The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SERIES TRUST ST STR BLO 1 ETF 78468R663   279,502 3,050 SH   SOLE   0 0 3,050
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   3,069,649 66,500 SH   SOLE   0 0 66,500
VANECK ETF TRUST IG FLOA RATE ETF 92189F486   3,432,433 134,711 SH   SOLE   0 0 134,711
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   583,772 11,451 SH   SOLE   0 0 11,451
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,995,364 59,185 SH   SOLE   0 0 59,185
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   838,203 16,828 SH   SOLE   0 0 16,828
ISHARES TR PFD AND INCM SEC 464288687   3,969,048 130,905 SH   SOLE   0 0 130,905
GLOBAL X FDS US PFD ETF 37954Y657   4,663,488 253,450 SH   SOLE   0 0 253,450
SPDR SERIES TRUST ST STR PFD ETF 78464A292   1,170,998 37,970 SH   SOLE   0 0 37,970
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,219,988 10,555 SH   SOLE   0 0 10,555
INVESCO ACTIVELY MANAGED EXC VAR RATE INVT 46090A879   3,562,002 148,541 SH   SOLE   0 0 148,541
APPLE INC COM 037833100   3,775,427 14,876 SH   SOLE   0 0 14,876
ABBVIE INC COM 00287Y109   530,893 2,441 SH   SOLE   0 0 2,441
ABBOTT LABORATORIES COM 002824100   540,763 5,267 SH   SOLE   0 0 5,267
AES CORP COM 00130H105   944,541 67,036 SH   SOLE   0 0 67,036
AKAMAI TECHNOLOGIES INC COM 00971T101   203,170 1,769 SH   SOLE   0 0 1,769
ALLSTATE CORP COM 020002101   252,333 1,217 SH   SOLE   0 0 1,217
ALLEGION PLC ORD SHS G0176J109   402,453 2,770 SH   SOLE   0 0 2,770
APPLIED MATLS INC COM 038222105   2,188,140 6,402 SH   SOLE   0 0 6,402
AMGEN INC COM 031162100   390,905 1,111 SH   SOLE   0 0 1,111
AMERESCO INC CL A 02361E108   524,178 20,556 SH   SOLE   0 0 20,556
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   463,899 18,206 SH   SOLE   0 0 18,206
AMAZON COM INC COM 023135106   1,168,811 5,612 SH   SOLE   0 0 5,612
AIR PRODUCTS AND CHEMICALS I COM 009158106   557,185 1,918 SH   SOLE   0 0 1,918
ALGONQUIN POWER & UTILITIES COM 015857105   268,607 43,747 SH   SOLE   0 0 43,747
BROADCOM INC COM 11135F101   4,858,997 15,699 SH   SOLE   0 0 15,699
AMERICAN EXPRESS CO COM 025816109   405,928 1,342 SH   SOLE   0 0 1,342
BARRICK MNG CORP COM SHS 06849F108   1,592,850 39,050 SH   SOLE   0 0 39,050
BANK OF AMER CORP COM 060505104   715,409 14,675 SH   SOLE   0 0 14,675
BECTON DICKINSON & CO COM 075887109   312,224 1,986 SH   SOLE   0 0 1,986
BUNGE GLOBAL SA COM SHS H11356104   609,415 4,791 SH   SOLE   0 0 4,791
BLACK HILLS CORP COM 092113109   564,827 8,138 SH   SOLE   0 0 8,138
BRISTOL-MYERS SQUIBB CO COM 110122108   1,538,989 25,375 SH   SOLE   0 0 25,375
BERKSHIRE HATHAWAY INC DEL CL A 084670108   421,217 879 SH   SOLE   0 0 879
CONAGRA BRANDS INC COM 205887102   199,006 12,659 SH   SOLE   0 0 12,659
CME GROUP INC COM 12572Q105   537,242 1,819 SH   SOLE   0 0 1,819
CAPITAL ONE FINL CORP COM 14040H105   875,664 4,800 SH   SOLE   0 0 4,800
COHERENT CORP COM 19247G107   313,484 1,316 SH   SOLE   0 0 1,316
COSTCO WHOLESALE CORPORATION COM 22160K105   843,976 847 SH   SOLE   0 0 847
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   460,823 7,511 SH   SOLE   0 0 7,511
CHEVRON CORPORATION COM 166764100   486,916 2,353 SH   SOLE   0 0 2,353
DOMINION ENERGY INC COM 25746U109   797,022 12,893 SH   SOLE   0 0 12,893
DARLING INGREDIENTS INC COM 237266101   211,094 3,413 SH   SOLE   0 0 3,413
