Shared>258</Shared>
			<None>2258</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>5524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>48401</Sole>
			<Shared>0</Shared>
			<None>13674</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>292</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>292</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>911</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5723</Sole>
			<Shared>925</Shared>
			<None>3586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED HEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>6062</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52258</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>42263</Sole>
			<Shared>0</Shared>
			<None>9995</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED HEALTH GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>622</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4428</Sole>
			<Shared>34</Shared>
			<None>897</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNIVERSAL HEALTH SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913903100</cusip>
		<value>174</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>742</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNIVERSAL HEALTH SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913903100</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>423</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>918204108</cusip>
		<value>2622</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37405</Sole>
			<Shared>0</Shared>
			<None>1031</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>918204108</cusip>
		<value>408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5842</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VALEANT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>91911K102</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>867</None>
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		<nameOfIssuer>VALEANT</nameOfIssuer>
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		<cusip>91911K102</cusip>
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			<sshPrnamt>1624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>1583</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91913Y100</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>12428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9478</Sole>
			<Shared>0</Shared>
			<None>2950</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91913Y100</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4091</Sole>
			<Shared>64</Shared>
			<None>249</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>1280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17355</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>213</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2894</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3906</Sole>
			<Shared>2976</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937819</cusip>
		<value>466</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5494</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937819</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2398</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937827</cusip>
		<value>689</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8571</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937827</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>971</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937835</cusip>
		<value>880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10744</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937835</cusip>
		<value>303</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2880</Sole>
			<Shared>273</Shared>
			<None>549</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921943858</cusip>
		<value>11885</value>
		<shrsOrPrnAmt>
			<sshPrnamt>333476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>330865</Sole>
			<Shared>0</Shared>
			<None>2611</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921943858</cusip>
		<value>507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14223</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11009</Sole>
			<Shared>0</Shared>
			<None>3214</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
		<value>5835</value>
		<shrsOrPrnAmt>
			<sshPrnamt>93136</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>93136</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>58</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042775</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6268</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6268</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042775</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>636</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>193</Shared>
			<None>443</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042858</cusip>
		<value>556</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16796</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16796</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042858</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5784</Sole>
			<Shared>100</Shared>
			<None>272</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042866</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5062</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5062</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042866</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>680</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042874</cusip>
		<value>576</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10304</Sole>
			<Shared>0</Shared>
			<None>1416</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042874</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1131</Sole>
			<Shared>0</Shared>
			<None>2209</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92204A207</cusip>
		<value>709</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5851</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5851</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92204A702</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1193</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1100</Sole>
			<Shared>0</Shared>
			<None>93</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92204A702</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>420</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92204A702</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>290</Sole>
			<Shared>0</Shared>
			<None>208</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92205F106</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12789</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92206C409</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2945</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92206C409</cusip>
		<value>394</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4945</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VECTREN CORP</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>4440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>696</Sole>
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			<None>3744</None>
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	<infoTable>
		<nameOfIssuer>VECTREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92240G101</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1336</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VECTOR GROUP LIMITED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92240M108</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>9253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6122</Sole>
			<Shared>0</Shared>
			<None>3131</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VECTOR GROUP LIMITED</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92240M108</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>672</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VENTAS INC REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92276F100</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>180</Sole>
			<Shared>0</Shared>
			<None>8690</None>
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			<sshPrnamt>3540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>70</Sole>
			<Shared>0</Shared>
			<None>3470</None>
		</votingAuthority>
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		<shrsOrPrnAmt>
			<sshPrnamt>15511</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14411</Sole>
			<Shared>0</Shared>
			<None>1100</None>
		</votingAuthority>
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		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<shrsOrPrnAmt>
			<sshPrnamt>3902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3636</Sole>
			<Shared>266</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>249</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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			<sshPrnamt>3327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3327</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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			<sshPrnamt>1023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1023</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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			<sshPrnamt>7957</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7957</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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			<sshPrnamt>10522</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10522</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908629</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1717</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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			<sshPrnamt>4165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3975</Sole>
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			<None>190</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908637</cusip>
		<value>36</value>
