The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   5,293,535 104,864 SH   SOLE   0 0 104,864
ISHARES TR RUSSELL 2000 ETF 464287655   3,080,277 56,642 SH   SOLE   0 0 56,642
VANGUARD INDEX FDS SML CP GRW ETF 922908595   933,434 11,487 SH   SOLE   0 0 11,487
APPLE INC COM 037833100   2,663,372 14,999 SH   SOLE   0 0 14,999
ABBVIE INC COM 00287Y109   1,238,504 9,147 SH   SOLE   0 0 9,147
AFLAC INC COM 001055102   476,930 8,168 SH   SOLE   0 0 8,168
ALBEMARLE CORP 7.25% DEP SHS A 012653200   246,861 1,056 SH   SOLE   0 0 1,056
APPLIED MATLS INC COM 038222105   1,765,737 11,221 SH   SOLE   0 0 11,221
AMCOR PLC COM NEW G0250X149   132,182 11,006 SH   SOLE   0 0 11,006
AMERICA MOVIL SAB DE CV SPON ADS RP CL B 02390A101   319,394 15,130 SH   SOLE   0 0 15,130
AMAZON COM INC COM 023135106   240,072 72 SH   SOLE   0 0 72
BROADCOM INC COM 11135F101   2,296,330 3,451 SH   SOLE   0 0 3,451
AMERICAN EXPRESS CO COM 025816109   231,494 1,415 SH   SOLE   0 0 1,415
BARRICK MNG CORP COM SHS 06849F108   214,130 11,270 SH   SOLE   0 0 11,270
BANK OF AMER CORP COM 060505104   624,595 14,039 SH   SOLE   0 0 14,039
BRUNSWICK CORP COM 117043109   375,421 3,727 SH   SOLE   0 0 3,727
BUNGE GLOBAL SA COM SHS H11356104   1,230,111 13,176 SH   SOLE   0 0 13,176
BLACK HILLS CORP COM 092113109   362,518 5,137 SH   SOLE   0 0 5,137
BRISTOL-MYERS SQUIBB CO COM 110122108   1,251,115 20,066 SH   SOLE   0 0 20,066
BERKSHIRE HATHAWAY INC DEL CL A 084670108   304,083 1,017 SH   SOLE   0 0 1,017
BLACK STONE MINERALS L P COM UNIT 09225M101   226,496 21,926 SH   SOLE   0 0 21,926
CITIGROUP INC COM NEW 172967424   211,486 3,502 SH   SOLE   0 0 3,502
CONAGRA BRANDS INC COM 205887102   468,367 13,715 SH   SOLE   0 0 13,715
CBOE GLOBAL MKTS INC COM 12503M108   214,769 1,647 SH   SOLE   0 0 1,647
COMCAST CORP NEW CL A 20030N101   219,992 4,371 SH   SOLE   0 0 4,371
CME GROUP INC COM 12572Q105   228,460 1,000 SH   SOLE   0 0 1,000
CAPITAL ONE FINL CORP COM 14040H105   1,095,284 7,549 SH   SOLE   0 0 7,549
COSTCO WHOLESALE CORPORATION COM 22160K105   530,800 935 SH   SOLE   0 0 935
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   851,268 9,595 SH   SOLE   0 0 9,595
CVS HEALTH CORP COM 126650100   538,908 5,224 SH   SOLE   0 0 5,224
D R HORTON INC COM 23331A109   332,616 3,067 SH   SOLE   0 0 3,067
DOVER CORP COM 260003108   232,448 1,280 SH   SOLE   0 0 1,280
DOW HLDGS INC COM 260557103   227,504 4,011 SH   SOLE   0 0 4,011
DUKE ENERGY CORP NEW COM NEW 26441C204   208,541 1,988 SH   SOLE   0 0 1,988
ISHARES TR MSCI EAFE ETF 464287465   250,679 8,488 SH   SOLE   0 0 8,488
EDISON INTL COM 281020107   292,724 4,289 SH   SOLE   0 0 4,289
ENBRIDGE INC COM 29250N105   628,289 16,077 SH   SOLE   0 0 16,077
