EXHIBIT 4.1

                          Business Consulting Agreement

AGREEMENT,  made and entered  into May 15th,  2003,  by and between Mr.  Michael
Dermer  Individually,  of American  Investment  Corporation,  Inc., with offices
located at 1109 North 21st Avenue,  Suite 120, Hollywood,  FL 33020 (Dermer) and
Military Resale Group, Inc., a New York Corporation with offices located at 2180
Executive Circle, Colorado Springs, CO 80906 and ("MRG").

                              W I T N E S S E T H:

         WHEREAS, Dermer provides consultation and advisory services relating to
business management and marketing; and

         WHEREAS,  MRG desires to utilize Dermer services in connection with its
operations.

         NOW,  THEREFORE,  in  consideration  of the  premises  and  the  mutual
covenants hereinafter set forth, Dermer and MRG hereby agree as follows:

1. CONSULTING  SERVICES.  Effective as of May 15th,  2003, by and subject to the
terms and conditions herein contained, Dermer shall provide business management,
marketing consultation and advisory services to MRG. Such services shall include
(a) the  preparation,  implementation  and  monitoring of business and marketing
plans, (b) advice concerning potential products for MYRG to market, (c) research
and internet searches to obtain the information necessary to support items (a) &
(b) and  assist  MYRG in  developing  its  Business  and  market  (d) such other
managerial  assistance as Dermer shall deem necessary or  appropriate  for MRG's
business.

2. PAYMENT. In consideration for the services of Dermer to be provided hereunder
shall be 200,000 freely tradable  shares,  the option to purchase 100,000 freely
tradable  shares at $0.50.  The  shares  are to be issued in the name of Michael
Dermer,  SS#  ###-##-####.  Please have all the  certificates  delivered to 1109
North 21st Avenue, Suite 120, Hollywood, FL 33020.

 3. EXPENSES.  MRG shall reimburse Dermer for all pre-approved  travel and other
expenses incurred by it in rendering services hereunder,  including any expenses
incurred by consultants when such consultants are temporarily located outside of
the  metropolitan  Fort  Lauderdale or Miami,  area for the purpose of rendering
services to or for the benefit of MRG pursuant to this  Agreement.  Dermer shall
provide receipts and vouchers to MRG for all expenses for which reimbursement is
claimed.

4. INVOICES. All pre-approved invoices for services provided to MRG and expenses
incurred by Dermer in connection  therewith  shall be payable in full within ten
(10) days of the date of such invoice.




5.  PERSONNEL.  Dermer  shall  be an  independent  contractor  and no  personnel
utilized by Dermer in providing  services  hereunder shall be deemed an employee
of MRG. Moreover,  Dermer nor any other such person shall be empowered hereunder
to act on behalf of MRG. Dermer shall have the sole and exclusive responsibility
and liability for making all reports and contributions,  withholdings,  payments
and taxes to be  collected,  withheld,  made and paid with  respect  to  persons
providing services to be performed  hereunder on behalf of MRG, whether pursuant
to any social security,  unemployment  insurance,  worker's  compensation law or
other federal, state or local law now in force and effect or hereafter enacted.

6. TERM AND  TERMINATION.  This Agreement shall be effective from May 15th, 2003
and shall continue in effect for a period of 6 months thereafter. This Agreement
may be renewed  for a  provisional  six-month  period  thereafter,  upon  mutual
agreement of the parties.

7. NON-ASSIGNABILITY.  The rights, obligations, and benefits established by this
Agreement shall not be assignable by either party hereto.  This Agreement shall,
however, be binding upon and shall inure to the benefit of the parties and their
successors.

8.  CONFIDENTIALITY.  Dermer  nor  any  of  its  consultants,  other  employees,
officers,  or directors shall disclose  knowledge or information  concerning the
confidential  affairs of MRG with respect to MRG's business or finances that was
obtained in the course of performing services provided for herein.

9.  LIMITED  LIABILITY.  Dermer  nor any of its  consultants,  other  employees,
officers or directors shall be liable for consequential or incidental damages of
any  kind to MRG that  may  arise  out of or in  connection  with  any  services
performed by Dermer hereunder.

10.  GOVERNING  LAW.  This  Agreement  shall be  governed  by and  construed  in
accordance with the laws of the State of New Jersey without giving effect to the
conflicts of law principles thereof or actual domicile of the parties.

11.  NOTICE.  Notice  hereunder  shall be in writing and shall be deemed to have
been given at the time when  deposited for mailing with the United States Postal
Service enclosed in a registered or certified postpaid envelope addressed to the
respective  party at the address of such party  first  above  written or at such
other address as such party may fix by notice given pursuant to this paragraph.

12. NO OTHER  AGREEMENTS.  This Agreement  supersedes all prior  understandings,
written or oral, and constitutes the entire Agreement between the parties hereto
with  respect  to  the  subject  matter  hereof.  No  waiver,   modification  or
termination  of this  Agreement  shall be valid unless in writing  signed by the
parties hereto.


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IN WITNESS WHEREOF, MRG, DERMER HAVE DULLY EXECUTED THIS AGREEMENT AS OF THE DAY
AND YEAR FIRST ABOVE WRITTEN.

Military Resale Group, Inc.                          Consultant



/S/ ETHAN D. HOKIT                                   /S/  MICHAEL DERMER
------------------                                   -------------------
By: Ethan D. Hokit, President                        By:  Mr. Michael Dermer



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