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			<sshPrnamt>407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>407</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908652</cusip>
		<value>10502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>128656</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>128656</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2377</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908652</cusip>
		<value>172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2105</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2708</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908736</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>290</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>290</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908751</cusip>
		<value>932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8629</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908751</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1110</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908769</cusip>
		<value>2153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21178</Sole>
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			<None>635</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908769</cusip>
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			<sshPrnamt>2495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>778</Sole>
			<Shared>1717</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
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		<shrsOrPrnAmt>
			<sshPrnamt>174276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>123621</Sole>
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			<None>50655</None>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>260</Sole>
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			<None>56</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>67581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>49060</Sole>
			<Shared>3884</Shared>
			<None>14637</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3373</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>2673</None>
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	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92532F100</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>187</Sole>
			<Shared>0</Shared>
			<None>270</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>2861</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27747</Sole>
			<Shared>0</Shared>
			<None>13321</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VISA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4728</Sole>
			<Shared>0</Shared>
			<None>887</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer>
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		<cusip>92857W308</cusip>
		<value>889</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4607</Sole>
			<Shared>0</Shared>
			<None>23413</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer>
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		<cusip>92857W308</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>82</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>82</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VODAFONE GROUP PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>92857W308</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3320</Sole>
			<Shared>0</Shared>
			<None>7346</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92936U109</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2610</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92936U109</cusip>
		<value>200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3456</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3456</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92939U106</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>812</Sole>
			<Shared>0</Shared>
			<None>7775</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
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		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEC ENERGY GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92939U106</cusip>
		<value>335</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3950</Sole>
			<Shared>0</Shared>
			<None>2466</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>5480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84509</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>68265</Sole>
			<Shared>0</Shared>
			<None>16244</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5986</Sole>
			<Shared>1050</Shared>
			<None>2766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931427108</cusip>
		<value>932</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11216</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7266</Sole>
			<Shared>0</Shared>
			<None>3950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREENS BOOTS ALLIANCE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931427108</cusip>
		<value>538</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6171</Sole>
			<Shared>300</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>3024</value>
		<shrsOrPrnAmt>
			<sshPrnamt>60718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>54771</Sole>
			<Shared>0</Shared>
			<None>5947</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4811</Sole>
			<Shared>1225</Shared>
			<None>2619</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>9990</value>
		<shrsOrPrnAmt>
			<sshPrnamt>194546</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>134574</Sole>
			<Shared>0</Shared>
			<None>59972</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1060</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>2297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44740</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>30723</Sole>
			<Shared>956</Shared>
			<None>13061</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987C103</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987C103</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987D101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3980</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3980</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987D101</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17677</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17677</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INCORPORATED </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>1338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8627</Sole>
			<Shared>0</Shared>
			<None>10943</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INCORPORATED </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>39</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLTOWER INCORPORATED </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95040Q104</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2458</Sole>
			<Shared>300</Shared>
			<None>3951</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766J102</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766J102</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>30500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766K109</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2444</Sole>
			<Shared>0</Shared>
			<None>6572</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766K109</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1507</Sole>
			<Shared>0</Shared>
			<None>2800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766M105</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766M105</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766P108</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>25656</Sole>
			<Shared>0</Shared>
			<None>6215</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>958102105</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>451</Sole>
			<Shared>0</Shared>
			<None>2391</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>958102105</cusip>
		<value>122</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1386</Sole>
			<Shared>17</Shared>
			<None>135</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN UNION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>959802109</cusip>
		<value>698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38031</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3463</Sole>
			<Shared>0</Shared>
			<None>34568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN UNION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>959802109</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7451</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>160</Sole>
			<Shared>0</Shared>
			<None>8489</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>407</Sole>
			<Shared>0</Shared>
			<None>2117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96145D105</cusip>
		<value>337</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6549</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2971</Sole>
			<Shared>0</Shared>
			<None>3578</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTROCK COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96145D105</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2584</Sole>
			<Shared>0</Shared>
			<None>287</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8558</Sole>
			<Shared>0</Shared>
			<None>12141</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>968</Sole>
			<Shared>0</Shared>
			<None>4287</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>963320106</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1525</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>631</Sole>
			<Shared>0</Shared>
			<None>894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>963320106</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>726</Sole>
			<Shared>0</Shared>
			<None>265</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WIDEPOINT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>967590100</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>969457100</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6363</Sole>
