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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Operating activities:    
Net (loss) $ (250,188) $ 14,833
Adjustments to reconcile net income (loss) to net cash (used in) operating activities:    
Depreciation 358,187 300,061
Amortization 217,967 217,968
Employee stock-based compensation 499,273 504,574
Changes in current assets and current liabilities:    
Accounts receivable 701,911 (846,609)
Prepaid expenses and other (243,344) (10,616)
Operating lease right-of-use assets 102,394 (31,459)
Other assets 20,000 (1)
Inventory (6,769) 12,898
Accounts payable and accrued expenses (1,158,059) 1,128,251
Operating lease liabilities (107,243) 4,548
Prepaid card load obligations (2,880,095) (1,357,807)
Merchant reserves 12,000 (164,886)
Customer deposits (57,468) 20,953
Net cash (used in) operating activities (2,791,434) (207,292)
Investing activities:    
Purchases of property and equipment (176,750) (217,735)
Net cash (used in) investing activities (176,750) (217,735)
Financing activities:    
Payments on equipment loan (14,431) (13,488)
Purchases of treasury stock (44,823) (8,529)
Net cash (used in) financing activities (59,254) (22,017)
Change in cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves (3,027,438) (447,044)
Cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves, beginning of period 45,910,486 32,343,501
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 42,883,048 31,896,457
Supplemental disclosure of cash flow information:    
Interest 13,585 662
Income taxes 0 13,426
Non-cash financing activity:    
Issuance of deferred stock compensation 0 2,444,054
Employee Awards [Member]    
Adjustments to reconcile net income (loss) to net cash (used in) operating activities:    
Employee stock-based compensation $ 499,273 $ 504,574