The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   4,971,659 99,116 SH   SOLE   0 0 99,116
ISHARES TR PFD AND INCM SEC 464288687   1,576,216 49,770 SH   SOLE   0 0 49,770
VANGUARD INDEX FDS SML CP GRW ETF 922908595   846,695 8,532 SH   SOLE   0 0 8,532
APPLE INC COM 037833100   2,476,682 17,921 SH   SOLE   0 0 17,921
ABBVIE INC COM 00287Y109   1,007,380 7,506 SH   SOLE   0 0 7,506
AFLAC INC COM 001055102   207,715 3,696 SH   SOLE   0 0 3,696
AGCO CORP COM 001084102   225,711 2,347 SH   SOLE   0 0 2,347
APPLIED MATLS INC COM 038222105   856,005 10,448 SH   SOLE   0 0 10,448
AMCOR PLC COM NEW G0250X149   223,388 20,819 SH   SOLE   0 0 20,819
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   249,191 15,130 SH   SOLE   0 0 15,130
AMAZON COM INC COM 023135106   396,856 3,512 SH   SOLE   0 0 3,512
BROADCOM INC COM 11135F101   1,877,274 4,228 SH   SOLE   0 0 4,228
BARRICK MNG CORP COM SHS 06849F108   420,097 27,103 SH   SOLE   0 0 27,103
BANK OF AMER CORP COM 060505104   445,239 14,743 SH   SOLE   0 0 14,743
BRUNSWICK CORP COM 117043109   254,208 3,884 SH   SOLE   0 0 3,884
BUNGE GLOBAL SA COM SHS H11356104   1,173,237 14,209 SH   SOLE   0 0 14,209
BRISTOL-MYERS SQUIBB CO COM 110122108   1,452,440 20,431 SH   SOLE   0 0 20,431
BERKSHIRE HATHAWAY INC DEL CL A 084670108   271,559 1,017 SH   SOLE   0 0 1,017
BLACK STONE MINERALS L P COM UNIT 09225M101   372,830 23,823 SH   SOLE   0 0 23,823
CONAGRA BRANDS INC COM 205887102   382,815 11,732 SH   SOLE   0 0 11,732
CBOE GLOBAL MKTS INC COM 12503M108   308,800 2,631 SH   SOLE   0 0 2,631
CAPITAL ONE FINL CORP COM 14040H105   690,906 7,496 SH   SOLE   0 0 7,496
COSTCO WHOLESALE CORPORATION COM 22160K105   842,057 1,783 SH   SOLE   0 0 1,783
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   533,732 9,292 SH   SOLE   0 0 9,292
CVS HEALTH CORP COM 126650100   401,985 4,215 SH   SOLE   0 0 4,215
CHEVRON CORPORATION COM 166764100   254,871 1,774 SH   SOLE   0 0 1,774
D R HORTON INC COM 23331A109   238,486 3,541 SH   SOLE   0 0 3,541
DARDEN RESTAURANTS INC COM 237194105   386,160 3,057 SH   SOLE   0 0 3,057
ENERGIZER HLDGS INC COM 29272W109   1,089,366 43,332 SH   SOLE   0 0 43,332
ISHARES INC MSCI AUSTRIA ETF 464286202   534,585 31,244 SH   SOLE   0 0 31,244
ISHARES INC MSCI MEXICO ETF 464286822   755,095 17,072 SH   SOLE   0 0 17,072
EXELIXIS INC COM 30161Q104   217,168 13,850 SH   SOLE   0 0 13,850
DIAMONDBACK ENERGY INC COM 25278X109   814,912 6,765 SH   SOLE   0 0 6,765
F5 INC COM 315616102   271,369 1,875 SH   SOLE   0 0 1,875
GEN DIGITAL INC COM 668771108   277,851 13,796 SH   SOLE   0 0 13,796
ALPHABET INC CAP STK CL A 02079K305   1,483,818 15,513 SH   SOLE   0 0 15,513
GENUINE PARTS CO COM 372460105   203,971 1,366 SH   SOLE   0 0 1,366
HOME DEPOT INC COM 437076102   276,768 1,003 SH   SOLE   0 0 1,003
HEWLETT PACKARD ENTERPRISE C COM 42824C109   502,010 41,904 SH   SOLE   0 0 41,904
ICON PUB LTD CO SHS G4705A100   345,874 1,882 SH   SOLE   0 0 1,882
ISHARES TR RUSSELL 2000 ETF 464287655   753,519 4,569 SH   SOLE   0 0 4,569
ISHARES TR DOW JONES US ETF 464287846   212,760 2,426 SH   SOLE   0 0 2,426
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   605,936 4,546 SH   SOLE   0 0 4,546
JABIL INC COM 466313103   248,788 4,311 SH   SOLE   0 0 4,311
JOHNSON & JOHNSON COM 478160104   631,060 3,863 SH   SOLE   0 0 3,863
JPMORGAN CHASE & CO COM 46625H100   512,991 4,909 SH   SOLE   0 0 4,909
KBR INC COM 48242W106   887,696 20,539 SH   SOLE   0 0 20,539
LENNAR CORP CL A 526057104   770,325 10,333 SH   SOLE   0 0 10,333
L3HARRIS TECHNOLOGIES INC COM 502431109   284,727 1,370 SH   SOLE   0 0 1,370
