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	<infoTable>
		<nameOfIssuer>THE ADT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00101J106</cusip>
		<value>769</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21679</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>254</Sole>
			<Shared>0</Shared>
			<None>21425</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE ADT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00101J106</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1098</Sole>
			<Shared>210</Shared>
			<None>5586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6862</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFLAC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001055102</cusip>
		<value>826</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14175</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001084102</cusip>
		<value>713</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6335</Sole>
			<Shared>0</Shared>
			<None>9350</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>001084102</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1487</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00130H105</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9684</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9684</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00130H105</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>474</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>474</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27129</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23846</Sole>
			<Shared>0</Shared>
			<None>3283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALPS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>00162Q866</cusip>
		<value>458</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23873</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>21398</Sole>
			<Shared>0</Shared>
			<None>2475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>8128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>230650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>163362</Sole>
			<Shared>0</Shared>
			<None>67288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>626</Sole>
			<Shared>0</Shared>
			<None>70</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AT&amp;T INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00206R102</cusip>
		<value>2718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>77140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>50512</Sole>
			<Shared>4679</Shared>
			<None>21949</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>4522</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69294</Sole>
			<Shared>0</Shared>
			<None>39434</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBOTT LABORATORIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>002824100</cusip>
		<value>1206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28999</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13864</Sole>
			<Shared>3896</Shared>
			<None>11239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>4681</value>
		<shrsOrPrnAmt>
			<sshPrnamt>81036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>64794</Sole>
			<Shared>0</Shared>
			<None>16242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABBVIE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00287Y109</cusip>
		<value>1212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20991</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16311</Sole>
			<Shared>3587</Shared>
			<None>1093</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>003009107</cusip>
		<value>280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45995</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ABERDEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>003009107</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADAMS EXPRESS CO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>006212104</cusip>
		<value>169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12101</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4988</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1110</Sole>
			<Shared>0</Shared>
			<None>3878</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADOBE SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00724F101</cusip>
		<value>16</value>
		<shrsOrPrnAmt>
			<sshPrnamt>228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>54</Sole>
			<Shared>0</Shared>
			<None>174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>401</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3168</Sole>
			<Shared>0</Shared>
			<None>1781</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>642</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AETNA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>00817Y108</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1116</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>844</Sole>
			<Shared>0</Shared>
			<None>272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>008252108</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>1659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AFFILIATED MANAGERS GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>008252108</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>35</Sole>
			<Shared>47</Shared>
			<None>56</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGRIUM INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>008916108</cusip>
		<value>1250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13276</Sole>
			<Shared>0</Shared>
			<None>772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AGRIUM INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>008916108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>755</Sole>
			<Shared>0</Shared>
			<None>966</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AIR PRODUCTS &amp; CHEMICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>009158106</cusip>
		<value>114</value>
		<shrsOrPrnAmt>
			<sshPrnamt>878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>878</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>013817101</cusip>
		<value>597</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37093</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>34366</Sole>
			<Shared>0</Shared>
			<None>2727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCOA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>013817101</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCATEL - LUCENT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>013904305</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20158</Sole>
			<Shared>0</Shared>
			<None>29</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALCATEL - LUCENT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>013904305</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>31</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>015351109</cusip>
		<value>211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>395</Sole>
			<Shared>0</Shared>
			<None>876</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALEXION PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>015351109</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018490102</cusip>
		<value>1142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6408</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5470</Sole>
			<Shared>0</Shared>
			<None>938</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLERGAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018490102</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>291</Sole>
			<Shared>0</Shared>
			<None>45</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018581108</cusip>
		<value>267</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1074</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1074</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE DATA SYSTEMS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018581108</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>72</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>52</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018802108</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2230</Sole>
			<Shared>0</Shared>
			<None>550</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANT ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>018802108</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>0</Shared>
			<None>129</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE BERNSTEIN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>01881E101</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13898</Sole>
			<Shared>0</Shared>
			<None>1500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLIANCE BERNSTEIN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>01881E101</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4550</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4550</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>1402</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22853</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16909</Sole>
			<Shared>0</Shared>
			<None>5944</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALLSTATE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>020002101</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3498</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2858</Sole>
			<Shared>236</Shared>
			<None>404</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>2994</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35516</Sole>
			<Shared>0</Shared>
			<None>29654</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ALTRIA GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>02209S103</cusip>
		<value>1339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17002</Sole>
			<Shared>1376</Shared>
			<None>10769</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>574</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>636</Sole>
			<Shared>0</Shared>
			<None>1145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMAZON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023135106</cusip>
		<value>644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1996</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1921</Sole>
			<Shared>0</Shared>
			<None>75</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2824</Sole>
			<Shared>0</Shared>
			<None>5606</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMEREN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>023608102</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1926</Sole>
			<Shared>170</Shared>
			<None>1448</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN CAMPUS COMMUNITIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>024835100</cusip>
		<value>634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>260</Sole>
			<Shared>0</Shared>
			<None>17134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN CAMPUS COMMUNITIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>024835100</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7879</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1749</Sole>
			<Shared>308</Shared>
			<None>5822</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>768</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9700</Sole>
			<Shared>0</Shared>
			<None>5018</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN ELECTRIC POWER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025537101</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4192</Sole>
			<Shared>1715</Shared>
			<None>1743</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>3127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31177</Sole>
			<Shared>0</Shared>
			<None>4545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN EXPRESS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>025816109</cusip>
		<value>640</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7306</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6572</Sole>
			<Shared>122</Shared>
			<None>612</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3703</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>668</Sole>
			<Shared>0</Shared>
			<None>3035</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERICAN TOWER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03027X100</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1632</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>197</Shared>
			<None>935</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03073E105</cusip>
		<value>289</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3741</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3250</Sole>
			<Shared>0</Shared>
			<None>491</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERISOURCEBERGEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03073E105</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>322</Sole>
			<Shared>0</Shared>
			<None>1215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>436</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>436</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIPRISE FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03076C106</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>490</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIGAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030975106</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4257</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1010</Sole>
			<Shared>0</Shared>
			<None>3247</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMERIGAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>030975106</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2938</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1150</Sole>
			<Shared>0</Shared>
			<None>1788</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>1151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8195</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4733</Sole>
			<Shared>0</Shared>
			<None>3462</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AMGEN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>031162100</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2208</Sole>
			<Shared>544</Shared>
			<None>335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032511107</cusip>
		<value>3075</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23812</Sole>
			<Shared>0</Shared>
			<None>6504</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANADARKO PETROLEUM CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032511107</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2510</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2055</Sole>
			<Shared>320</Shared>
			<None>135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4870</Sole>
			<Shared>0</Shared>
			<None>1650</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANALOG DEVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>032654105</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>03524A108</cusip>
		<value>549</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1290</Sole>
			<Shared>0</Shared>
			<None>3659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANHEUSER BUSCH INBEV </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>03524A108</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1267</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>675</Sole>
			<Shared>110</Shared>
			<None>482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAPITAL MANAGEMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710409</cusip>
		<value>196</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8703</Sole>
			<Shared>0</Shared>
			<None>9631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANNALY CAPITAL MANAGEMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>035710409</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1892</Sole>
			<Shared>0</Shared>
			<None>535</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>110</Sole>
			<Shared>0</Shared>
			<None>2553</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ANSYS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>03662Q105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>84</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>84</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037411105</cusip>
		<value>585</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4931</Sole>
			<Shared>0</Shared>
			<None>1306</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APACHE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037411105</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>451</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>13339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>132393</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>93284</Sole>
			<Shared>0</Shared>
			<None>39109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>357</Sole>
			<Shared>0</Shared>
			<None>12</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLE COMPUTER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>037833100</cusip>
		<value>3177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>23022</Sole>
			<Shared>824</Shared>
			<None>7684</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>4345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>201066</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>134690</Sole>
			<Shared>0</Shared>
			<None>66376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>APPLIED MATERIALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>038222105</cusip>
		<value>623</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28824</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7482</Sole>
			<Shared>1180</Shared>
			<None>20162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>246</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>4422</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARCHER DANIELS MIDLAND CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>039483102</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1827</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1347</Sole>
			<Shared>0</Shared>
			<None>480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04010L103</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3563</Sole>
			<Shared>0</Shared>
			<None>7564</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARES CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>04010L103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>673</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ARMOUR RESIDENTIAL REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>042315101</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>25355</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND INC NEW</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>044209104</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASHLAND INC NEW</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>044209104</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4726</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>4726</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2051</Sole>
			<Shared>0</Shared>
			<None>1944</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ASTRAZENECA PLC (UNITED KINGDOM)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>046353108</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1347</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>48</Shared>
			<None>399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>052769106</cusip>
		<value>367</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6663</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>375</Sole>
			<Shared>0</Shared>
			<None>6288</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTODESK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>052769106</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>812</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>450</Shared>
			<None>137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>2473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23437</Sole>
			<Shared>0</Shared>
			<None>6330</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>13</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>AUTOMATIC DATA PROCESSING</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>053015103</cusip>
		<value>1207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10296</Sole>
			<Shared>3387</Shared>
			<None>847</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>054937107</cusip>
		<value>582</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12662</Sole>
			<Shared>0</Shared>
			<None>2983</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BB&amp;T CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>054937107</cusip>
		<value>501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13130</Sole>
			<Shared>212</Shared>
			<None>119</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC (CANADA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>825</Sole>
			<Shared>0</Shared>
			<None>12406</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC (CANADA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>69</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BCE INC (CANADA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05534B760</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5141</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>205</Sole>
			<Shared>244</Shared>
			<None>4692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05541T101</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6020</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6020</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BGC PARTNERS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>05541T101</cusip>
		<value>148</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19915</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19915</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>055622104</cusip>
		<value>1852</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24524</Sole>
			<Shared>0</Shared>
			<None>17613</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>055622104</cusip>
		<value>430</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3685</Sole>
			<Shared>400</Shared>
			<None>5694</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BT GROUP PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05577E101</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3328</Sole>
			<Shared>0</Shared>
			<None>6</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BT GROUP PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05577E101</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>7</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>056752108</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>856</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>84</Sole>
			<Shared>0</Shared>
			<None>772</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAIDU INC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>056752108</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>236</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>116</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>057224107</cusip>
		<value>457</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2143</Sole>
			<Shared>0</Shared>
			<None>4876</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAKER HUGHES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>057224107</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>309</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>309</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANCO BILBAO VIZCAYA ARGENTARIA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>05946K101</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10304</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>743</value>
		<shrsOrPrnAmt>
			<sshPrnamt>43559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>26627</Sole>
			<Shared>0</Shared>
			<None>16932</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>060505104</cusip>
		<value>398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20157</Sole>
			<Shared>2600</Shared>
			<None>568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NEW YORK MELLON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>1191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30744</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20593</Sole>
			<Shared>0</Shared>
			<None>10151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK OF NEW YORK MELLON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>064058100</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3852</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3852</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NOVA SCOTIA </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>064149107</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2272</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1334</Sole>
			<Shared>0</Shared>
			<None>938</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BANK NOVA SCOTIA </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>064149107</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1014</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>990</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>06738E204</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1665</Sole>
			<Shared>0</Shared>
			<None>13137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BARCLAYS PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>06738E204</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>243</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>745</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10374</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7681</Sole>
			<Shared>0</Shared>
			<None>2693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BAXTER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>071813109</cusip>
		<value>358</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4995</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4280</Sole>
			<Shared>0</Shared>
			<None>715</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1347</Sole>
			<Shared>0</Shared>
			<None>3956</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BECTON DICKINSON &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075887109</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>827</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BED BATH &amp; BEYOND</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075896100</cusip>
		<value>224</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>835</Sole>
			<Shared>0</Shared>
			<None>2575</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BED BATH &amp; BEYOND</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>075896100</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>710</Sole>
			<Shared>0</Shared>
			<None>165</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BEMIS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>081437105</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4013</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>395</Sole>
			<Shared>0</Shared>
			<None>3618</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BEMIS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>081437105</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1771</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670108</cusip>
		<value>414</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>1</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670108</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>1437</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10402</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7495</Sole>
			<Shared>0</Shared>
			<None>2907</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BERKSHIRE HATHAWAY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>084670702</cusip>
		<value>718</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4150</Sole>
			<Shared>879</Shared>
			<None>167</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>1596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21615</Sole>
			<Shared>0</Shared>
			<None>5485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BHP BILLITON LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>088606108</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>560</Sole>
			<Shared>59</Shared>
			<None>986</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN IDEC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>1158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3501</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>999</Sole>
			<Shared>0</Shared>
			<None>2502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOGEN IDEC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09062X103</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>201</Sole>
			<Shared>141</Shared>
			<None>111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOMED REALTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09063H107</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12537</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7484</Sole>
			<Shared>0</Shared>
			<None>5053</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BIOMED REALTY TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09063H107</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3135</Sole>
			<Shared>0</Shared>
			<None>1310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>3785</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11528</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10061</Sole>
			<Shared>0</Shared>
			<None>1467</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09247X101</cusip>
		<value>527</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1355</Sole>
			<Shared>0</Shared>
			<None>249</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK GLOBAL ENERGY &amp; RES TR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09250U101</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12540</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12540</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK GLOBAL ENERGY &amp; RES TR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09250U101</cusip>
		<value>83</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3485</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09251A104</cusip>
		<value>447</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>54531</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09251A104</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11299</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9254</Sole>
			<Shared>2045</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253R105</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>33000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253T101</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09253U108</cusip>
		<value>247</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7857</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKSTONE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>09253U108</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253Y100</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2545</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2545</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09253Y100</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254B109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254B109</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11375</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11375</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254E103</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>477</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254E103</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11385</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11385</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254P108</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254P108</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>1000</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254T100</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4609</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4609</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09254T100</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09255P107</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1155</Sole>
			<Shared>0</Shared>
			<None>15962</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BLACKROCK</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>09255P107</cusip>
		<value>90</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7629</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5077</Sole>
			<Shared>0</Shared>
			<None>2552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOB EVANS FARMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>096761101</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4910</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4910</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOB EVANS FARMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>096761101</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2333</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2333</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>926</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7271</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5585</Sole>
			<Shared>0</Shared>
			<None>1686</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BOEING CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>097023105</cusip>
		<value>499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3921</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3859</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>2460</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37546</Sole>
			<Shared>0</Shared>