ENERGIZER HLDGS INC COM 29272W109   883,604 22,035 SH   SOLE   0 0 22,035
ISHARES INC MSCI AUST ETF 464286103   526,865 23,636 SH   SOLE   0 0 23,636
WISDOMTREE TR INDIA ERNGS FD 97717W422   230,298 6,313 SH   SOLE   0 0 6,313
ISHARES INC MSCI MEXICO ETF 464286822   843,806 16,676 SH   SOLE   0 0 16,676
DIAMONDBACK ENERGY INC COM 25278X109   657,238 6,094 SH   SOLE   0 0 6,094
FORTUNE BRANDS INNOVATIONS I COM 34964C106   673,149 6,297 SH   SOLE   0 0 6,297
F5 INC COM 315616102   391,781 1,601 SH   SOLE   0 0 1,601
1 800 FLOWERS COM INC CL A 68243Q106   549,218 23,501 SH   SOLE   0 0 23,501
GEN DIGITAL INC COM 668771108   348,626 13,419 SH   SOLE   0 0 13,419
ALPHABET INC CAP STK CL C 02079K107   3,076,556 1,062 SH   SOLE   0 0 1,062
GENUINE PARTS CO COM 372460105   208,758 1,489 SH   SOLE   0 0 1,489
HOME DEPOT INC COM 437076102   416,255 1,003 SH   SOLE   0 0 1,003
HEWLETT PACKARD ENTERPRISE C COM 42824C109   684,655 43,415 SH   SOLE   0 0 43,415
BLOCK H & R INC COM 093671105   604,296 25,052 SH   SOLE   0 0 25,052
ICON PUB LTD CO SHS G4705A100   513,792 1,659 SH   SOLE   0 0 1,659
INTEL CORP COM 458140100   390,473 7,582 SH   SOLE   0 0 7,582
INTERNATIONAL PAPER CO COM 460146103   243,122 5,175 SH   SOLE   0 0 5,175
ISHARES TR TOTAL USD FIXED 46438G240   285,904 2,426 SH   SOLE   0 0 2,426
JAZZ PHARMACEUTICALS PLC SHS USD G50871105   625,279 4,908 SH   SOLE   0 0 4,908
JABIL INC COM 466313103   303,279 4,311 SH   SOLE   0 0 4,311
JOHNSON CONTROLS INTERNATION SHS G51502105   327,435 4,027 SH   SOLE   0 0 4,027
JOHNSON & JOHNSON COM 478160104   498,840 2,916 SH   SOLE   0 0 2,916
JPMORGAN CHASE & CO COM 46625H100   668,395 4,221 SH   SOLE   0 0 4,221
KBR INC COM 48242W106   1,311,836 27,548 SH   SOLE   0 0 27,548
KRAFT HEINZ CO COM 500754106   238,232 6,636 SH   SOLE   0 0 6,636
LENNAR CORP CL A 526057104   1,176,004 10,124 SH   SOLE   0 0 10,124
L3HARRIS TECHNOLOGIES INC COM 502431109   426,480 2,000 SH   SOLE   0 0 2,000
LOWES COS INC COM 548661107   335,507 1,298 SH   SOLE   0 0 1,298
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   33,150 13,000 SH   SOLE   0 0 13,000
MCDONALDS CORP COM 580135101   565,092 2,108 SH   SOLE   0 0 2,108
META PLATFORMS INC CL A 30303M102   244,526 727 SH   SOLE   0 0 727
MANULIFE FINL CORP COM 56501R106   617,963 32,405 SH   SOLE   0 0 32,405
MKS INC. COM 55306N104   657,666 3,776 SH   SOLE   0 0 3,776
3M CO COM 88579Y101   297,708 1,676 SH   SOLE   0 0 1,676
MERCK & CO INC COM 58933Y105   224,095 2,924 SH   SOLE   0 0 2,924
MICROSOFT CORP COM 594918104   1,193,263 3,548 SH   SOLE   0 0 3,548
MASTEC INC COM 576323109   723,567 7,841 SH   SOLE   0 0 7,841
