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Consolidated Statements of Cash Flows - USD ($)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Operating Activities    
Net (loss) $ (5,483,244) $ (321,634)
Adjustments to reconcile net (loss) to net cash provided (used) by operating activities:    
Depreciation 1,196,584 771,808
Amortization 1,538,534 1,871,867
Bad Debt 0 151,951
Deferred federal income tax 0 (110,000)
Non-cash stock-based compensation 2,072,041 1,489,976
Amortization of warrant costs 20,963 35,940
Changes in operating assets and liabilities:    
Accounts receivable 607,853 (2,267,806)
Prepaid expenses and other (23,426) (125,208)
Operating lease right-of-use assets 6,630 (130,847)
Other assets (10,000) 22,721
Inventory (72,823) (258,066)
Accounts payable and accrued expenses 853,965 1,410,472
Operating lease liabilities (24,052) 137,522
Prepaid card load obligations (16,420,132) 28,980,651
Merchant reserves (1,471,652) (1,884,402)
Customer deposits 189,929 58,897
Deferred revenue (17,647) (48,925)
Net cash provided (used) by operating activities (17,036,477) 29,784,917
Investing Activities    
Purchases of property and equipment (812,242) (1,273,039)
Net cash (used) by investing activities (812,242) (1,273,039)
Financing Activities    
Payments on equipment loan (54,771) (39,802)
Proceeds from private offering 0 1,000,000
Purchases of treasury stock (1,344,569) (238,737)
Net cash provided (used) by financing activities (1,399,340) 887,457
Change in cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves (19,248,059) 29,399,335
Cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves, beginning of year 51,591,560 22,192,225
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Year 32,343,501 51,591,560
Supplemental disclosures of cash flow information    
Interest 4,051 4,314
Income taxes 269,500 116,204
Non-cash transactions:    
Issuance of deferred stock compensation 166,330 2,164,361
Equipment Loan [Member]    
Financing Activities    
Proceeds from loan $ 0 $ 165,996