			<None>10526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRISTOL MYERS SQUIBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>110122108</cusip>
		<value>1327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22094</Sole>
			<Shared>1435</Shared>
			<None>2400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>181</Sole>
			<Shared>0</Shared>
			<None>3410</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BRITISH AMERICAN TOBACCO PLC </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>110448107</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>290</Sole>
			<Shared>56</Shared>
			<None>670</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM CORP CLASS A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>111320107</cusip>
		<value>370</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>561</Sole>
			<Shared>0</Shared>
			<None>8595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADCOM CORP CLASS A</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>111320107</cusip>
		<value>71</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>969</Sole>
			<Shared>631</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADRIDGE FINANCIAL SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11133T103</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>319</Sole>
			<Shared>0</Shared>
			<None>9524</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>BROADRIDGE FINANCIAL SOLUTIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>11133T103</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2579</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1125</Sole>
			<Shared>0</Shared>
			<None>1454</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CBRE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>12504G100</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15215</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125509109</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1948</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>0</Shared>
			<None>1723</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CIGNA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>125509109</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>438</Sole>
			<Shared>0</Shared>
			<None>229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>753</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9423</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3564</Sole>
			<Shared>0</Shared>
			<None>5859</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CME GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12572Q105</cusip>
		<value>339</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2015</Sole>
			<Shared>74</Shared>
			<None>2148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>596</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18598</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14684</Sole>
			<Shared>0</Shared>
			<None>3914</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CSX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126408103</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1175</Sole>
			<Shared>300</Shared>
			<None>179</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>5540</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>59442</Sole>
			<Shared>0</Shared>
			<None>10170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CVS HEALTH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>126650100</cusip>
		<value>941</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6564</Sole>
			<Shared>3966</Shared>
			<None>1287</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12673P105</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>175</Sole>
			<Shared>0</Shared>
			<None>6672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12673P105</cusip>
		<value>127</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1695</Sole>
			<Shared>0</Shared>
			<None>2865</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABLEVISION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12686C109</cusip>
		<value>204</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11642</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>11042</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CABLEVISION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>12686C109</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>315</Sole>
			<Shared>750</Shared>
			<None>345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS STRATEGIC TOTAL RETURN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>128125101</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10919</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CALAMOS STRATEGIC TOTAL RETURN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>128125101</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDN IMPERIAL BK OF COMMERCE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>136069101</cusip>
		<value>258</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1615</Sole>
			<Shared>0</Shared>
			<None>1260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CDN IMPERIAL BK OF COMMERCE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>136069101</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1140</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>570</Sole>
			<Shared>0</Shared>
			<None>570</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>136375102</cusip>
		<value>120</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>890</Sole>
			<Shared>0</Shared>
			<None>808</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN NATL RY CO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>136375102</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1392</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1280</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>13645T100</cusip>
		<value>438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>212</Sole>
			<Shared>0</Shared>
			<None>1898</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANADIAN PACIFIC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>13645T100</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>145</Sole>
			<Shared>0</Shared>
			<None>79</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>138006309</cusip>
		<value>662</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20325</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10880</Sole>
			<Shared>0</Shared>
			<None>9445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>138006309</cusip>
		<value>41</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1260</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CANON INC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>138006309</cusip>
		<value>182</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3976</Sole>
			<Shared>0</Shared>
			<None>1620</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14040H105</cusip>
		<value>1467</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17968</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8</Sole>
			<Shared>0</Shared>
			<None>17960</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPITAL ONE FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14040H105</cusip>
		<value>945</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11581</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5173</Sole>
			<Shared>558</Shared>
			<None>5850</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPSTEAD MTG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14067E506</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4296</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1045</Sole>
			<Shared>0</Shared>
			<None>3251</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CAPSTEAD MTG CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14067E506</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8746</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8045</Sole>
			<Shared>0</Shared>
			<None>701</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7080</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6328</Sole>
			<Shared>0</Shared>
			<None>752</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CARDINAL HEALTH INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>14149Y108</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1467</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>870</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7168</Sole>
			<Shared>0</Shared>
			<None>1618</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CATERPILLAR INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>149123101</cusip>
		<value>759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7669</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5928</Sole>
			<Shared>1675</Shared>
			<None>66</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>151020104</cusip>
		<value>1534</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6010</Sole>
			<Shared>0</Shared>
			<None>10170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CELGENE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>151020104</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1456</Sole>
			<Shared>36</Shared>
			<None>506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15135B101</cusip>
		<value>391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTENE CORP DEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>15135B101</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>636</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15566</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8457</Sole>
			<Shared>0</Shared>
			<None>7109</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>601</Sole>
			<Shared>0</Shared>
			<None>65</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CENTURYLINK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>156700106</cusip>
		<value>361</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8821</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5250</Sole>
			<Shared>1039</Shared>
			<None>2532</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>165167107</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4911</Sole>
			<Shared>0</Shared>
			<None>5610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHESAPEAKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>165167107</cusip>
		<value>15</value>
		<shrsOrPrnAmt>
			<sshPrnamt>670</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>670</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>8892</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74523</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>51623</Sole>
			<Shared>0</Shared>
			<None>22900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHEVRON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>166764100</cusip>
		<value>2963</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24836</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17777</Sole>
			<Shared>1370</Shared>
			<None>5689</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V N Y</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>167250109</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHICAGO BRIDGE &amp; IRON CO N V N Y</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>167250109</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1075</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1075</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIMERA INVESTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>16934Q109</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6798</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3800</Sole>
			<Shared>0</Shared>
			<None>2998</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHIMERA INVESTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>16934Q109</cusip>
		<value>195</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>64185</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHINA MOBILE HONG KONG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>16941M109</cusip>
		<value>264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1050</Sole>
			<Shared>0</Shared>
			<None>3445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171232101</cusip>
		<value>3090</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33929</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30054</Sole>
			<Shared>0</Shared>
			<None>3875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHUBB</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>171232101</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2336</Sole>
			<Shared>0</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17243V102</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6460</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>530</Sole>
			<Shared>0</Shared>
			<None>5930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CINEMARK HOLDINGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17243V102</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>2584</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>4857</value>
		<shrsOrPrnAmt>
			<sshPrnamt>192955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>165315</Sole>
			<Shared>0</Shared>
			<None>27640</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CISCO SYSTEMS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>17275R102</cusip>
		<value>823</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26903</Sole>
			<Shared>2231</Shared>
			<None>3578</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>998</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19258</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2720</Sole>
			<Shared>0</Shared>
			<None>16538</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITIGROUP </nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>172967424</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>779</Sole>
			<Shared>250</Shared>
			<None>893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITRIX SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177376100</cusip>
		<value>214</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2994</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>231</Sole>
			<Shared>0</Shared>
			<None>2763</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CITRIX SYSTEMS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>177376100</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>60</Sole>
			<Shared>175</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEAN HARBORS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>184496107</cusip>
		<value>402</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1400</Sole>
			<Shared>0</Shared>
			<None>6061</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLEAN HARBORS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>184496107</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>390</Sole>
			<Shared>0</Shared>
			<None>855</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>179</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1866</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOROX CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>189054109</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1007</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1007</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOUGH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>18914C100</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CLOUGH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>18914C100</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14592</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14592</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>20528</value>
		<shrsOrPrnAmt>
			<sshPrnamt>481200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>448614</Sole>
			<Shared>0</Shared>
			<None>32586</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COCA-COLA CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>191216100</cusip>
		<value>4311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>101048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>79196</Sole>
			<Shared>9657</Shared>
			<None>12195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247L106</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>39178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38045</Sole>
			<Shared>0</Shared>
			<None>1133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247L106</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5019</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5019</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS TOTAL RETURN FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247R103</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9075</Sole>
			<Shared>0</Shared>
			<None>800</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS TOTAL RETURN FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19247R103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2891</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2891</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19248A109</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12415</Sole>
			<Shared>0</Shared>
			<None>525</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COHEN &amp; STEERS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>19248A109</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>736</Sole>
			<Shared>1000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>194162103</cusip>
		<value>684</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10493</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9823</Sole>
			<Shared>0</Shared>
			<None>670</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COLGATE PALMOLIVE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>194162103</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6060</Sole>
			<Shared>77</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N101</cusip>
		<value>1555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28907</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19778</Sole>
			<Shared>0</Shared>
			<None>9129</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N101</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4848</Sole>
			<Shared>185</Shared>
			<None>377</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N200</cusip>
		<value>1022</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2181</Sole>
			<Shared>0</Shared>
			<None>16919</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMCAST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20030N200</cusip>
		<value>194</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3633</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>995</Sole>
			<Shared>1502</Shared>
			<None>1136</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPRESSCO PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20467A101</cusip>
		<value>431</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17850</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17850</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205363104</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1440</Sole>
			<Shared>0</Shared>
			<None>1960</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COMPUTER SCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205363104</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1284</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>942</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONAGRA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205887102</cusip>
		<value>698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20683</Sole>
			<Shared>0</Shared>
			<None>435</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONAGRA INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>205887102</cusip>
		<value>250</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7559</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>4396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57444</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24899</Sole>
			<Shared>0</Shared>
			<None>32545</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>27</value>
		<shrsOrPrnAmt>
			<sshPrnamt>357</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>336</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONOCOPHILLIPS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>20825C104</cusip>
		<value>1362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17794</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7352</Sole>
			<Shared>499</Shared>
			<None>9943</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>209115104</cusip>
		<value>1043</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15917</Sole>
			<Shared>0</Shared>
			<None>2490</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSOLIDATED EDISON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>209115104</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2378</Sole>
			<Shared>400</Shared>
			<None>360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CONSTELLATION BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>21036P108</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2664</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>512</Sole>
			<Shared>0</Shared>
			<None>2152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4062</Sole>
			<Shared>0</Shared>
			<None>10021</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORNING INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>219350105</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8442</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2035</Sole>
			<Shared>0</Shared>
			<None>6407</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CORRECTIONS CORP AMERICA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22025Y407</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1885</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>200</Shared>
			<None>1685</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>634</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5061</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2877</Sole>
			<Shared>0</Shared>
			<None>2184</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COSTCO WHOLESALE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22160K105</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>868</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>425</Sole>
			<Shared>234</Shared>
			<None>209</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22410J106</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>673</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>673</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CRACKER BARREL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>22410J106</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CREE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>225447101</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CREE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>225447101</cusip>
		<value>63</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1535</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1085</Sole>
			<Shared>300</Shared>
			<None>150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>228227104</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>660</Sole>
			<Shared>0</Shared>
			<None>2153</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CROWN CASTLE INTL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>228227104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>361</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>155</Sole>
			<Shared>0</Shared>
			<None>206</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS ENGINE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>448</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1957</Sole>
			<Shared>0</Shared>
			<None>1437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUMMINS ENGINE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>231021106</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1046</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUSHING MLP</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>231631102</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5675</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CUSHING MLP</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>231631102</cusip>
		<value>438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>50780</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEUTSCHE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>233051200</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEUTSCHE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>233051200</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6232</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1094</Sole>
			<Shared>0</Shared>
			<None>5138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>233331107</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2235</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2235</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DTE ENERGY COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>233331107</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4396</Sole>
			<Shared>0</Shared>
			<None>1080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DANAHER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>235851102</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>527</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>466</Sole>
			<Shared>0</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>371</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7201</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5697</Sole>
			<Shared>0</Shared>
			<None>1504</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARDEN RESTAURANTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237194105</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3572</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237266101</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17667</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>17667</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DARLING INGREDIENTS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>237266101</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3645</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3645</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>1025</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9358</Sole>
			<Shared>0</Shared>
			<None>3148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEERE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>244199105</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2407</Sole>
			<Shared>33</Shared>
			<None>279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>410</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1137</Sole>
			<Shared>0</Shared>
			<None>10213</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DELTA AIR LINES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>247361702</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4964</Sole>
			<Shared>0</Shared>
			<None>1023</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEVON ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25179M103</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5237</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1932</Sole>
			<Shared>0</Shared>
			<None>3305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DEVON ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25179M103</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1024</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>141</Shared>
			<None>183</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>261</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1158</Sole>
			<Shared>0</Shared>
			<None>1108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>7</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIAGEO PLC SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>25243Q205</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1380</Sole>
			<Shared>275</Shared>
			<None>212</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2428</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1984</Sole>
			<Shared>0</Shared>
			<None>444</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIGITAL REALTY TRUST INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>253868103</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4586</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4455</Sole>
			<Shared>0</Shared>
			<None>131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>5762</value>
		<shrsOrPrnAmt>
			<sshPrnamt>64717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56683</Sole>
			<Shared>0</Shared>
			<None>8034</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALT DISNEY CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254687106</cusip>
		<value>782</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6926</Sole>
			<Shared>682</Shared>
			<None>1173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>501</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7782</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1408</Sole>
			<Shared>0</Shared>
			<None>6374</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DISCOVER FINANCAL SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>254709108</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4794</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3527</Sole>
			<Shared>134</Shared>
			<None>1133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIRECTV</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25490A309</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4962</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>691</Sole>
			<Shared>0</Shared>
			<None>4271</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DIRECTV</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25490A309</cusip>
		<value>95</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>825</Sole>
			<Shared>161</Shared>
			<None>115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25659T107</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4480</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>330</Sole>
			<Shared>0</Shared>
			<None>4150</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOLBY LABORATORIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25659T107</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>529</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>81</Sole>
			<Shared>388</Shared>
			<None>60</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>1296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18757</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11126</Sole>
			<Shared>0</Shared>
			<None>7631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>404</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>391</Sole>
			<Shared>0</Shared>
			<None>13</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOMINION RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>25746U109</cusip>
		<value>765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11077</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7230</Sole>
			<Shared>1045</Shared>
			<None>2802</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>797</Sole>
			<Shared>0</Shared>
			<None>7250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>71</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RR DONNELLEY &amp; SONS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>257867101</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4095</Sole>
			<Shared>248</Shared>
			<None>2108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260003108</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2165</Sole>
			<Shared>0</Shared>
			<None>2013</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260003108</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOVER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260003108</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2032</Sole>
			<Shared>0</Shared>
			<None>35</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18124</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14240</Sole>
			<Shared>0</Shared>
			<None>3884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DOW CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>260543103</cusip>
		<value>581</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11071</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7525</Sole>
			<Shared>2613</Shared>
			<None>933</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26138E109</cusip>
		<value>563</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8754</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3317</Sole>
			<Shared>0</Shared>
			<None>5437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DR PEPPER SNAPPLE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26138E109</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2695</Sole>
			<Shared>0</Shared>
			<None>1722</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DREYFUS STRATEGIC MUNI INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>261932107</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12503</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DREYFUS MUNI INCOME INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>26201R102</cusip>
		<value>101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11055</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11055</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DREYFUS MUNI INCOME INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>26201R102</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22785</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>3507</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31552</Sole>
			<Shared>0</Shared>