NORTHERN LTS FD TR II ESSEN 40 STK ETF 664925708   633,335 5,295 SH   SOLE   0 0 5,295
ONTO INNOVATION INC COM 683344105   416,865 4,118 SH   SOLE   0 0 4,118
PFIZER INC COM 717081103   852,494 14,371 SH   SOLE   0 0 14,371
PEPSICO INC COM 713448108   243,020 1,399 SH   SOLE   0 0 1,399
PROCTER & GAMBLE CO COM 742718109   240,953 1,473 SH   SOLE   0 0 1,473
ROGERS COMMUNICATIONS INC CL B 775109200   314,596 6,605 SH   SOLE   0 0 6,605
RACKSPACE TECHNOLOGY INC COM 750102105   332,951 24,718 SH   SOLE   0 0 24,718
SOUTHERN COPPER CORP COM 84265V105   400,868 6,496 SH   SOLE   0 0 6,496
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   5,114,407 78,406 SH   SOLE   0 0 78,406
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   998,978 12,359 SH   SOLE   0 0 12,359
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,203,533 40,632 SH   SOLE   0 0 40,632
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,051,472 27,051 SH   SOLE   0 0 27,051
SHELL PLC SPON ADS 780259305   491,462 11,324 SH   SOLE   0 0 11,324
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103   367,144 773 SH   SOLE   0 0 773
STATE STR CORP COM 857477103   321,315 3,455 SH   SOLE   0 0 3,455
SYSCO CORP COM 871829107   321,662 4,095 SH   SOLE   0 0 4,095
MOLSON COORS BEVERAGE CO CL A 60871R100   261,507 5,642 SH   SOLE   0 0 5,642
TRUIST FINL CORP COM 89832Q109   345,386 5,899 SH   SOLE   0 0 5,899
TRAVELERS COMPANIES INC COM 89417E109   238,086 1,522 SH   SOLE   0 0 1,522
TYSON FOODS INC CL A 902494103   480,426 5,512 SH   SOLE   0 0 5,512
TERNIUM SA SPONSORED ADS 880890108   325,921 7,489 SH   SOLE   0 0 7,489
BANCORP INC DEL COM 05969A105   251,754 4,482 SH   SOLE   0 0 4,482
VANGUARD WORLD FD MEGA GRWTH IND 921910816   496,514 1,762 SH   SOLE   0 0 1,762
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   770,307 4,307 SH   SOLE   0 0 4,307
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   2,773,582 43,207 SH   SOLE   0 0 43,207
VANGUARD WORLD FD FINANCIALS ETF 92204A405   266,565 2,678 SH   SOLE   0 0 2,678
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   332,226 1,247 SH   SOLE   0 0 1,247
VANGUARD INDEX FDS MID CAP ETF 922908629   471,096 3,072 SH   SOLE   0 0 3,072
VIATRIS INC COM 92556V106   953,175 70,449 SH   SOLE   0 0 70,449
VERIZON COMMUNICATIONS INC COM 92343V104   899,168 17,305 SH   SOLE   0 0 17,305
WERNER ENTERPRISES INC COM 950755108   348,252 7,307 SH   SOLE   0 0 7,307
BERKLEY W R CORP COM 084423102   301,547 3,660 SH   SOLE   0 0 3,660
WESTROCK COFFEE CO COM 96145W103   525,045 11,836 SH   SOLE   0 0 11,836
EXXON MOBIL CORP COM 30231G102   263,484 4,306 SH   SOLE   0 0 4,306
DENTSPLY SIRONA INC COM 24906P109   233,537 4,186 SH   SOLE   0 0 4,186