DROPBOX INC CL A 26210C104   513,336 22,594 SH   SOLE   0 0 22,594
DOCUSIGN INC COM 256163106   825,882 17,420 SH   SOLE   0 0 17,420
DARDEN RESTAURANTS INC COM 237194105   896,680 4,574 SH   SOLE   0 0 4,574
EBAY INC. COM 278642103   432,163 4,748 SH   SOLE   0 0 4,748
ENERGIZER HLDGS INC COM 29272W109   494,691 30,127 SH   SOLE   0 0 30,127
ENERSYS COM 29275Y102   1,316,371 7,578 SH   SOLE   0 0 7,578
WISDOMTREE TR INDIA ERNGS FD 97717W422   257,570 6,313 SH   SOLE   0 0 6,313
ISHARES INC MSCI AUST ETF 464286103   428,923 15,451 SH   SOLE   0 0 15,451
ISHARES INC MSCI AUSTRIA ETF 464286202   935,372 33,146 SH   SOLE   0 0 33,146
ISHARES INC MSCI MEXICO ETF 464286822   1,230,499 16,356 SH   SOLE   0 0 16,356
ISHARES INC MSCI BRAZIL ETF 464286400   248,076 6,462 SH   SOLE   0 0 6,462
EXELIXIS INC COM 30161Q104   1,145,163 26,700 SH   SOLE   0 0 26,700
EXPEDIA GROUP INC COM NEW 30212P303   1,397,873 6,054 SH   SOLE   0 0 6,054
F5 INC COM 315616102   298,589 1,032 SH   SOLE   0 0 1,032
GEN DIGITAL INC COM 668771108   539,086 28,629 SH   SOLE   0 0 28,629
SPDR GOLD TR GOLD SHS 78463V107   502,579 1,168 SH   SOLE   0 0 1,168
ALPHABET INC CAP STK CL C 02079K107   344,519 1,201 SH   SOLE   0 0 1,201
ALPHABET INC CAP STK CL A 02079K305   4,513,098 15,694 SH   SOLE   0 0 15,694
HONEYWELL INTL INC COM *D* 438516106   310,565 1,374 SH   SOLE   0 0 1,374
HEWLETT PACKARD ENTERPRISE C COM 42824C109   1,079,390 45,333 SH   SOLE   0 0 45,333
ISHARES TR INDIA 50 ETF 464289529   374,064 7,986 SH   SOLE   0 0 7,986
ISHARES TR RUSSELL 2000 ETF 464287655   1,450,319 5,848 SH   SOLE   0 0 5,848
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   626,134 3,312 SH   SOLE   0 0 3,312
JOHNSON CONTROLS INTERNATION SHS G51502105   272,638 2,082 SH   SOLE   0 0 2,082
JOHNSON & JOHNSON COM 478160104   728,920 2,982 SH   SOLE   0 0 2,982
JPMORGAN CHASE & CO COM 46625H100   1,246,467 4,237 SH   SOLE   0 0 4,237
KBR INC COM 48242W106   771,885 20,941 SH   SOLE   0 0 20,941
CHENIERE ENERGY INC COM NEW 16411R208   688,607 2,427 SH   SOLE   0 0 2,427
MCDONALDS CORP COM 580135101   385,690 1,241 SH   SOLE   0 0 1,241
MEDTRONIC PLC SHS G5960L103   885,910 10,224 SH   SOLE   0 0 10,224
METHANEX CORP COM 59151K108   365,457 6,138 SH   SOLE   0 0 6,138
MERCK & CO INC COM 58933Y105   263,676 2,192 SH   SOLE   0 0 2,192
MARSH & MCLENNAN COS INC COM 571748102   351,930 2,029 SH   SOLE   0 0 2,029
MICROSOFT CORP COM 594918104   1,867,174 5,044 SH   SOLE   0 0 5,044
NORTHERN TR CORP COM 665859104   542,648 3,888 SH   SOLE   0 0 3,888
NVIDIA CORPORATION COM 67066G104   810,439 4,647 SH   SOLE   0 0 4,647
NOVARTIS AG SPONSORED ADR 66987V109   305,806 2,002 SH   SOLE   0 0 2,002
OWENS CORNING NEW COM 690742101   740,693 6,844 SH   SOLE   0 0 6,844
PATRIA INVESTMENTS LIMITED COM CL A G69451105   1,157,953 91,901 SH   SOLE   0 0 91,901
PEPSICO INC COM 713448108   665,107 4,283 SH   SOLE   0 0 4,283
PROCTER & GAMBLE CO COM 742718109   227,782 1,577 SH   SOLE   0 0 1,577
PUBLIC STORAGE COM 74460D109   650,179 2,400 SH   SOLE   0 0 2,400
PAYPAL HLDGS INC COM 70450Y103   429,838 9,503 SH   SOLE   0 0 9,503
QUALCOMM INC COM 747525103   270,545 2,101 SH   SOLE   0 0 2,101
RYDER SYS INC COM 783549108   396,971 1,939 SH   SOLE   0 0 1,939
ROGERS COMMUNICATIONS INC CL B 775109200   236,160 6,142 SH   SOLE   0 0 6,142