			<None>17317</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>340</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>325</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DU PONT E I DE NEMOURS &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>263534109</cusip>
		<value>1836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>19608</Sole>
			<Shared>703</Shared>
			<None>5273</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>3442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31913</Sole>
			<Shared>0</Shared>
			<None>14117</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>DUKE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26441C204</cusip>
		<value>2026</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20473</Sole>
			<Shared>1973</Shared>
			<None>4657</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>268648102</cusip>
		<value>968</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33084</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23651</Sole>
			<Shared>0</Shared>
			<None>9433</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>268648102</cusip>
		<value>244</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6982</Sole>
			<Shared>990</Shared>
			<None>369</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENI SPA SPONSORED ADR (ITALY)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>26874R108</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5118</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENI SPA SPONSORED ADR (ITALY)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>26874R108</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>83</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>83</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>2659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26855</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23117</Sole>
			<Shared>0</Shared>
			<None>3738</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>358</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>358</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EOG RESOURCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26875P101</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2781</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2580</Sole>
			<Shared>0</Shared>
			<None>201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EV ENERGY PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26926V107</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6582</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6582</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EV ENERGY PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>26926V107</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1310</Sole>
			<Shared>675</Shared>
			<None>760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1285</Sole>
			<Shared>0</Shared>
			<None>1198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EASTMAN CHEMICAL CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>277432100</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>909</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27828N102</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15595</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27828N102</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2919</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2919</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27828S101</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18485</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829C105</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10390</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10390</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829C105</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829F108</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31228</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31228</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829F108</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26694</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26694</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829G106</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7462</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON VANCE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>27829G106</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5880</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278642103</cusip>
		<value>471</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8322</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2185</Sole>
			<Shared>0</Shared>
			<None>6137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EBAY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278642103</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1440</Sole>
			<Shared>101</Shared>
			<None>225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>1347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11731</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8830</Sole>
			<Shared>0</Shared>
			<None>2901</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ECOLAB INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>278865100</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1590</Sole>
			<Shared>99</Shared>
			<None>245</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>28176E108</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EDWARDS LIFESCIENCES CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>28176E108</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>1388</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16023</Sole>
			<Shared>0</Shared>
			<None>6162</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>15</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EMERSON ELECTRIC CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>291011104</cusip>
		<value>719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7843</Sole>
			<Shared>1652</Shared>
			<None>1996</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29250R106</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3713</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2929</Sole>
			<Shared>0</Shared>
			<None>784</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENBRIDGE ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29250R106</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>4000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGIZER HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29266R108</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1765</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>73</Sole>
			<Shared>0</Shared>
			<None>1692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGIZER HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29266R108</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>329</Sole>
			<Shared>0</Shared>
			<None>766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PARTNERS LP UNIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273R109</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8569</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8569</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER PARTNERS LP UNIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273R109</cusip>
		<value>86</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1350</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1350</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER EQUITY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>866</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14032</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14032</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENERGY TRANSFER EQUITY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29273V100</cusip>
		<value>399</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6468</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2954</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1911</Sole>
			<Shared>0</Shared>
			<None>1043</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29364G103</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>143</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>143</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>2973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73780</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69570</Sole>
			<Shared>0</Shared>
			<None>4210</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>36</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ENTERPRISE PRODUCTS PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>293792107</cusip>
		<value>1786</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>34706</Sole>
			<Shared>7686</Shared>
			<None>1915</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2182</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>505</Sole>
			<Shared>0</Shared>
			<None>1677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUIFAX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>294429105</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>755</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29476L107</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4517</Sole>
			<Shared>0</Shared>
			<None>519</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EQUITY RESIDENTIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>29476L107</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4622</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4567</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ERICSSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>294821608</cusip>
		<value>286</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>368</Sole>
			<Shared>0</Shared>
			<None>22382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ERICSSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>294821608</cusip>
		<value>19</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1472</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>643</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10841</Sole>
			<Shared>0</Shared>
			<None>8028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXELON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30161N101</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4450</Sole>
			<Shared>300</Shared>
			<None>385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30219G108</cusip>
		<value>946</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13395</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7175</Sole>
			<Shared>0</Shared>
			<None>6220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXPRESS SCRIPTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30219G108</cusip>
		<value>340</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4450</Sole>
			<Shared>0</Shared>
			<None>363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>15165</value>
		<shrsOrPrnAmt>
			<sshPrnamt>161243</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>148746</Sole>
			<Shared>0</Shared>
			<None>12497</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EXXON MOBIL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30231G102</cusip>
		<value>5297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56319</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>52173</Sole>
			<Shared>2582</Shared>
			<None>1564</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30249U101</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>484</Sole>
			<Shared>0</Shared>
			<None>2766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FMC TECHNOLOGIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30249U101</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>480</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FNB CORP OF PA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>302520101</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13697</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13697</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>591</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1007</Sole>
			<Shared>0</Shared>
			<None>6476</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FACEBOOK INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>30303M102</cusip>
		<value>227</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2872</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2395</Sole>
			<Shared>0</Shared>
			<None>477</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>1035</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6411</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6088</Sole>
			<Shared>0</Shared>
			<None>323</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FEDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31428X106</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>295</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>242</Sole>
			<Shared>0</Shared>
			<None>53</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDUS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316500107</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10330</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10330</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIDUS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316500107</cusip>
		<value>64</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3865</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13068</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8647</Sole>
			<Shared>0</Shared>
			<None>4421</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH THIRD BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>316773100</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1718</Sole>
			<Shared>0</Shared>
			<None>382</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH STREET FINANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31678A103</cusip>
		<value>22</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2440</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIFTH STREET FINANCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>31678A103</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20631</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20631</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST COMMONWEALTH FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>319829107</cusip>
		<value>477</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56877</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56877</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>336917109</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9384</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>336917109</cusip>
		<value>98</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4187</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4187</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>337318109</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11487</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11487</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>337318109</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4205</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4205</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734X143</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5617</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734X143</cusip>
		<value>5</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>85</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734Y109</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2739</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2739</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33734Y109</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2752</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1652</Sole>
			<Shared>1100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33735B108</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2841</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2841</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>33735B108</cusip>
		<value>318</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6339</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>620</Sole>
			<Shared>5719</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>337932107</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7825</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7541</Sole>
			<Shared>0</Shared>
			<None>284</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FIRST ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>337932107</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>700</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLUOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>343412102</cusip>
		<value>300</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>656</Sole>
			<Shared>0</Shared>
			<None>3829</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLUOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>343412102</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1096</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>819</Sole>
			<Shared>190</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34354P105</cusip>
		<value>2393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>27194</Sole>
			<Shared>0</Shared>
			<None>6736</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FLOWSERVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34354P105</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4120</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3515</Sole>
			<Shared>0</Shared>
			<None>605</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MOTOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>345370860</cusip>
		<value>393</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25878</Sole>
			<Shared>0</Shared>
			<None>727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORD MOTOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>345370860</cusip>
		<value>257</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17346</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12246</Sole>
			<Shared>5000</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FORTRESS INVESTMENT GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>34958B106</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9000</Sole>
			<Shared>0</Shared>
			<None>1600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35671D857</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16769</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11651</Sole>
			<Shared>0</Shared>
			<None>5118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FREEPORT-MCMORAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35671D857</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3155</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2775</Sole>
			<Shared>280</Shared>
			<None>100</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35906A108</cusip>
		<value>429</value>
		<shrsOrPrnAmt>
			<sshPrnamt>65924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>61796</Sole>
			<Shared>0</Shared>
			<None>4128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FRONTIER COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>35906A108</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>22768</Sole>
			<Shared>1219</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>FULL CIRCLE CAP CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>359671104</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GABELLI EQUITY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>362397101</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1815</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1815</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GABELLI EQUITY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>362397101</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>36500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GABELLI</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>36242H104</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24417</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24417</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GABELLI</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>36242H104</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>284</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3925</Sole>
			<Shared>0</Shared>
			<None>2341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>19</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GALLAGHER ARTHUR J &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>363576109</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4015</Sole>
			<Shared>67</Shared>
			<None>693</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>364760108</cusip>
		<value>166</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1088</Sole>
			<Shared>0</Shared>
			<None>2894</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GAP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>364760108</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2788</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1784</Sole>
			<Shared>114</Shared>
			<None>890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>1605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12627</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9784</Sole>
			<Shared>0</Shared>
			<None>2843</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL DYNAMICS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369550108</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>279</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>129</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604103</cusip>
		<value>4504</value>
		<shrsOrPrnAmt>
			<sshPrnamt>175816</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>165518</Sole>
			<Shared>0</Shared>
			<None>10298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL ELECTRIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>369604103</cusip>
		<value>3188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>124451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>96944</Sole>
			<Shared>25400</Shared>
			<None>2107</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>2078</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41192</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24698</Sole>
			<Shared>0</Shared>
			<None>16494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENERAL MILLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>370334104</cusip>
		<value>978</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14244</Sole>
			<Shared>496</Shared>
			<None>4637</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3118</Sole>
			<Shared>0</Shared>
			<None>390</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GENUINE PARTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>372460105</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2730</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2730</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>950</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4588</Sole>
			<Shared>0</Shared>
			<None>4336</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GILEAD SCIENCES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>375558103</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1764</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1280</Sole>
			<Shared>0</Shared>
			<None>484</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>2343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22518</Sole>
			<Shared>0</Shared>
			<None>28445</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GLAXO SMITHKLINE SPONSORED PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>37733W105</cusip>
		<value>760</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7377</Sole>
			<Shared>321</Shared>
			<None>8833</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>1409</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7675</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5909</Sole>
			<Shared>0</Shared>
			<None>1766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOLDMAN SACHS GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38141G104</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1179</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P508</cusip>
		<value>1383</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1386</Sole>
			<Shared>0</Shared>
			<None>965</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P508</cusip>
		<value>281</value>
		<shrsOrPrnAmt>
			<sshPrnamt>477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>405</Sole>
			<Shared>13</Shared>
			<None>59</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P706</cusip>
		<value>1363</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2360</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1431</Sole>
			<Shared>0</Shared>
			<None>929</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GOOGLE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>38259P706</cusip>
		<value>260</value>
		<shrsOrPrnAmt>
			<sshPrnamt>450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>376</Sole>
			<Shared>13</Shared>
			<None>61</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>384802104</cusip>
		<value>338</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>532</Sole>
			<Shared>0</Shared>
			<None>813</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>GRAINGER W W INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>384802104</cusip>
		<value>68</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>225</Sole>
			<Shared>45</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>H &amp; Q HEALTHCARE INVESTORS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>404052102</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5785</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5785</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>H &amp; Q HEALTHCARE INVESTORS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>404052102</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3210</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCC INSURANCE HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>404132102</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3818</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCC INSURANCE HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>404132102</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>829</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>591</Sole>
			<Shared>0</Shared>
			<None>238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40414L109</cusip>
		<value>485</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12208</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3738</Sole>
			<Shared>0</Shared>
			<None>8470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HCP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>40414L109</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2435</Sole>
			<Shared>0</Shared>
			<None>4393</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>1546</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14766</Sole>
			<Shared>0</Shared>
			<None>9198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>647</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>647</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HALLIBURTON CO (HOLDING CO)</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>406216101</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2200</Sole>
			<Shared>0</Shared>
			<None>512</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>410345102</cusip>
		<value>843</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7843</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3110</Sole>
			<Shared>0</Shared>
			<None>4733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HANESBRANDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>410345102</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1521</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>829</Sole>
			<Shared>0</Shared>
			<None>692</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARRIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>413875105</cusip>
		<value>513</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7723</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6553</Sole>
			<Shared>0</Shared>
			<None>1170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARRIS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>413875105</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>88</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARTFORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>416515104</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1326</Sole>
			<Shared>0</Shared>
			<None>1485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HARTFORD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>416515104</cusip>
		<value>180</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4435</Sole>
			<Shared>402</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HASBRO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>418056107</cusip>
		<value>510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9281</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3563</Sole>
			<Shared>0</Shared>
			<None>5718</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HASBRO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>418056107</cusip>
		<value>265</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2196</Sole>
			<Shared>0</Shared>
			<None>2617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTH CARE REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42217K106</cusip>
		<value>1353</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11565</Sole>
			<Shared>0</Shared>
			<None>10131</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTH CARE REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42217K106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>41</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEALTH CARE REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42217K106</cusip>
		<value>451</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2708</Sole>
			<Shared>440</Shared>
			<None>4081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERSHEY FOODS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>427866108</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>2000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HERSHEY FOODS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>427866108</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42809H107</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4738</Sole>
			<Shared>0</Shared>
			<None>879</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HESS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>42809H107</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>370</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEWLETT PACKARD CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>428236103</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10213</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4523</Sole>
			<Shared>0</Shared>
			<None>5690</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HEWLETT PACKARD CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>428236103</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4789</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3631</Sole>
			<Shared>473</Shared>
			<None>685</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>5742</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39700</Sole>
			<Shared>0</Shared>
			<None>22893</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>382</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HOME DEPOT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>437076102</cusip>
		<value>2076</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13793</Sole>
			<Shared>4206</Shared>
			<None>4626</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONDA MOTOR ADR (JAPAN)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>438128308</cusip>
		<value>262</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1359</Sole>
			<Shared>0</Shared>
			<None>6296</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONDA MOTOR ADR (JAPAN)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>438128308</cusip>
		<value>70</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2042</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1136</Sole>
			<Shared>175</Shared>
			<None>731</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>4836</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37063</Sole>
			<Shared>0</Shared>
			<None>14872</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>470</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>470</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HONEYWELL INTERNATIONAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>438516106</cusip>
		<value>1081</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6403</Sole>
			<Shared>335</Shared>
			<None>4872</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10392</Sole>
			<Shared>0</Shared>
			<None>1758</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>HUNTINGTON BANCSHARES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>446150104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45167R104</cusip>
		<value>413</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5706</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5706</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IDEX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45167R104</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>686</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IL TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>984</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11158</Sole>
			<Shared>0</Shared>
			<None>503</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IL TOOL WORKS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>452308109</cusip>