CHENIERE ENERGY INC COM NEW 16411R208   357,536 2,155 SH   SOLE   0 0 2,155
LOWES COS INC COM 548661107   300,308 1,599 SH   SOLE   0 0 1,599
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   33,115 18,500 SH   SOLE   0 0 18,500
MCDONALDS CORP COM 580135101   462,403 2,004 SH   SOLE   0 0 2,004
META PLATFORMS INC CL A 30303M102   269,325 1,985 SH   SOLE   0 0 1,985
MANULIFE FINL CORP COM 56501R106   461,403 29,445 SH   SOLE   0 0 29,445
MKS INC. COM 55306N104   284,364 3,441 SH   SOLE   0 0 3,441
3M CO COM 88579Y101   543,771 4,921 SH   SOLE   0 0 4,921
MICROSOFT CORP COM 594918104   1,255,797 5,392 SH   SOLE   0 0 5,392
NOKIA CORP SPONSORED ADR 654902204   44,062 10,319 SH   SOLE   0 0 10,319
NUTRIEN LTD COM 67077M108   349,195 4,188 SH   SOLE   0 0 4,188
NORTHERN TR CORP COM 665859104   644,267 7,530 SH   SOLE   0 0 7,530
OWENS CORNING NEW COM 690742101   376,699 4,792 SH   SOLE   0 0 4,792
ONTO INNOVATION INC COM 683344105   285,599 4,459 SH   SOLE   0 0 4,459
PEPSICO INC COM 713448108   269,706 1,652 SH   SOLE   0 0 1,652
PFIZER INC COM 717081103   761,030 17,391 SH   SOLE   0 0 17,391
RENEW ENERGY GLOBAL PLC CL A SHS G7500M104   80,746 13,413 SH   SOLE   0 0 13,413
RACKSPACE TECHNOLOGY INC COM 750102105   140,038 34,323 SH   SOLE   0 0 34,323
SOUTHERN COPPER CORP COM 84265V105   405,309 9,039 SH   SOLE   0 0 9,039
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,286,233 38,461 SH   SOLE   0 0 38,461
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   954,323 34,390 SH   SOLE   0 0 34,390
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   865,583 13,030 SH   SOLE   0 0 13,030
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   856,277 30,440 SH   SOLE   0 0 30,440
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   1,800,337 30,770 SH   SOLE   0 0 30,770
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   209,406 4,945 SH   SOLE   0 0 4,945
SHELL PLC SPON ADS 780259305   485,757 9,762 SH   SOLE   0 0 9,762
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   276,100 773 SH   SOLE   0 0 773
STATE STR CORP COM 857477103   212,409 3,493 SH   SOLE   0 0 3,493
SYSCO CORP COM 871829107   232,777 3,292 SH   SOLE   0 0 3,292
TRUIST FINL CORP COM 89832Q109   388,812 8,930 SH   SOLE   0 0 8,930
TRAVELERS COMPANIES INC COM 89417E109   233,170 1,522 SH   SOLE   0 0 1,522
TESLA INC COM 88160R101   220,423 831 SH   SOLE   0 0 831
TYSON FOODS INC CL A 902494103   201,680 3,059 SH   SOLE   0 0 3,059
TERNIUM SA SPONSORED ADS 880890108   278,310 10,161 SH   SOLE   0 0 10,161
US BANCORP COM NEW 902973304   246,436 6,112 SH   SOLE   0 0 6,112
VANGUARD INDEX FDS SM CP VAL ETF 922908611   769,915 5,369 SH   SOLE   0 0 5,369
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   533,147 14,663 SH   SOLE   0 0 14,663
VANGUARD WORLD FD FINANCIALS ETF 92204A405   212,303 2,852 SH   SOLE   0 0 2,852
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   296,626 1,326 SH   SOLE   0 0 1,326
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   407,321 3,345 SH   SOLE   0 0 3,345
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,109,224 19,311 SH   SOLE   0 0 19,311
VIATRIS INC COM 92556V106   1,218,513 143,018 SH   SOLE   0 0 143,018
VERIZON COMMUNICATIONS INC COM 92343V104   1,181,171 31,108 SH   SOLE   0 0 31,108
WENDYS CO COM 95058W100   197,329 10,558 SH   SOLE   0 0 10,558
WERNER ENTERPRISES INC COM 950755108   324,300 8,625 SH   SOLE   0 0 8,625
BERKLEY W R CORP COM 084423102   344,663 5,337 SH   SOLE   0 0 5,337
EXXON MOBIL CORP COM 30231G102   419,175 4,801 SH   SOLE   0 0 4,801