RESIDEO TECHNOLOGIES INC COM 76118Y104   743,609 22,059 SH   SOLE   0 0 22,059
RYMAN HOSPITALITY PPTYS INC COM 78377T107   717,624 7,777 SH   SOLE   0 0 7,777
INVESCO ACTIVELY MANAGED EXC S&P 500 EQUA ETF 46090A697   490,739 2,557 SH   SOLE   0 0 2,557
STAR BULK CARRIERS CORP. SHS PAR Y8162K204   540,145 23,515 SH   SOLE   0 0 23,515
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,639,980 90,783 SH   SOLE   0 0 90,783
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,425,228 30,493 SH   SOLE   0 0 30,493
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,457,447 47,505 SH   SOLE   0 0 47,505
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   2,501,906 101,087 SH   SOLE   0 0 101,087
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,324,598 43,429 SH   SOLE   0 0 43,429
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   326,491 12,734 SH   SOLE   0 0 12,734
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   1,629,657 51,474 SH   SOLE   0 0 51,474
SHELL PLC SPON ADS 780259305   335,916 3,612 SH   SOLE   0 0 3,612
SCOTTS MIRACLE-GRO CO CL A 810186106   295,485 4,859 SH   SOLE   0 0 4,859
SOUNDHOUND AI INC CLASS A COM 836100107   93,535 13,615 SH   SOLE   0 0 13,615
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   458,963 706 SH   SOLE   0 0 706
STATE STR CORP COM 857477103   475,233 3,755 SH   SOLE   0 0 3,755
SYSCO CORP COM 871829107   887,175 12,438 SH   SOLE   0 0 12,438
THOMSON REUTERS CORP COM *A* 884903881   603,766 6,710 SH   SOLE   0 0 6,710
TRAVELERS COMPANIES INC COM 89417E109   685,853 2,351 SH   SOLE   0 0 2,351
AGEAGLE AERIAL SYS INC NEW COM SHS 00848K309   14,735 16,300 SH   SOLE   0 0 16,300
UNION PAC CORP COM 907818108   392,317 1,617 SH   SOLE   0 0 1,617
UNITED PARCEL SVCS INC CL B 911312106   312,061 3,172 SH   SOLE   0 0 3,172
US BANCORP COM NEW 902973304   478,820 9,206 SH   SOLE   0 0 9,206
VANGUARD INDEX FDS SM CP VAL ETF 922908611   1,283,649 5,909 SH   SOLE   0 0 5,909
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   697,703 10,888 SH   SOLE   0 0 10,888
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   552,731 2,030 SH   SOLE   0 0 2,030
VALERO ENERGY CORP COM 91913Y100   567,199 2,296 SH   SOLE   0 0 2,296
VODAFONE GROUP PLC SPONSORED ADR 92857W308   204,855 13,639 SH   SOLE   0 0 13,639
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   398,601 2,163 SH   SOLE   0 0 2,163
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,133,421 11,597 SH   SOLE   0 0 11,597
VANGUARD WORLD FD UTILITIES ETF 92204A876   284,347 1,435 SH   SOLE   0 0 1,435
VANGUARD INDEX FDS TOTAL STK MKT 922908769   305,075 951 SH   SOLE   0 0 951
VIATRIS INC COM 92556V106   818,576 60,590 SH   SOLE   0 0 60,590
VANGUARD INDEX FDS VALUE ETF 922908744   335,851 1,712 SH   SOLE   0 0 1,712
VANGUARD INDEX FDS GROWTH ETF 922908736   377,823 865 SH   SOLE   0 0 865
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   217,707 1,470 SH   SOLE   0 0 1,470
VERIZON COMMUNICATIONS INC COM 92343V104   1,192,259 23,750 SH   SOLE   0 0 23,750
WENDYS CO COM 95058W100   279,992 40,287 SH   SOLE   0 0 40,287
WELLS FARGO & CO COM 949746101   372,171 4,675 SH   SOLE   0 0 4,675
BERKLEY W R CORP COM 084423102   502,933 7,588 SH   SOLE   0 0 7,588
EXXON MOBIL CORP COM 30231G102   466,056 2,747 SH   SOLE   0 0 2,747