		<value>445</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5269</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4869</Sole>
			<Shared>400</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INLAND AMERICAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>457281103</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12312</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12312</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>5304</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152324</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>115594</Sole>
			<Shared>0</Shared>
			<None>36730</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>458140100</cusip>
		<value>1657</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>32976</Sole>
			<Shared>5373</Shared>
			<None>9252</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>530</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2716</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1460</Sole>
			<Shared>0</Shared>
			<None>1256</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERCONTINENTAL EXCHANGE INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>45866F104</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>457</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>446</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>6905</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33090</Sole>
			<Shared>0</Shared>
			<None>3287</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERNATIONAL BUSINESS MACHINES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>459200101</cusip>
		<value>1994</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9485</Sole>
			<Shared>976</Shared>
			<None>42</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3220</Sole>
			<Shared>0</Shared>
			<None>2279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTL PAPER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460146103</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2910</Sole>
			<Shared>272</Shared>
			<None>694</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460690100</cusip>
		<value>140</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7640</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5017</Sole>
			<Shared>0</Shared>
			<None>2623</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTERPUBLIC GROUP COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>460690100</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>2400</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>461202103</cusip>
		<value>1161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10205</Sole>
			<Shared>0</Shared>
			<None>3036</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INTUIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>461202103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131H107</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11755</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11755</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131H107</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131M106</cusip>
		<value>112</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8531</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46131M106</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6494</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>5494</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132C107</cusip>
		<value>132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10571</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10571</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132C107</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>14100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132R104</cusip>
		<value>233</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18835</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17595</Sole>
			<Shared>0</Shared>
			<None>1240</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132R104</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4016</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4016</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46132X101</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13808</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46133G107</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1998</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INVESCO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46133G107</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRIDIUM COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46269C102</cusip>
		<value>142</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MOUNTAIN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>462846106</cusip>
		<value>378</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1573</Sole>
			<Shared>0</Shared>
			<None>9991</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>IRON MOUNTAIN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>462846106</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1011</Sole>
			<Shared>0</Shared>
			<None>4541</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464285105</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4537</Sole>
			<Shared>0</Shared>
			<None>3200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES GOLD TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464285105</cusip>
		<value>53</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2500</Sole>
			<Shared>2000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7834</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7559</Sole>
			<Shared>0</Shared>
			<None>275</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>688</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>688</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287168</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7718</Sole>
			<Shared>2035</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287176</cusip>
		<value>453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4038</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3667</Sole>
			<Shared>0</Shared>
			<None>371</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287176</cusip>
		<value>588</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5245</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5245</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287192</cusip>
		<value>108</value>
		<shrsOrPrnAmt>
			<sshPrnamt>718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>50</Sole>
			<Shared>0</Shared>
			<None>668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287192</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>992</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>350</Shared>
			<None>642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287200</cusip>
		<value>865</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4364</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4364</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287200</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>150</Sole>
			<Shared>522</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287226</cusip>
		<value>6203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>56854</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6228</Sole>
			<Shared>0</Shared>
			<None>50626</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287226</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2736</Sole>
			<Shared>0</Shared>
			<None>2434</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287234</cusip>
		<value>1225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29472</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7243</Sole>
			<Shared>0</Shared>
			<None>22229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287234</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7737</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2855</Sole>
			<Shared>1771</Shared>
			<None>3111</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287242</cusip>
		<value>663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5605</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5116</Sole>
			<Shared>0</Shared>
			<None>489</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287242</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287275</cusip>
		<value>201</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287309</cusip>
		<value>840</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6910</Sole>
			<Shared>0</Shared>
			<None>950</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287309</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2710</Sole>
			<Shared>0</Shared>
			<None>1220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287408</cusip>
		<value>435</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4831</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287408</cusip>
		<value>357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3961</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2581</Sole>
			<Shared>0</Shared>
			<None>1380</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287440</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1541</Sole>
			<Shared>0</Shared>
			<None>593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287440</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
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		<shrsOrPrnAmt>
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		<cusip>464287465</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>69213</None>
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	<infoTable>
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		<cusip>464287465</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>1501</Shared>
			<None>6286</None>
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	<infoTable>
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		<investmentDiscretion>SOLE</investmentDiscretion>
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			<None>2930</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287473</cusip>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>300</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287499</cusip>
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		<shrsOrPrnAmt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287507</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8691</Sole>
			<Shared>0</Shared>
			<None>600</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287507</cusip>
		<value>343</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<Shared>381</Shared>
			<None>415</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287564</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1626</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>924</Sole>
			<Shared>0</Shared>
			<None>702</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287564</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>900</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287598</cusip>
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			<sshPrnamt>62615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18374</Sole>
			<Shared>0</Shared>
			<None>44241</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287598</cusip>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4711</Sole>
			<Shared>0</Shared>
			<None>3721</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287606</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>1286</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>636</Sole>
			<Shared>0</Shared>
			<None>650</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287606</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>971</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>611</Sole>
			<Shared>360</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287614</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>71072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22043</Sole>
			<Shared>0</Shared>
			<None>49029</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287614</cusip>
		<value>809</value>
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			<sshPrnamt>8827</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4694</Sole>
			<Shared>0</Shared>
			<None>4133</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287655</cusip>
		<value>2761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25248</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5654</Sole>
			<Shared>0</Shared>
			<None>19594</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287655</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2878</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>1744</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287705</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>1767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1377</Sole>
			<Shared>0</Shared>
			<None>390</None>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287705</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287804</cusip>
		<value>785</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7525</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<None>850</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287804</cusip>
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		<shrsOrPrnAmt>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287879</cusip>
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			<sshPrnamt>1837</sshPrnamt>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464287879</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>391</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288182</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>2561</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
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			<None>2561</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288182</cusip>
		<value>278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<None>4141</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288273</cusip>
		<value>765</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15763</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4458</Sole>
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			<None>11305</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288273</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2820</Sole>
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			<None>1688</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288281</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>9491</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1164</Sole>
			<Shared>0</Shared>
			<None>8327</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288281</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>574</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288448</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2954</Sole>
			<Shared>0</Shared>
			<None>780</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288448</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1166</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1166</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288448</cusip>
		<value>364</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6080</Sole>
			<Shared>0</Shared>
			<None>4080</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288513</cusip>
		<value>5761</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>62324</Sole>
			<Shared>0</Shared>
			<None>333</None>
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	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288513</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2542</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2065</Sole>
			<Shared>477</Shared>
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		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288638</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1596</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288638</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>359</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>359</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288646</cusip>
		<value>550</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3113</Sole>
			<Shared>0</Shared>
			<None>2108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288646</cusip>
		<value>343</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3259</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2395</Sole>
			<Shared>0</Shared>
			<None>864</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288687</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4693</Sole>
			<Shared>0</Shared>
			<None>291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288687</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2981</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288885</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3960</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3960</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>464288885</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>464330109</cusip>
		<value>181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4666</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ISIS PHARMACEUTICALS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>464330109</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>596</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>162</Sole>
			<Shared>381</Shared>
			<None>53</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>9440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>156712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>107421</Sole>
			<Shared>0</Shared>
			<None>49291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>896</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>46625H100</cusip>
		<value>2926</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>32354</Sole>
			<Shared>3918</Shared>
			<None>12303</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46625H365</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2572</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2572</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JP MORGAN CHASE &amp; CO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>46625H365</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1496</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1496</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JARDEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>471109108</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>3334</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JARDEN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>471109108</cusip>
		<value>57</value>
		<shrsOrPrnAmt>
			<sshPrnamt>955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>955</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>9398</value>
		<shrsOrPrnAmt>
			<sshPrnamt>88165</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69449</Sole>
			<Shared>0</Shared>
			<None>18716</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>10</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON &amp; JOHNSON</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478160104</cusip>
		<value>2995</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28099</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20194</Sole>
			<Shared>3663</Shared>
			<None>4242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>1156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26282</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20463</Sole>
			<Shared>0</Shared>
			<None>5819</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>750</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>JOHNSON CONTROLS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>478366107</cusip>
		<value>151</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3324</Sole>
			<Shared>115</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>J2</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48123V102</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4451</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4451</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>J2</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>48123V102</cusip>
		<value>102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2060</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2060</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>482480100</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1847</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>12</Sole>
			<Shared>0</Shared>
			<None>1835</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>482480100</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KLA INSTRUMENTS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>482480100</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>979</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>51</Shared>
			<None>428</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>485170302</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1736</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>154</Sole>
			<Shared>0</Shared>
			<None>1582</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KANSAS CITY SOUTHERN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>485170302</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>410</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KAYNE ANDERSON MLP INVESTMENT</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>486606106</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3981</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3981</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KAYNE ANDERSON MLP INVESTMENT</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>486606106</cusip>
		<value>344</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8435</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KAYNE ANDERSON ENERGY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>48660P104</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6345</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6345</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KCAP FINL INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>48668E101</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16650</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>16650</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>2373</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37135</Sole>
			<Shared>0</Shared>
			<None>1385</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KELLOGG CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>487836108</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2468</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>493267108</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24221</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1385</Sole>
			<Shared>0</Shared>
			<None>22836</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KEYCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>493267108</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7957</Sole>
			<Shared>0</Shared>
			<None>1501</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>2177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20241</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11065</Sole>
			<Shared>0</Shared>
			<None>9176</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIMBERLY CLARK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494368103</cusip>
		<value>1606</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10193</Sole>
			<Shared>1106</Shared>
			<None>3631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494550106</cusip>
		<value>1106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11860</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9612</Sole>
			<Shared>0</Shared>
			<None>2248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494550106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN ENERGY PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>494550106</cusip>
		<value>406</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4355</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3250</Sole>
			<Shared>364</Shared>
			<None>741</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN MGMT LLC SHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49455U100</cusip>
		<value>397</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3704</Sole>
			<Shared>0</Shared>
			<None>516</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>313</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8156</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1902</Sole>
			<Shared>0</Shared>
			<None>6254</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KINDER MORGAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>49456B101</cusip>
		<value>461</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12035</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9825</Sole>
			<Shared>0</Shared>
			<None>2210</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIRBY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>497266106</cusip>
		<value>322</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2733</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>90</Sole>
			<Shared>0</Shared>
			<None>2643</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KIRBY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>497266106</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>1060</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17370</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7757</Sole>
			<Shared>0</Shared>
			<None>9613</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>770</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>770</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KOHLS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>500255104</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2787</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>324</Sole>
			<Shared>163</Shared>
			<None>2300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT FOODS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50076Q106</cusip>
		<value>1698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30102</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17623</Sole>
			<Shared>0</Shared>
			<None>12479</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KRAFT FOODS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50076Q106</cusip>
		<value>659</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11680</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5342</Sole>
			<Shared>256</Shared>
			<None>6082</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>331</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6368</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3338</Sole>
			<Shared>0</Shared>
			<None>3030</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>721</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>721</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>KROGER CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>501044101</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2385</Sole>
			<Shared>0</Shared>
			<None>560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L-3 COMMUNICATIONS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>502424104</cusip>
		<value>408</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3435</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>325</Sole>
			<Shared>0</Shared>
			<None>3110</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>L-3 COMMUNICATIONS HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>502424104</cusip>
		<value>39</value>
		<shrsOrPrnAmt>
			<sshPrnamt>327</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>105</Sole>
			<Shared>144</Shared>
			<None>78</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LABORATORY CORP OF AMERICA HLDGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50540R409</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1130</Sole>
			<Shared>0</Shared>
			<None>822</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LABORATORY CORP OF AMERICA HLDGS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>50540R409</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>301</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>260</Sole>
			<Shared>0</Shared>
			<None>41</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>521865204</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4264</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>317</Sole>
			<Shared>0</Shared>
			<None>3947</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEAR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>521865204</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>949</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>626</Sole>
			<Shared>0</Shared>
			<None>323</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>524660107</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LEGGETT &amp; PLATT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>524660107</cusip>
		<value>216</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6181</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5781</Sole>
			<Shared>400</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR GROWTH FND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>529900102</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15538</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15538</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR GROWTH FND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>529900102</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3530</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3530</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>530158104</cusip>
		<value>133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22897</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22897</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY ALL-STAR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>530158104</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6041</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6041</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>53071M104</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17548</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2950</Sole>
			<Shared>0</Shared>
			<None>14598</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>53071M104</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>927</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>235</Sole>
			<Shared>522</Shared>
			<None>170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>531229300</cusip>
		<value>269</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5720</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>5600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LIBERTY MEDIA CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>531229300</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>100</Sole>
			<Shared>296</Shared>
			<None>164</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>1442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14456</Sole>
			<Shared>0</Shared>
			<None>7773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ELI LILLY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>532457108</cusip>
		<value>741</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9246</Sole>
			<Shared>746</Shared>
			<None>1427</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>534187109</cusip>
		<value>272</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5083</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2297</Sole>
			<Shared>0</Shared>
			<None>2786</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINCOLN NATIONAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>534187109</cusip>
		<value>177</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3302</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3136</Sole>
			<Shared>0</Shared>
			<None>166</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>535782106</cusip>
		<value>908</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31351</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29876</Sole>
			<Shared>0</Shared>
			<None>1475</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>535782106</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5280</Sole>
			<Shared>880</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN ENERGY LLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>536020100</cusip>
		<value>586</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19450</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18850</Sole>
			<Shared>0</Shared>
			<None>600</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LINN ENERGY LLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>536020100</cusip>
		<value>514</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11952</Sole>
			<Shared>5100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>539439109</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LLOYDS </nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>539439109</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1591</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>1391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3960</Sole>
			<Shared>0</Shared>
			<None>3652</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOCKHEED MARTIN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>539830109</cusip>
		<value>442</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1478</Sole>
			<Shared>496</Shared>
			<None>446</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LORILLARD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>544147101</cusip>
		<value>3234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>53987</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>46400</Sole>
			<Shared>0</Shared>