			<Shared>0</Shared>
			<None>1422</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIAMS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>969457100</cusip>
		<value>111</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W208</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3685</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W208</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>945</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W307</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2305</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>893</Sole>
			<Shared>0</Shared>
			<None>1412</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W307</cusip>
		<value>117</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>797</Sole>
			<Shared>0</Shared>
			<None>945</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W406</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4473</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4473</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W406</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>771</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W851</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W851</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>865</Sole>
			<Shared>0</Shared>
			<None>4323</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98389B100</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5582</Sole>
			<Shared>0</Shared>
			<None>187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XCEL ENERGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98389B100</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2280</Sole>
			<Shared>0</Shared>
			<None>240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>984121103</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>142</Sole>
			<Shared>0</Shared>
			<None>4897</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>984121103</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5114</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4343</Sole>
			<Shared>279</Shared>
			<None>492</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>711</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8889</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8524</Sole>
			<Shared>0</Shared>
			<None>365</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1149</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1149</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZHONE TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98950P884</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>52900</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2503</Sole>
			<Shared>0</Shared>
			<None>1964</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>440</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER BIOMET HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>360</Sole>
			<Shared>120</Shared>
			<None>92</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>1706</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6276</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2654</Sole>
			<Shared>0</Shared>
			<None>3622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G0177J108</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>660</Sole>
			<Shared>11</Shared>
			<None>273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>4834</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45349</Sole>
			<Shared>0</Shared>
			<None>3852</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>557</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5668</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4710</Sole>
			<Shared>850</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>497</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8521</Sole>
			<Shared>0</Shared>
			<None>1164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2480</Sole>
			<Shared>173</Shared>
			<None>302</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVEREST RE GROUP LTD (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G3223R108</cusip>
		<value>3281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18928</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17860</Sole>
			<Shared>0</Shared>
			<None>1068</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVEREST RE GROUP LTD (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G3223R108</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1160</Sole>
			<Shared>32</Shared>
			<None>124</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G47791101</cusip>
		<value>283</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3753</Sole>
			<Shared>0</Shared>
			<None>1826</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G47791101</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6367</Sole>
			<Shared>0</Shared>
			<None>133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEATHERFORD INTERNATIONAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G48833100</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35317</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1300</Sole>
			<Shared>0</Shared>
			<None>34017</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEATHERFORD INTERNATIONAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G48833100</cusip>
		<value>30</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1408</Sole>
			<Shared>0</Shared>
			<None>2123</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>1378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11938</Sole>
			<Shared>0</Shared>
			<None>8642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G5960L103</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5689</Sole>
			<Shared>537</Shared>
			<None>712</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>610</Sole>
			<Shared>0</Shared>
			<None>14700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3184</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1012</Sole>
			<Shared>0</Shared>
			<None>2172</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>837</Sole>
			<Shared>0</Shared>
			<None>5205</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>PENTAIR PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7S00T104</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>303</Sole>
			<Shared>0</Shared>
			<None>323</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SHIP FINANCE INTERNATIONAL LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G81075106</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TYCO INTERNATIONAL PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G91442106</cusip>
		<value>1223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2702</Sole>
			<Shared>0</Shared>
			<None>33846</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TYCO INTERNATIONAL PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G91442106</cusip>
		<value>503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4667</Sole>
			<Shared>397</Shared>
			<None>9960</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIS GROUP HOLDINGS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G96666105</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>448</Sole>
			<Shared>0</Shared>
			<None>4639</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WILLIS GROUP HOLDINGS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G96666105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>179</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H0023R105</cusip>
		<value>855</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6397</Sole>
			<Shared>0</Shared>
			<None>1869</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ACE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H0023R105</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>802</Sole>
			<Shared>0</Shared>
			<None>588</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H84989104</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8017</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>716</Sole>
			<Shared>0</Shared>
			<None>7301</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H84989104</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1076</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>502</Sole>
			<Shared>0</Shared>
			<None>574</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>M22465104</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>687</Sole>
			<Shared>0</Shared>
			<None>4191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>M22465104</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>431</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>31</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ASML HOLDING NV NY REGISTRY SHS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N07059210</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>177</Sole>
			<Shared>0</Shared>
			<None>2122</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASML HOLDING NV NY REGISTRY SHS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N07059210</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>977</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7384</Sole>
			<Shared>0</Shared>
			<None>4336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>165</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3343</Sole>
			<Shared>225</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2662</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>126</Sole>
			<Shared>0</Shared>
			<None>2536</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NXP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N6596X109</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>265</Sole>
			<Shared>0</Shared>
			<None>183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL PRODUCT PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>Y11082107</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16771</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
</informationTable>