			<None>7587</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LORILLARD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>544147101</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>717</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>665</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LORILLARD</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>544147101</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2262</Sole>
			<Shared>174</Shared>
			<None>2063</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>469</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5512</Sole>
			<Shared>0</Shared>
			<None>3346</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>LOWES COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>548661107</cusip>
		<value>297</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5615</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5515</Sole>
			<Shared>100</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>561</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2664</Sole>
			<Shared>0</Shared>
			<None>1887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>M &amp; T BK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55261F104</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55272X102</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9921</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7200</Sole>
			<Shared>0</Shared>
			<None>2721</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55272X102</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MULTIMARKET INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>552737108</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14700</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14200</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS MULTIMARKET INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>552737108</cusip>
		<value>61</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9564</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9564</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTERMEDIATE INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>55273C107</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS INTERMEDIATE INCOME TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>55273C107</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2800</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MGP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55303J106</cusip>
		<value>1350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>103320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>103320</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55616P104</cusip>
		<value>291</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5006</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2413</Sole>
			<Shared>0</Shared>
			<None>2593</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MACYS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>55616P104</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>140</Sole>
			<Shared>0</Shared>
			<None>355</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MISTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>559080106</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGELLAN MISTREAM PARTNERS LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>559080106</cusip>
		<value>314</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3728</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>559222401</cusip>
		<value>2416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>24690</Sole>
			<Shared>0</Shared>
			<None>768</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MAGNA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>559222401</cusip>
		<value>305</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3215</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565849106</cusip>
		<value>1603</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42654</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39984</Sole>
			<Shared>0</Shared>
			<None>2670</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON OIL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>565849106</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5786</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1020</Sole>
			<Shared>4766</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>1582</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16609</Sole>
			<Shared>0</Shared>
			<None>2081</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARATHON PETE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>56585A102</cusip>
		<value>296</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3497</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1050</Sole>
			<Shared>2212</Shared>
			<None>235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570535104</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKEL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570535104</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKWEST ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570759100</cusip>
		<value>584</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5672</Sole>
			<Shared>0</Shared>
			<None>1925</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKWEST ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570759100</cusip>
		<value>36</value>
		<shrsOrPrnAmt>
			<sshPrnamt>466</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>450</Sole>
			<Shared>0</Shared>
			<None>16</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARKWEST ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>570759100</cusip>
		<value>72</value>
		<shrsOrPrnAmt>
			<sshPrnamt>935</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>415</Sole>
			<Shared>55</Shared>
			<None>465</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571748102</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3400</Sole>
			<Shared>0</Shared>
			<None>1235</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARSH &amp; MCLENNAN</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571748102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571903202</cusip>
		<value>317</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4531</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4242</Sole>
			<Shared>0</Shared>
			<None>289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MARRIOTT INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>571903202</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>92</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>92</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10048</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>8048</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASCO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>574599106</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>1008</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13637</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5860</Sole>
			<Shared>0</Shared>
			<None>7777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MASTERCARD INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>57636Q104</cusip>
		<value>74</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>652</Sole>
			<Shared>0</Shared>
			<None>351</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MATTEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>577081102</cusip>
		<value>2618</value>
		<shrsOrPrnAmt>
			<sshPrnamt>85412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>53815</Sole>
			<Shared>0</Shared>
			<None>31597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MATTEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>577081102</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MATTEL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>577081102</cusip>
		<value>653</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21315</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10082</Sole>
			<Shared>591</Shared>
			<None>10642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>4889</value>
		<shrsOrPrnAmt>
			<sshPrnamt>51568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31924</Sole>
			<Shared>0</Shared>
			<None>19644</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCDONALDS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>580135101</cusip>
		<value>2352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15264</Sole>
			<Shared>3411</Shared>
			<None>6133</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>548</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2817</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>836</Sole>
			<Shared>0</Shared>
			<None>1981</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MCKESSON CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58155Q103</cusip>
		<value>212</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>844</Sole>
			<Shared>57</Shared>
			<None>186</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEADWESTVACO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>583334107</cusip>
		<value>453</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4169</Sole>
			<Shared>0</Shared>
			<None>6887</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEADWESTVACO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>583334107</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3220</Sole>
			<Shared>0</Shared>
			<None>995</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDNAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58502B106</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2933</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>160</Sole>
			<Shared>0</Shared>
			<None>2773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDNAX</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58502B106</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1052</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>585055106</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11067</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6416</Sole>
			<Shared>0</Shared>
			<None>4651</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEDTRONIC INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>585055106</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3384</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2511</Sole>
			<Shared>500</Shared>
			<None>373</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEMORIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>586048100</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12194</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8685</Sole>
			<Shared>0</Shared>
			<None>3509</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MEMORIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>586048100</cusip>
		<value>532</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24196</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>18480</Sole>
			<Shared>3785</Shared>
			<None>1931</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>6632</value>
		<shrsOrPrnAmt>
			<sshPrnamt>111869</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>66538</Sole>
			<Shared>0</Shared>
			<None>45331</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>21</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MERCK &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>58933Y105</cusip>
		<value>2651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>44712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28149</Sole>
			<Shared>2032</Shared>
			<None>14531</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>3792</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70591</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57550</Sole>
			<Shared>0</Shared>
			<None>13041</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>METLIFE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59156R108</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5049</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3504</Sole>
			<Shared>376</Shared>
			<None>1169</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318D104</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318E102</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25318</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25318</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MFS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>59318E102</cusip>
		<value>24</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>10427</value>
		<shrsOrPrnAmt>
			<sshPrnamt>224909</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>138413</Sole>
			<Shared>0</Shared>
			<None>86496</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1254</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1228</Sole>
			<Shared>0</Shared>
			<None>26</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>594918104</cusip>
		<value>3252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>70146</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>45520</Sole>
			<Shared>3475</Shared>
			<None>21151</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>604</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12797</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3549</Sole>
			<Shared>0</Shared>
			<None>9248</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICROCHIP TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595017104</cusip>
		<value>203</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3240</Sole>
			<Shared>93</Shared>
			<None>961</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595112103</cusip>
		<value>327</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6352</Sole>
			<Shared>0</Shared>
			<None>3200</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>595112103</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>262</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>262</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID-AMERICA APARTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>709</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10794</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9782</Sole>
			<Shared>0</Shared>
			<None>1012</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MID-AMERICA APARTMENT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>59522J103</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>712</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>530</Sole>
			<Shared>0</Shared>
			<None>182</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>606822104</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>216</Sole>
			<Shared>0</Shared>
			<None>27595</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MITSUBISHI UFJ FINANCIAL GROUP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>606822104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>308</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO CLASS B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>60871R209</cusip>
		<value>441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5926</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>430</Sole>
			<Shared>0</Shared>
			<None>5496</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MOLSON COORS BREWING CO CLASS B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>60871R209</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1802</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1802</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>1439</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>37835</Sole>
			<Shared>0</Shared>
			<None>4173</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONDELEZ INTERNATIONAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>609207105</cusip>
		<value>368</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9354</Sole>
			<Shared>1258</Shared>
			<None>130</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61166W101</cusip>
		<value>811</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7206</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2795</Sole>
			<Shared>0</Shared>
			<None>4411</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MONSANTO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>61166W101</cusip>
		<value>170</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1514</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1204</Sole>
			<Shared>104</Shared>
			<None>206</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>190</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5504</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1882</Sole>
			<Shared>0</Shared>
			<None>3622</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>617446448</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3329</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>329</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>61745P874</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5090</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5090</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>MORGAN STANLEY</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>61745P874</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6005</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NASDAQ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>631103108</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5944</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>971</Sole>
			<Shared>0</Shared>
			<None>4973</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO NJ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>636180101</cusip>
		<value>473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6756</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>5756</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL FUEL GAS CO NJ</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>636180101</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2727</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>1134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15779</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1967</Sole>
			<Shared>0</Shared>
			<None>13812</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>42</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL GRID</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>636274300</cusip>
		<value>420</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>190</Sole>
			<Shared>145</Shared>
			<None>5502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637071101</cusip>
		<value>494</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6486</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>727</Sole>
			<Shared>0</Shared>
			<None>5759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL OILWELL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637071101</cusip>
		<value>191</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2508</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>591</Sole>
			<Shared>140</Shared>
			<None>1777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>209</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4983</Sole>
			<Shared>0</Shared>
			<None>1056</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NATIONAL RETAIL PROPERTIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>637417106</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2040</Sole>
			<Shared>0</Shared>
			<None>260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN INT'L MUNI FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64124P101</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9050</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN INT'L MUNI FUND</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64124P101</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEUBERGER BERMAN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>64190A103</cusip>
		<value>96</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19947</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16947</Sole>
			<Shared>0</Shared>
			<None>3000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW YORK COMMUNITY BANCORP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>649445103</cusip>
		<value>1210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76275</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>75275</Sole>
			<Shared>0</Shared>
			<None>1000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEW YORK COMMUNITY BANCORP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>649445103</cusip>
		<value>490</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>29216</Sole>
			<Shared>0</Shared>
			<None>1642</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL RUBBERMAID INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651229106</cusip>
		<value>324</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9405</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4666</Sole>
			<Shared>0</Shared>
			<None>4739</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWELL RUBBERMAID INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651229106</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>224</Sole>
			<Shared>0</Shared>
			<None>279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWFIELD EXPLORATION CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651290108</cusip>
		<value>346</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>9334</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEWFIELD EXPLORATION CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>651290108</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1344</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1344</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>1610</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14384</Sole>
			<Shared>0</Shared>
			<None>2766</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NEXTERA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>65339F101</cusip>
		<value>921</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9813</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9235</Sole>
			<Shared>159</Shared>
			<None>419</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC CL B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>1872</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20990</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15069</Sole>
			<Shared>0</Shared>
			<None>5921</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NIKE INC CL B</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>654106103</cusip>
		<value>232</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2368</Sole>
			<Shared>0</Shared>
			<None>231</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>1473</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9761</Sole>
			<Shared>0</Shared>
			<None>3437</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORFOLK SOUTHERN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>655844108</cusip>
		<value>612</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5484</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5234</Sole>
			<Shared>200</Shared>
			<None>50</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>287</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2178</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1187</Sole>
			<Shared>0</Shared>
			<None>991</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>666807102</cusip>
		<value>206</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1012</Sole>
			<Shared>400</Shared>
			<None>148</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>66987V109</cusip>
		<value>2102</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22335</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14068</Sole>
			<Shared>0</Shared>
			<None>8267</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>66987V109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVARTIS AG SPONSORED ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>66987V109</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1421</Sole>
			<Shared>63</Shared>
			<None>888</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO NORDISK A/S ADR (DANISH)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>670100205</cusip>
		<value>625</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13117</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5745</Sole>
			<Shared>0</Shared>
			<None>7372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NOVO NORDISK A/S ADR (DANISH)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>670100205</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3075</Sole>
			<Shared>0</Shared>
			<None>627</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>824</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15180</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7201</Sole>
			<Shared>0</Shared>
			<None>7979</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUCOR CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670346105</cusip>
		<value>215</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3952</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2455</Sole>
			<Shared>152</Shared>
			<None>1345</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCOME PT</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67063C106</cusip>
		<value>197</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14866</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14866</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN SELECT TAX FREE INCOME 3</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>67063X100</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13922</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13922</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670657105</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13709</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13709</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670657105</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9086</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670837103</cusip>
		<value>255</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2000</Sole>
			<Shared>0</Shared>
			<None>4884</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OGE ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>670837103</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>1025</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670928100</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16473</Sole>
			<Shared>0</Shared>
			<None>500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670928100</cusip>
		<value>121</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12900</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670984103</cusip>
		<value>113</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7911</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7911</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>NUVEEN</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>670984103</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>3150</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>2456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25539</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7644</Sole>
			<Shared>0</Shared>
			<None>17895</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>26</value>
		<shrsOrPrnAmt>
			<sshPrnamt>270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>270</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OCCIDENTAL PETROLEUM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>674599105</cusip>
		<value>1073</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4519</Sole>
			<Shared>402</Shared>
			<None>6238</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>2169</value>
		<shrsOrPrnAmt>
			<sshPrnamt>31496</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30046</Sole>
			<Shared>0</Shared>
			<None>1450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>427</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OMNICOM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>681919106</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>2280</value>
		<shrsOrPrnAmt>
			<sshPrnamt>59553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45123</Sole>
			<Shared>0</Shared>
			<None>14430</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ORACLE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>68389X105</cusip>
		<value>478</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9814</Sole>
			<Shared>878</Shared>
			<None>1803</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>690732102</cusip>
		<value>535</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16349</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11303</Sole>
			<Shared>0</Shared>
			<None>5046</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>OWENS &amp; MINOR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>690732102</cusip>
		<value>79</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>2998</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35030</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11891</Sole>
			<Shared>0</Shared>
			<None>23139</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>29</value>
		<shrsOrPrnAmt>
			<sshPrnamt>337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>337</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693475105</cusip>
		<value>906</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10587</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3476</Sole>
			<Shared>260</Shared>
			<None>6851</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>821</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4174</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2712</Sole>
			<Shared>0</Shared>
			<None>1462</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPG INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>693506107</cusip>
		<value>559</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2840</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2500</Sole>
			<Shared>183</Shared>
			<None>157</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>775</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4484</Sole>
			<Shared>0</Shared>
			<None>19115</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>74</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PPL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>69351T106</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12851</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4812</Sole>
			<Shared>262</Shared>
			<None>7777</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>696429307</cusip>
		<value>387</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4625</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>375</Sole>
			<Shared>0</Shared>
			<None>4250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PALL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>696429307</cusip>
		<value>56</value>
		<shrsOrPrnAmt>
			<sshPrnamt>674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>295</Sole>
			<Shared>284</Shared>
			<None>95</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10307</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8122</Sole>
			<Shared>0</Shared>
			<None>2185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PAYCHEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>704326107</cusip>
		<value>175</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3640</Sole>
			<Shared>330</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7681</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>120</Sole>
			<Shared>0</Shared>
			<None>7561</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>76</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>76</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEARSON PLC ADR</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>705015105</cusip>
		<value>49</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>262</Shared>
			<None>2205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEMBINA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>706327103</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1211</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>740</Sole>
			<Shared>0</Shared>
			<None>471</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEMBINA</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>706327103</cusip>
		<value>164</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3896</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENGROWTH</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>70706P104</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5000</Sole>
			<Shared>0</Shared>
			<None>5597</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PENGROWTH</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>70706P104</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6080</Sole>
			<Shared>0</Shared>
			<None>1563</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>26568</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16638</Sole>
			<Shared>0</Shared>
			<None>9930</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>73</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>73</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEOPLES UNITED FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>712704105</cusip>
		<value>185</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12777</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8887</Sole>
			<Shared>592</Shared>
			<None>3298</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>5764</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61914</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>36141</Sole>
			<Shared>0</Shared>
			<None>25773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>32</value>
		<shrsOrPrnAmt>
			<sshPrnamt>343</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>332</Sole>
			<Shared>0</Shared>
			<None>11</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PEPSICO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>713448108</cusip>
		<value>2663</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28604</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20883</Sole>
			<Shared>1219</Shared>
			<None>6502</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PETROLEO BRASILEIRO SA PETROBRAS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>71654V101</cusip>
		<value>157</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>10560</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>9079</value>
		<shrsOrPrnAmt>
			<sshPrnamt>307023</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>233355</Sole>
			<Shared>0</Shared>
			<None>73668</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PFIZER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>717081103</cusip>
		<value>2595</value>
		<shrsOrPrnAmt>
			<sshPrnamt>87767</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>66038</Sole>
			<Shared>4862</Shared>
			<None>16867</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>3524</value>
		<shrsOrPrnAmt>
			<sshPrnamt>42260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>31035</Sole>
			<Shared>0</Shared>
			<None>11225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>24</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILIP MORRIS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718172109</cusip>
		<value>1389</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11790</Sole>
			<Shared>256</Shared>
			<None>4606</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>757</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9311</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6680</Sole>
			<Shared>0</Shared>
			<None>2631</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PHILLIPS 66</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>718546104</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2185</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1911</Sole>
			<Shared>70</Shared>
			<None>204</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>726503105</cusip>
		<value>788</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13382</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13382</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLAINS ALL AMERICAN PIPELINE LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>726503105</cusip>
		<value>202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3434</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2384</Sole>
			<Shared>1050</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLUM CREEK TIMBER CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>729251108</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5601</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PLUM CREEK TIMBER CO INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>729251108</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1710</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1710</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLARIS INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>731068102</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2394</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>717</Sole>
			<Shared>0</Shared>
			<None>1677</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POLARIS INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>731068102</cusip>
		<value>105</value>
		<shrsOrPrnAmt>
			<sshPrnamt>703</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>403</Sole>
			<Shared>0</Shared>
			<None>300</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6050</Sole>
			<Shared>0</Shared>
			<None>5510</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>37</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>37</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POTASH CORP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>73755L107</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2123</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>934</Sole>
			<Shared>127</Shared>
			<None>1062</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935A104</cusip>
		<value>87</value>
		<shrsOrPrnAmt>
			<sshPrnamt>882</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>882</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935A104</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>956</Sole>
			<Shared>604</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935S105</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3925</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2485</Sole>
			<Shared>0</Shared>
			<None>1440</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935S105</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6943</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5370</Sole>
			<Shared>1047</Shared>
			<None>526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X153</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1407</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1407</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X153</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5970</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>5970</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X229</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11025</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X575</cusip>
		<value>135</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5485</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5300</Sole>
			<Shared>0</Shared>
			<None>185</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X575</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3316</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>2116</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X716</cusip>
		<value>510</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22660</Sole>
			<Shared>0</Shared>
			<None>4910</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73935X716</cusip>
		<value>104</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>106</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3039</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>834</Sole>
			<Shared>0</Shared>
			<None>2205</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6425</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>6425</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>POWERSHARES</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>73937B779</cusip>
		<value>1694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>48438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>48438</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74005P104</cusip>
		<value>982</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6551</Sole>
			<Shared>0</Shared>
			<None>1063</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRAXAIR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74005P104</cusip>
		<value>171</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1326</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1238</Sole>
			<Shared>21</Shared>
			<None>67</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>740189105</cusip>
		<value>350</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1477</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>194</Sole>
			<Shared>0</Shared>
			<None>1283</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRECISION CASTPARTS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>740189105</cusip>
		<value>131</value>
		<shrsOrPrnAmt>
			<sshPrnamt>552</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>170</Sole>
			<Shared>300</Shared>
			<None>82</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PREFORMED LINE PRODUCTS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>740444104</cusip>
		<value>1721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>32617</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2410</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>650</Sole>
			<Shared>0</Shared>
			<None>1760</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>T ROWE PRICE GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74144T108</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE PRICELINE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>741503403</cusip>
		<value>543</value>
		<shrsOrPrnAmt>
			<sshPrnamt>469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>85</Sole>
			<Shared>0</Shared>
			<None>384</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THE PRICELINE GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>741503403</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4</Sole>
			<Shared>0</Shared>
			<None>25</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>7545</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90098</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>60910</Sole>
			<Shared>0</Shared>
			<None>29188</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>399</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>399</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>742718109</cusip>
		<value>4211</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50289</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>28136</Sole>
			<Shared>5793</Shared>
			<None>16360</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>816</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32294</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>29983</Sole>
			<Shared>0</Shared>
			<None>2311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROGRESSIVE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>743315103</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>49</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>49</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74348T102</cusip>
		<value>21</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PROSPECT CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74348T102</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>17950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>602</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4612</Sole>
			<Shared>0</Shared>
			<None>2234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL FINANCIAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744320102</cusip>
		<value>422</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4803</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4375</Sole>
			<Shared>173</Shared>
			<None>255</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>74435K204</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6969</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1334</Sole>
			<Shared>0</Shared>
			<None>5635</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PRUDENTIAL PLC ADR (UNITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>74435K204</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1310</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>1763</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>43025</Sole>
			<Shared>0</Shared>
			<None>4316</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC SERVICE ENTERPRISES GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>744573106</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2440</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74460D109</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>110</Sole>
			<Shared>0</Shared>
			<None>821</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUBLIC STORAGE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74460D109</cusip>
		<value>167</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1005</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>860</Sole>
			<Shared>0</Shared>
			<None>145</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MANAGED MUNICIPAL INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746823103</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6430</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6430</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM MANAGED MUNICIPAL INCOME</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746823103</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM PREMIER INCOME TRUST SH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746853100</cusip>
		<value>99</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>18103</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PUTNAM PREMIER INCOME TRUST SH</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>746853100</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5058</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QEP RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74733V100</cusip>
		<value>205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6672</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>220</Sole>
			<Shared>0</Shared>
			<None>6452</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QEP RESOURCES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74733V100</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>210</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>210</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74734R108</cusip>
		<value>31</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QR</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74734R108</cusip>
		<value>299</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>13400</Sole>
			<Shared>2000</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>4566</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>45546</Sole>
			<Shared>0</Shared>
			<None>15526</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUALCOMM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>747525103</cusip>
		<value>951</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12722</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9340</Sole>
			<Shared>441</Shared>
			<None>2941</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>360</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5930</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>5730</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>QUEST DIAGNOSTICS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>74834L100</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2401</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>7506</value>
		<shrsOrPrnAmt>
			<sshPrnamt>140088</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>125725</Sole>
			<Shared>0</Shared>
			<None>14363</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYMOND JAMES FINANCIAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754730109</cusip>
		<value>160</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>500</Shared>
			<None>1285</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYONIER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754907103</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7033</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7033</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYONIER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>754907103</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1270</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1270</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>755111507</cusip>
		<value>992</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5143</Sole>
			<Shared>0</Shared>
			<None>4617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RAYTHEON COMPANY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>755111507</cusip>
		<value>290</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2858</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1837</Sole>
			<Shared>319</Shared>
			<None>702</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>555</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13610</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8684</Sole>
			<Shared>0</Shared>
			<None>4926</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REALTY INCOME</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>756109104</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5799</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2595</Sole>
			<Shared>880</Shared>
			<None>2324</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP CLASS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>1381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>69448</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4228</Sole>
			<Shared>0</Shared>
			<None>65220</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP CLASS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>62</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGAL ENTERTAINMENT GROUP CLASS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>758766109</cusip>
		<value>688</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34593</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9360</Sole>
			<Shared>1392</Shared>
			<None>23841</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGENCY ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75885Y107</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4220</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4220</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGENCY ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>75885Y107</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4791</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4791</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24438</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16501</Sole>
			<Shared>0</Shared>
			<None>7937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REGIONS FINANCIAL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>7591EP100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3253</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2870</Sole>
			<Shared>0</Shared>
			<None>383</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REPUBLIC SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>760759100</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6861</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1030</Sole>
			<Shared>0</Shared>
			<None>5831</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REPUBLIC SERVICES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>760759100</cusip>
		<value>144</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3690</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1075</Sole>
			<Shared>0</Shared>
			<None>2615</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>1421</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24086</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6615</Sole>
			<Shared>0</Shared>
			<None>17471</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>52</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>52</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>REYNOLDS AMERICAN INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>761713106</cusip>
		<value>436</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7389</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>275</Sole>
			<Shared>177</Shared>
			<None>6937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>503</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10234</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6947</Sole>
			<Shared>0</Shared>
			<None>3287</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>14</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RIO TINTO PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>767204100</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>745</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>48</Shared>
			<None>497</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>774341101</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2884</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2884</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROCKWELL COLLINS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>774341101</cusip>
		<value>18</value>
		<shrsOrPrnAmt>
			<sshPrnamt>229</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>229</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>381</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>127</Sole>
			<Shared>0</Shared>
			<None>10043</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>32</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>32</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROGERS COMMUNICATIONS INC CLASS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>775109200</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>112</Shared>
			<None>4201</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>778296103</cusip>
		<value>1278</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16904</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16904</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROSS STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>778296103</cusip>
		<value>7</value>
		<shrsOrPrnAmt>
			<sshPrnamt>90</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>90</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL BK CANADA MONTREAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780087102</cusip>
		<value>333</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4661</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4580</Sole>
			<Shared>0</Shared>
			<None>81</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL BK CANADA MONTREAL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780087102</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>1877</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259107</cusip>
		<value>719</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9087</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1251</Sole>
			<Shared>0</Shared>
			<None>7836</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259107</cusip>
		<value>352</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4447</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>510</Sole>
			<Shared>0</Shared>
			<None>3937</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>1862</value>
		<shrsOrPrnAmt>
			<sshPrnamt>24459</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19230</Sole>
			<Shared>0</Shared>
			<None>5229</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>33</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>33</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYAL DUTCH SHELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>780259206</cusip>
		<value>628</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8244</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6305</Sole>
			<Shared>780</Shared>
			<None>1159</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>ROYCE VALUE TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>780910105</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7913</Sole>
			<Shared>0</Shared>
			<None>2215</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYCE VALUE TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>780910105</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3771</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ROYCE MICRO-CAP INC (CLOSED END)</nameOfIssuer>
		<titleOfClass>MUTUAL FUNDS - </titleOfClass>
		<cusip>780915104</cusip>
		<value>129</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>11000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDEX</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78355W106</cusip>
		<value>738</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8513</Sole>
			<Shared>0</Shared>
			<None>1222</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>RYDEX</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78355W106</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5600</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5600</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>SBA COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78388J106</cusip>
		<value>301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2718</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>705</Sole>
			<Shared>0</Shared>
			<None>2013</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SBA COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>78388J106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>96</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>96</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78462F103</cusip>
		<value>3416</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15031</Sole>
			<Shared>0</Shared>
			<None>2305</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78462F103</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1081</Sole>
			<Shared>690</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>152</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1308</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463V107</cusip>
		<value>486</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4183</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X749</cusip>
		<value>720</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16249</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3948</Sole>
			<Shared>0</Shared>
			<None>12301</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X749</cusip>
		<value>309</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6967</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4685</Sole>
			<Shared>0</Shared>
			<None>2282</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X772</cusip>
		<value>880</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19025</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17230</Sole>
			<Shared>0</Shared>
			<None>1795</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X772</cusip>
		<value>592</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12792</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>12792</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X863</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2242</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2242</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78463X863</cusip>
		<value>147</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3559</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3559</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A359</cusip>
		<value>245</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4936</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A417</cusip>
		<value>12565</value>
		<shrsOrPrnAmt>
			<sshPrnamt>312725</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>293587</Sole>
			<Shared>0</Shared>
			<None>19138</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A417</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6749</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5629</Sole>
			<Shared>0</Shared>
			<None>1120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A425</cusip>
		<value>217</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3874</Sole>
			<Shared>0</Shared>
			<None>5000</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A425</cusip>
		<value>51</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2100</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2100</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A516</cusip>
		<value>621</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10828</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>603</Sole>
			<Shared>0</Shared>
			<None>10225</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A516</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>698</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>698</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A607</cusip>
		<value>427</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5352</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4297</Sole>
			<Shared>0</Shared>
			<None>1055</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A607</cusip>
		<value>20</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A763</cusip>
		<value>2759</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36822</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>23836</Sole>
			<Shared>0</Shared>
			<None>12986</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78464A763</cusip>
		<value>686</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9159</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9159</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467X109</cusip>
		<value>162</value>
		<shrsOrPrnAmt>
			<sshPrnamt>950</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>950</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467X109</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1215</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1215</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>3415</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13696</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4361</Sole>
			<Shared>0</Shared>
			<None>9335</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPDR</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>78467Y107</cusip>
		<value>541</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2170</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1293</Sole>
			<Shared>0</Shared>
			<None>877</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>1132</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1798</Sole>
			<Shared>0</Shared>
			<None>17028</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>660</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>660</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ST JUDE MEDICAL INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>790849103</cusip>
		<value>492</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8188</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2258</Sole>
			<Shared>448</Shared>
			<None>5482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>150</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>128</Sole>
			<Shared>0</Shared>
			<None>2480</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALESFORCE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79466L302</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1135</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>815</Sole>
			<Shared>0</Shared>
			<None>320</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALLY BEAUTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79546E104</cusip>
		<value>234</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8553</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>8553</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SALLY BEAUTY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>79546E104</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>160</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>160</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAN DISK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>80004C101</cusip>
		<value>590</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6027</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>327</Sole>
			<Shared>0</Shared>
			<None>5700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAN DISK CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>80004C101</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>902</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>478</Sole>
			<Shared>320</Shared>
			<None>104</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>735</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2472</Sole>
			<Shared>0</Shared>
			<None>10556</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>23</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>23</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SANOFI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>80105N105</cusip>
		<value>93</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>680</Sole>
			<Shared>82</Shared>
			<None>890</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>803054204</cusip>
		<value>188</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2612</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>54</Sole>
			<Shared>0</Shared>
			<None>2558</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SAP SE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>803054204</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>313</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>313</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>806857108</cusip>
		<value>4737</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46584</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>38414</Sole>
			<Shared>0</Shared>
			<None>8170</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SCHLUMBERGER LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>806857108</cusip>
		<value>651</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6401</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4542</Sole>
			<Shared>1057</Shared>
			<None>802</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>808513105</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3291</Sole>
			<Shared>0</Shared>
			<None>5673</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>CHARLES SCHWAB CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>808513105</cusip>
		<value>25</value>
		<shrsOrPrnAmt>
			<sshPrnamt>842</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>342</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7738</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6128</Sole>
			<Shared>0</Shared>
			<None>1610</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y308</cusip>
		<value>73</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>550</Sole>
			<Shared>0</Shared>
			<None>1070</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12727</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11746</Sole>
			<Shared>0</Shared>
			<None>981</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y605</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6416</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4400</Sole>
			<Shared>0</Shared>
			<None>2016</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>163</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4081</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4081</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y803</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7003</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7003</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>119</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2837</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SECTOR SPDR TRUST</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>81369Y886</cusip>
		<value>193</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>155</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1471</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1153</Sole>
			<Shared>0</Shared>
			<None>318</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEMPRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>816851109</cusip>
		<value>65</value>
		<shrsOrPrnAmt>
			<sshPrnamt>616</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>489</Sole>
			<Shared>69</Shared>
			<None>58</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENIOR HOUSING PROPERTIES TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81721M109</cusip>
		<value>271</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12977</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3605</Sole>
			<Shared>0</Shared>
			<None>9372</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SENIOR HOUSING PROPERTIES TRUST</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>81721M109</cusip>
		<value>141</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6728</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2420</Sole>
			<Shared>0</Shared>
			<None>4308</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12864</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>12614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHAW COMMUNICATIONS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>82028K200</cusip>
		<value>126</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5150</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>198</Shared>
			<None>4952</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN-WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1101</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>415</Sole>
			<Shared>0</Shared>
			<None>686</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHERWIN-WILLIAMS CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>824348106</cusip>
		<value>55</value>
		<shrsOrPrnAmt>
			<sshPrnamt>250</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>250</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGMA ALDRICH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>826552101</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4260</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4010</Sole>
			<Shared>0</Shared>
			<None>250</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIGMA ALDRICH CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>826552101</cusip>
		<value>118</value>
		<shrsOrPrnAmt>
			<sshPrnamt>865</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>865</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PROPERTY GROUP LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>828806109</cusip>
		<value>644</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3917</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>603</Sole>
			<Shared>0</Shared>
			<None>3314</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SIMON PROPERTY GROUP LP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>828806109</cusip>
		<value>263</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1601</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>360</Sole>
			<Shared>109</Shared>
			<None>1132</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>83088M102</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5426</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1485</Sole>
			<Shared>0</Shared>
			<None>3941</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SKYWORKS SOLUTIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>83088M102</cusip>
		<value>85</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1469</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>469</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>384</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3876</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2202</Sole>
			<Shared>0</Shared>
			<None>1674</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SMUCKER J M CO COM</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>832696405</cusip>
		<value>208</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1590</Sole>
			<Shared>0</Shared>
			<None>515</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>3911</value>
		<shrsOrPrnAmt>
			<sshPrnamt>89597</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>69976</Sole>
			<Shared>0</Shared>
			<None>19621</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SOUTHERN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>842587107</cusip>
		<value>1238</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28369</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>20181</Sole>
			<Shared>596</Shared>
			<None>7592</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>847560109</cusip>
		<value>844</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21503</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20491</Sole>
			<Shared>0</Shared>
			<None>1012</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SPECTRA ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>847560109</cusip>
		<value>468</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11931</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10486</Sole>
			<Shared>325</Shared>
			<None>1120</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>854502101</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3516</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3404</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STANLEY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>854502101</cusip>
		<value>23</value>
		<shrsOrPrnAmt>
			<sshPrnamt>255</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>255</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>351</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4658</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1897</Sole>
			<Shared>0</Shared>
			<None>2761</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STARBUCKS CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>855244109</cusip>
		<value>146</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1932</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1645</Sole>
			<Shared>0</Shared>
			<None>287</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STREET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>857477103</cusip>
		<value>417</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5666</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1356</Sole>
			<Shared>0</Shared>
			<None>4310</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STATE STREET CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>857477103</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>163</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>163</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONEMOR PARTNERS L P COM UNITS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86183Q100</cusip>
		<value>330</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12800</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11100</Sole>
			<Shared>0</Shared>
			<None>1700</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STONEMOR PARTNERS L P COM UNITS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>86183Q100</cusip>
		<value>77</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>1264</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15652</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13786</Sole>
			<Shared>0</Shared>
			<None>1866</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>STRYKER CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>863667101</cusip>
		<value>116</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1434</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1386</Sole>
			<Shared>0</Shared>
			<None>48</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>86562M209</cusip>
		<value>145</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17674</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5493</Sole>
			<Shared>0</Shared>
			<None>12181</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUMITOMO MITSUI</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>86562M209</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1291</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1291</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>867224107</cusip>
		<value>456</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12608</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7727</Sole>
			<Shared>0</Shared>
			<None>4881</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNCOR ENERGY</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>867224107</cusip>
		<value>48</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>341</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BANKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>867914103</cusip>
		<value>1031</value>
		<shrsOrPrnAmt>
			<sshPrnamt>27103</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>22831</Sole>
			<Shared>0</Shared>
			<None>4272</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SUNTRUST BANKS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>867914103</cusip>
		<value>67</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1250</Sole>
			<Shared>243</Shared>
			<None>260</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>2067</value>
		<shrsOrPrnAmt>
			<sshPrnamt>54461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>21085</Sole>
			<Shared>0</Shared>
			<None>33376</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SYSCO CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>871829107</cusip>
		<value>721</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6006</Sole>
			<Shared>478</Shared>
			<None>12514</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>315</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18147</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7332</Sole>
			<Shared>0</Shared>
			<None>10815</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>106</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TECO ENERGY</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872375100</cusip>
		<value>78</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4506</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>871</Shared>
			<None>3135</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TICC CAPITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87244T109</cusip>
		<value>136</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15445</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>15445</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>500</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8453</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4164</Sole>
			<Shared>0</Shared>
			<None>4289</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TJX COMPANIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>872540109</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1807</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1500</Sole>
			<Shared>65</Shared>
			<None>242</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>874039100</cusip>
		<value>329</value>
		<shrsOrPrnAmt>
			<sshPrnamt>16308</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3354</Sole>
			<Shared>0</Shared>
			<None>12954</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAIWAN SEMICONDUCTOR MFG LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>874039100</cusip>
		<value>33</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1643</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1643</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAL INTERNATIONAL GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>874083108</cusip>
		<value>128</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3095</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2610</Sole>
			<Shared>0</Shared>
			<None>485</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TAL INTERNATIONAL GROUP INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>874083108</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3702</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3590</Sole>
			<Shared>0</Shared>
			<None>112</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA RESOURCES PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87611X105</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3278</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1655</Sole>
			<Shared>0</Shared>
			<None>1623</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA RESOURCES PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87611X105</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>18</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA RESOURCES PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87611X105</cusip>
		<value>153</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1516</Sole>
			<Shared>64</Shared>
			<None>529</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>1822</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29073</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>20882</Sole>
			<Shared>0</Shared>
			<None>8191</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGET</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612E106</cusip>
		<value>493</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5898</Sole>
			<Shared>0</Shared>
			<None>1973</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612G101</cusip>
		<value>178</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1304</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>602</Sole>
			<Shared>0</Shared>
			<None>702</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TARGA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>87612G101</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>760</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TATA MTRS LIMITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>876568502</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5097</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5017</Sole>
			<Shared>0</Shared>
			<None>80</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TATA MTRS LIMITED</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>876568502</cusip>
		<value>52</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1200</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1200</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879369106</cusip>
		<value>228</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2167</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>1967</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TELEFLEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>879369106</cusip>
		<value>11</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEMPLETON GLOBAL INCOME FUND INC</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>880198106</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>34008</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>34008</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDUSTRIES</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>881624209</cusip>
		<value>1200</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22334</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>13675</Sole>
			<Shared>0</Shared>
			<None>8659</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEVA PHARMACEUTICAL INDUSTRIES</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>881624209</cusip>
		<value>137</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2541</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1973</Sole>
			<Shared>0</Shared>
			<None>568</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3595</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>400</Sole>
			<Shared>0</Shared>
			<None>3195</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS CAPITAL BANCSHARES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88224Q107</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>152</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>464</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9732</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6777</Sole>
			<Shared>0</Shared>
			<None>2955</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TEXAS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>882508104</cusip>
		<value>159</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3341</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2715</Sole>
			<Shared>145</Shared>
			<None>481</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>679</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5582</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4555</Sole>
			<Shared>0</Shared>
			<None>1027</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THERMO FISHER SCIENTIFIC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>883556102</cusip>
		<value>362</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2976</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2922</Sole>
			<Shared>0</Shared>
			<None>54</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>884903105</cusip>
		<value>231</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6337</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6337</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOMSON</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>884903105</cusip>
		<value>109</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2982</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2982</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOR INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>885160101</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4880</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4880</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>THOR INDUSTRIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>885160101</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>900</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>4036</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16209</Sole>
			<Shared>0</Shared>
			<None>12280</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>3M CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>88579Y101</cusip>
		<value>2156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>9656</Sole>
			<Shared>2204</Shared>
			<None>3358</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIDEWATER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>886423102</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6134</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6134</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIDEWATER INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>886423102</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>875</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887317303</cusip>
		<value>520</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6918</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2295</Sole>
			<Shared>0</Shared>
			<None>4623</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIME WARNER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887317303</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2045</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1008</Sole>
			<Shared>210</Shared>
			<None>827</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIMKEN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887389104</cusip>
		<value>279</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6580</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>6580</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TIMKEN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>887389104</cusip>
		<value>34</value>
		<shrsOrPrnAmt>
			<sshPrnamt>810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>810</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>5202</value>
		<shrsOrPrnAmt>
			<sshPrnamt>80708</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>43205</Sole>
			<Shared>0</Shared>
			<None>37503</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>46</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>46</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TOTAL S.A. SPONSORED ADRS</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>89151E109</cusip>
		<value>1301</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20183</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6335</Sole>
			<Shared>464</Shared>
			<None>13384</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADR TOYOTA MOTOR CORP ADR 2</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>892331307</cusip>
		<value>308</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2624</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>313</Sole>
			<Shared>0</Shared>
			<None>2311</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ADR TOYOTA MOTOR CORP ADR 2</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>892331307</cusip>
		<value>115</value>
		<shrsOrPrnAmt>
			<sshPrnamt>975</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>850</Sole>
			<Shared>0</Shared>
			<None>125</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>2037</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21685</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>16975</Sole>
			<Shared>0</Shared>
			<None>4710</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRAVELERS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>89417E109</cusip>
		<value>577</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6137</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5154</Sole>
			<Shared>380</Shared>
			<None>603</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>896522109</cusip>
		<value>517</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3292</Sole>
			<Shared>0</Shared>
			<None>7764</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TRINITY INDUSTRIES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>896522109</cusip>
		<value>103</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2199</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>600</Sole>
			<Shared>0</Shared>
			<None>1599</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TUPPERWARE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>899896104</cusip>
		<value>240</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3483</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2400</Sole>
			<Shared>0</Shared>
			<None>1083</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TUPPERWARE CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>899896104</cusip>
		<value>10</value>
		<shrsOrPrnAmt>
			<sshPrnamt>144</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>144</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTRY FOX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90130A101</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5318</Sole>
			<Shared>0</Shared>
			<None>5158</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TWENTY FIRST CENTRY FOX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>90130A101</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1467</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1000</Sole>
			<Shared>0</Shared>
			<None>467</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UBS</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>902641646</cusip>
		<value>312</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6826</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6356</Sole>
			<Shared>0</Shared>
			<None>470</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>U G I CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902681105</cusip>
		<value>82</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1950</Sole>
			<Shared>0</Shared>
			<None>450</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>U G I CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902681105</cusip>
		<value>184</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4500</Sole>
			<Shared>0</Shared>
			<None>900</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>1249</value>
		<shrsOrPrnAmt>
			<sshPrnamt>29857</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>19026</Sole>
			<Shared>0</Shared>
			<None>10831</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>US BANCORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>902973304</cusip>
		<value>552</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13207</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>10206</Sole>
			<Shared>0</Shared>
			<None>3001</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>917</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21883</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4867</Sole>
			<Shared>0</Shared>
			<None>17016</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>28</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>28</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904767704</cusip>
		<value>334</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7973</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1310</Sole>
			<Shared>757</Shared>
			<None>5906</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER NV</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904784709</cusip>
		<value>487</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12283</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3309</Sole>
			<Shared>0</Shared>
			<None>8974</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNILEVER NV</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>904784709</cusip>
		<value>17</value>
		<shrsOrPrnAmt>
			<sshPrnamt>439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>200</Shared>
			<None>239</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>5139</value>
		<shrsOrPrnAmt>
			<sshPrnamt>47397</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>41798</Sole>
			<Shared>0</Shared>
			<None>5599</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>414</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>414</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNION PACIFIC CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>907818108</cusip>
		<value>881</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8125</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7214</Sole>
			<Shared>217</Shared>
			<None>694</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>4499</value>
		<shrsOrPrnAmt>
			<sshPrnamt>45775</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>28581</Sole>
			<Shared>0</Shared>
			<None>17194</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED PARCEL SERVICE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>911312106</cusip>
		<value>1092</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11106</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4238</Sole>
			<Shared>670</Shared>
			<None>6198</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>7533</value>
		<shrsOrPrnAmt>
			<sshPrnamt>71336</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>57256</Sole>
			<Shared>0</Shared>
			<None>14080</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>31</value>
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			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>292</Sole>
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			<None>0</None>
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	<infoTable>
		<nameOfIssuer>UNITED TECHNOLOGIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913017109</cusip>
		<value>1125</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10649</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5226</Sole>
			<Shared>1367</Shared>
			<None>4056</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED HEALTH GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>4357</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50520</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>39436</Sole>
			<Shared>0</Shared>
			<None>11084</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNITED HEALTH GROUP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91324P102</cusip>
		<value>496</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5753</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4152</Sole>
			<Shared>679</Shared>
			<None>922</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL HEALTH SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913903100</cusip>
		<value>307</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2934</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1009</Sole>
			<Shared>0</Shared>
			<None>1925</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>UNIVERSAL HEALTH SERVICES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>913903100</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>575</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>423</Sole>
			<Shared>0</Shared>
			<None>152</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>918204108</cusip>
		<value>2911</value>
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			<sshPrnamt>44085</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>40749</Sole>
			<Shared>0</Shared>
			<None>3336</None>
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	<infoTable>
		<nameOfIssuer>V F CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>918204108</cusip>
		<value>416</value>
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			<sshPrnamt>6300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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		<nameOfIssuer>VALEANT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>91911K102</cusip>
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			<sshPrnamt>55</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>55</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALEANT</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>91911K102</cusip>
		<value>210</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1602</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1602</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91913Y100</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>11398</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6764</Sole>
			<Shared>0</Shared>
			<None>4634</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VALERO ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>91913Y100</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>4734</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4291</Sole>
			<Shared>0</Shared>
			<None>443</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>1205</value>
		<shrsOrPrnAmt>
			<sshPrnamt>15655</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>15655</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2894</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2894</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921908844</cusip>
		<value>424</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5513</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3532</Sole>
			<Shared>1981</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937819</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1635</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1635</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937819</cusip>
		<value>239</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2831</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2831</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937827</cusip>
		<value>355</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4429</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4429</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937827</cusip>
		<value>91</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1138</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1138</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937835</cusip>
		<value>823</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10047</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>9912</Sole>
			<Shared>0</Shared>
			<None>135</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921937835</cusip>
		<value>359</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4381</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3791</Sole>
			<Shared>273</Shared>
			<None>317</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921943858</cusip>
		<value>9698</value>
		<shrsOrPrnAmt>
			<sshPrnamt>243966</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>242469</Sole>
			<Shared>0</Shared>
			<None>1497</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921943858</cusip>
		<value>189</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4760</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1525</Sole>
			<Shared>0</Shared>
			<None>3235</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>94231</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>94231</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
		<value>4</value>
		<shrsOrPrnAmt>
			<sshPrnamt>58</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>58</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>921946406</cusip>
		<value>94</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1420</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1420</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042775</cusip>
		<value>270</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042775</cusip>
		<value>80</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1630</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>193</Shared>
			<None>1437</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042858</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>14846</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14448</Sole>
			<Shared>0</Shared>
			<None>398</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042858</cusip>
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		<shrsOrPrnAmt>
			<sshPrnamt>8565</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8193</Sole>
			<Shared>100</Shared>
			<None>272</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042866</cusip>
		<value>285</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4808</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4808</Sole>
			<Shared>0</Shared>
			<None>0</None>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042866</cusip>
		<value>28</value>
		<shrsOrPrnAmt>
			<sshPrnamt>464</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>464</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042874</cusip>
		<value>594</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10762</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7621</Sole>
			<Shared>0</Shared>
			<None>3141</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922042874</cusip>
		<value>396</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7175</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1796</Sole>
			<Shared>0</Shared>
			<None>5379</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92204A207</cusip>
		<value>687</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5851</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5851</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92206C409</cusip>
		<value>143</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1793</Sole>
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			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>92206C409</cusip>
		<value>62</value>
		<shrsOrPrnAmt>
			<sshPrnamt>771</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>771</Sole>
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			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VENTAS INC REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92276F100</cusip>
		<value>303</value>
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			<sshPrnamt>4895</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4895</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VENTAS INC REIT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92276F100</cusip>
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			<sshPrnamt>2940</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>570</Sole>
			<Shared>0</Shared>
			<None>2370</None>
		</votingAuthority>
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		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908553</cusip>
		<value>903</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12567</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10628</Sole>
			<Shared>0</Shared>
			<None>1939</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908553</cusip>
		<value>543</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7551</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908629</cusip>
		<value>997</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8495</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8495</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908629</cusip>
		<value>187</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1590</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1590</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908652</cusip>
		<value>9658</value>
		<shrsOrPrnAmt>
			<sshPrnamt>115555</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>115555</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908652</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2377</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>2377</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908652</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2105</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2105</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908736</cusip>
		<value>242</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2429</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2429</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908736</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>599</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>200</Sole>
			<Shared>0</Shared>
			<None>399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908751</cusip>
		<value>877</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7924</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7924</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908751</cusip>
		<value>123</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1110</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1110</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908769</cusip>
		<value>924</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9128</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8493</Sole>
			<Shared>0</Shared>
			<None>635</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>VANGUARD</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>922908769</cusip>
		<value>235</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2320</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>603</Sole>
			<Shared>1717</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>7672</value>
		<shrsOrPrnAmt>
			<sshPrnamt>153462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>108815</Sole>
			<Shared>0</Shared>
			<None>44647</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>3</value>
		<shrsOrPrnAmt>
			<sshPrnamt>57</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>57</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92343V104</cusip>
		<value>3059</value>
		<shrsOrPrnAmt>
			<sshPrnamt>61189</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>44014</Sole>
			<Shared>1807</Shared>
			<None>15368</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92532F100</cusip>
		<value>438</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3896</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>690</Sole>
			<Shared>0</Shared>
			<None>3206</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VERTEX PHARMACEUTICALS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92532F100</cusip>
		<value>47</value>
		<shrsOrPrnAmt>
			<sshPrnamt>421</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>80</Sole>
			<Shared>223</Shared>
			<None>118</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIACOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92553P201</cusip>
		<value>199</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2588</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1311</Sole>
			<Shared>0</Shared>
			<None>1277</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VIACOM INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92553P201</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>108</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>108</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>2441</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11439</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7452</Sole>
			<Shared>0</Shared>
			<None>3987</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VISA</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92826C839</cusip>
		<value>311</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1458</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1262</Sole>
			<Shared>41</Shared>
			<None>155</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VMWARE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>928563402</cusip>
		<value>252</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2686</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1525</Sole>
			<Shared>0</Shared>
			<None>1161</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>VMWARE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>928563402</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>94</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>94</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92936U109</cusip>
		<value>222</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3488</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3488</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>W P CAREY INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>92936U109</cusip>
		<value>183</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2875</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2875</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>3091</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>30748</Sole>
			<Shared>0</Shared>
			<None>9679</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WAL-MART STORES INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931142103</cusip>
		<value>694</value>
		<shrsOrPrnAmt>
			<sshPrnamt>9072</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>6057</Sole>
			<Shared>1427</Shared>
			<None>1588</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREEN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931422109</cusip>
		<value>772</value>
		<shrsOrPrnAmt>
			<sshPrnamt>13033</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>8361</Sole>
			<Shared>0</Shared>
			<None>4672</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WALGREEN CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>931422109</cusip>
		<value>440</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7427</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7127</Sole>
			<Shared>300</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>2994</value>
		<shrsOrPrnAmt>
			<sshPrnamt>62986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>56350</Sole>
			<Shared>0</Shared>
			<None>6636</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WASTE MANAGEMENT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94106L109</cusip>
		<value>400</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8412</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>5338</Sole>
			<Shared>558</Shared>
			<None>2516</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLPOINT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94973V107</cusip>
		<value>275</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>867</Sole>
			<Shared>0</Shared>
			<None>1433</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLPOINT INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>94973V107</cusip>
		<value>69</value>
		<shrsOrPrnAmt>
			<sshPrnamt>574</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>500</Sole>
			<Shared>0</Shared>
			<None>74</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>9502</value>
		<shrsOrPrnAmt>
			<sshPrnamt>183198</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>120798</Sole>
			<Shared>0</Shared>
			<None>62400</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1036</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>1009</Sole>
			<Shared>0</Shared>
			<None>27</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO &amp; CO</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>949746101</cusip>
		<value>2101</value>
		<shrsOrPrnAmt>
			<sshPrnamt>40499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>26031</Sole>
			<Shared>1377</Shared>
			<None>13091</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987C103</cusip>
		<value>35</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WELLS FARGO</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>94987C103</cusip>
		<value>60</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7490</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>7490</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WENDYS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>95058W100</cusip>
		<value>88</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10614</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>10000</Sole>
			<Shared>0</Shared>
			<None>614</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766J102</cusip>
		<value>54</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766J102</cusip>
		<value>274</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30500</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>30500</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766K109</cusip>
		<value>107</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18396</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2444</Sole>
			<Shared>0</Shared>
			<None>15952</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766K109</cusip>
		<value>9</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1507</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1507</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766M105</cusip>
		<value>138</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10578</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6078</Sole>
			<Shared>0</Shared>
			<None>4500</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766M105</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8400</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>8400</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766P108</cusip>
		<value>6</value>
		<shrsOrPrnAmt>
			<sshPrnamt>422</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>422</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN ASSET</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>95766P108</cusip>
		<value>459</value>
		<shrsOrPrnAmt>
			<sshPrnamt>30871</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>24656</Sole>
			<Shared>0</Shared>
			<None>6215</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>958102105</cusip>
		<value>434</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4461</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>497</Sole>
			<Shared>0</Shared>
			<None>3964</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN DIGITAL</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>958102105</cusip>
		<value>158</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1620</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1386</Sole>
			<Shared>0</Shared>
			<None>234</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN UNION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>959802109</cusip>
		<value>579</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36127</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1621</Sole>
			<Shared>0</Shared>
			<None>34506</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WESTERN UNION</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>959802109</cusip>
		<value>173</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10805</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1605</Sole>
			<Shared>0</Shared>
			<None>9200</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>161</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5724</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>5724</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>1</value>
		<shrsOrPrnAmt>
			<sshPrnamt>38</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>38</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WESTPAC BANKING</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>961214301</cusip>
		<value>42</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1499</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>154</Shared>
			<None>1345</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96208T104</cusip>
		<value>207</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1874</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1874</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WEX INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96208T104</cusip>
		<value>2</value>
		<shrsOrPrnAmt>
			<sshPrnamt>20</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>20</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10955</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>6591</Sole>
			<Shared>0</Shared>
			<None>4364</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WEYERHAEUSER</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>962166104</cusip>
		<value>110</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3468</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1745</Sole>
			<Shared>227</Shared>
			<None>1496</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>963320106</cusip>
		<value>295</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2028</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>701</Sole>
			<Shared>0</Shared>
			<None>1327</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WHIRLPOOL CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>963320106</cusip>
		<value>226</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1551</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1191</Sole>
			<Shared>0</Shared>
			<None>360</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WIDEPOINT</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>967590100</cusip>
		<value>43</value>
		<shrsOrPrnAmt>
			<sshPrnamt>25000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>25000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>969457100</cusip>
		<value>1023</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18476</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5994</Sole>
			<Shared>0</Shared>
			<None>12482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS COMPANIES</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>969457100</cusip>
		<value>336</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1565</Sole>
			<Shared>0</Shared>
			<None>4514</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96950F104</cusip>
		<value>475</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8963</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>4165</Sole>
			<Shared>0</Shared>
			<None>4798</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WILLIAMS PARTNERS</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>96950F104</cusip>
		<value>347</value>
		<shrsOrPrnAmt>
			<sshPrnamt>6544</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4087</Sole>
			<Shared>0</Shared>
			<None>2457</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WINDSTREAM HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>97382A101</cusip>
		<value>382</value>
		<shrsOrPrnAmt>
			<sshPrnamt>35462</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>35183</Sole>
			<Shared>0</Shared>
			<None>279</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WINDSTREAM HLDGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>97382A101</cusip>
		<value>14</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1266</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1266</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WI ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>976657106</cusip>
		<value>220</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5109</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>794</Sole>
			<Shared>0</Shared>
			<None>4315</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WI ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>976657106</cusip>
		<value>0</value>
		<shrsOrPrnAmt>
			<sshPrnamt>22</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>22</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WI ENERGY CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>976657106</cusip>
		<value>243</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5657</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3950</Sole>
			<Shared>296</Shared>
			<None>1411</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W208</cusip>
		<value>219</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3691</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3691</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W208</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>774</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>774</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W307</cusip>
		<value>268</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3766</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>756</Sole>
			<Shared>0</Shared>
			<None>3010</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W307</cusip>
		<value>221</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3111</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1070</Sole>
			<Shared>0</Shared>
			<None>2041</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W851</cusip>
		<value>156</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2984</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2984</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WISDOMTREE</nameOfIssuer>
		<titleOfClass>ETF / CLOSED EN</titleOfClass>
		<cusip>97717W851</cusip>
		<value>251</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4793</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>4793</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98310W108</cusip>
		<value>223</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2748</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>2748</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>WYNDHAM WORLDWIDE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98310W108</cusip>
		<value>46</value>
		<shrsOrPrnAmt>
			<sshPrnamt>560</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>414</Sole>
			<Shared>0</Shared>
			<None>146</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>984121103</cusip>
		<value>154</value>
		<shrsOrPrnAmt>
			<sshPrnamt>11617</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>11617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>XEROX CORP</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>984121103</cusip>
		<value>76</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5742</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4343</Sole>
			<Shared>0</Shared>
			<None>1399</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>564</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7837</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>7709</Sole>
			<Shared>0</Shared>
			<None>128</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>YUM BRANDS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>988498101</cusip>
		<value>176</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2449</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2449</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>310</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3079</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>1320</Sole>
			<Shared>0</Shared>
			<None>1759</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>44</value>
		<shrsOrPrnAmt>
			<sshPrnamt>440</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>440</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ZIMMER HOLDINGS INC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>98956P102</cusip>
		<value>97</value>
		<shrsOrPrnAmt>
			<sshPrnamt>964</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>750</Sole>
			<Shared>120</Shared>
			<None>94</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>4133</value>
		<shrsOrPrnAmt>
			<sshPrnamt>50818</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>44950</Sole>
			<Shared>0</Shared>
			<None>5868</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACCENTURE PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G1151C101</cusip>
		<value>391</value>
		<shrsOrPrnAmt>
			<sshPrnamt>4811</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>4811</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G2554F113</cusip>
		<value>3181</value>
		<shrsOrPrnAmt>
			<sshPrnamt>36773</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>33574</Sole>
			<Shared>0</Shared>
			<None>3199</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G2554F113</cusip>
		<value>45</value>
		<shrsOrPrnAmt>
			<sshPrnamt>524</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>524</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>COVIDIEN PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G2554F113</cusip>
		<value>100</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1158</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>846</Sole>
			<Shared>175</Shared>
			<None>137</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>1345</value>
		<shrsOrPrnAmt>
			<sshPrnamt>21224</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5451</Sole>
			<Shared>0</Shared>
			<None>15773</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>37</value>
		<shrsOrPrnAmt>
			<sshPrnamt>577</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>577</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EATON CORP PLC</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>G29183103</cusip>
		<value>480</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7570</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2025</Sole>
			<Shared>389</Shared>
			<None>5156</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVEREST RE GROUP LTD (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G3223R108</cusip>
		<value>2973</value>
		<shrsOrPrnAmt>
			<sshPrnamt>18352</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>17320</Sole>
			<Shared>0</Shared>
			<None>1032</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>EVEREST RE GROUP LTD (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G3223R108</cusip>
		<value>241</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1489</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>1310</Sole>
			<Shared>0</Shared>
			<None>179</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G47791101</cusip>
		<value>218</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3867</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2693</Sole>
			<Shared>0</Shared>
			<None>1174</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>INGERSOLL-RAND PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G47791101</cusip>
		<value>124</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2197</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2110</Sole>
			<Shared>0</Shared>
			<None>87</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARTNERRE LIMITED (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G6852T105</cusip>
		<value>349</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3177</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>3177</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>PARTNERRE LIMITED (BERMUDA)</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G6852T105</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1218</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>0</Shared>
			<None>1218</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEADRILL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945E105</cusip>
		<value>323</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12058</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>11325</Sole>
			<Shared>0</Shared>
			<None>733</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEADRILL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945E105</cusip>
		<value>8</value>
		<shrsOrPrnAmt>
			<sshPrnamt>300</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>300</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>744</value>
		<shrsOrPrnAmt>
			<sshPrnamt>12998</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>516</Sole>
			<Shared>0</Shared>
			<None>12482</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SEAGATE TECHNOLOGY PLC</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G7945M107</cusip>
		<value>75</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1303</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>275</Sole>
			<Shared>841</Shared>
			<None>187</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>SHIP FINANCE INTERNATIONAL LTD</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>G81075106</cusip>
		<value>237</value>
		<shrsOrPrnAmt>
			<sshPrnamt>14000</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>14000</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H0023R105</cusip>
		<value>735</value>
		<shrsOrPrnAmt>
			<sshPrnamt>7010</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>5458</Sole>
			<Shared>0</Shared>
			<None>1552</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>ACE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H0023R105</cusip>
		<value>149</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1419</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>802</Sole>
			<Shared>0</Shared>
			<None>617</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H84989104</cusip>
		<value>605</value>
		<shrsOrPrnAmt>
			<sshPrnamt>10936</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>747</Sole>
			<Shared>0</Shared>
			<None>10189</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H84989104</cusip>
		<value>58</value>
		<shrsOrPrnAmt>
			<sshPrnamt>1056</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>240</Sole>
			<Shared>438</Shared>
			<None>378</None>
		</votingAuthority>
	</infoTable>
	<infoTable>
		<nameOfIssuer>TYCO</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
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			<sshPrnamt>36386</sshPrnamt>
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			<Sole>1994</Sole>
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			<None>34392</None>
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		<nameOfIssuer>TYCO</nameOfIssuer>
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			<sshPrnamt>15300</sshPrnamt>
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		<investmentDiscretion>OTR</investmentDiscretion>
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			<Sole>4457</Sole>
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			<None>9649</None>
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		<nameOfIssuer>UBS AG</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
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		<value>298</value>
		<shrsOrPrnAmt>
			<sshPrnamt>17179</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2214</Sole>
			<Shared>0</Shared>
			<None>14965</None>
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	<infoTable>
		<nameOfIssuer>UBS AG</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>H89231338</cusip>
		<value>12</value>
		<shrsOrPrnAmt>
			<sshPrnamt>699</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
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			<Shared>0</Shared>
			<None>699</None>
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		<nameOfIssuer>CHECK POINT SOFTWARE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>M22465104</cusip>
		<value>225</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3246</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>817</Sole>
			<Shared>0</Shared>
			<None>2429</None>
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	<infoTable>
		<nameOfIssuer>CHECK POINT SOFTWARE</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>M22465104</cusip>
		<value>50</value>
		<shrsOrPrnAmt>
			<sshPrnamt>719</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>660</Sole>
			<Shared>0</Shared>
			<None>59</None>
		</votingAuthority>
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		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>2172</value>
		<shrsOrPrnAmt>
			<sshPrnamt>19986</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3480</Sole>
			<Shared>0</Shared>
			<None>16506</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>40</value>
		<shrsOrPrnAmt>
			<sshPrnamt>372</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>DFND</investmentDiscretion>
		<votingAuthority>
			<Sole>372</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>LYONDELLBASELL</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>N53745100</cusip>
		<value>972</value>
		<shrsOrPrnAmt>
			<sshPrnamt>8945</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>3545</Sole>
			<Shared>263</Shared>
			<None>5137</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TEEKAY LNG PARTNERS LP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>Y8564M105</cusip>
		<value>89</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2050</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>2050</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TEEKAY LNG PARTNERS LP</nameOfIssuer>
		<titleOfClass>FOREIGN STOCK/A</titleOfClass>
		<cusip>Y8564M105</cusip>
		<value>253</value>
		<shrsOrPrnAmt>
			<sshPrnamt>5810</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
		</shrsOrPrnAmt>
		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>2150</Sole>
			<Shared>3260</Shared>
			<None>400</None>
		</votingAuthority>
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		<nameOfIssuer>TEEKAY OFFSHORE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>Y8565J101</cusip>
		<value>134</value>
		<shrsOrPrnAmt>
			<sshPrnamt>3985</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>SOLE</investmentDiscretion>
		<votingAuthority>
			<Sole>3985</Sole>
			<Shared>0</Shared>
			<None>0</None>
		</votingAuthority>
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	<infoTable>
		<nameOfIssuer>TEEKAY OFFSHORE</nameOfIssuer>
		<titleOfClass>COMMON STOCK</titleOfClass>
		<cusip>Y8565J101</cusip>
		<value>92</value>
		<shrsOrPrnAmt>
			<sshPrnamt>2735</sshPrnamt>
			<sshPrnamtType>SH</sshPrnamtType>
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		<investmentDiscretion>OTR</investmentDiscretion>
		<votingAuthority>
			<Sole>0</Sole>
			<Shared>2735</Shared>
			<None>0</None>
		</votingAuthority>
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</informationTable>
