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Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Operating activities:    
Net (loss) $ (5,332,385) $ (360,535)
Adjustments to reconcile net (loss) to net cash provided (used) by operating activities:    
Depreciation 842,901 480,368
Amortization 1,320,567 1,403,900
Bad debt 0 87,190
Stock-based compensation 1,540,375 988,567
Amortization of warrant costs 20,965 26,955
Changes in current assets and current liabilities:    
Accounts receivable 1,410,411 (1,410,805)
Prepaid expenses and other (118,472) 54,709
Operating lease right-of-use assets (130,699) (249,863)
Other assets (10,000) 23,000
Inventory 14,100 (45,209)
Accounts payable and accrued expenses (742,398) 765,512
Operating lease liabilities 138,361 258,896
Prepaid card load obligations (21,272,482) 7,474,626
Merchant reserves (726,424) (1,004,402)
Customer deposits 221,393 200,028
Deferred revenue (17,647) (35,690)
Net cash provided (used) by operating activities (22,841,434) 8,657,247
Investing activities:    
Purchases of property and equipment (642,764) (999,493)
Net cash (used) by investing activities (642,764) (999,493)
Financing activities:    
Payments on equipment loan (40,872) (26,446)
Purchases of treasury stock (894,641) (198,350)
Net cash (used) by financing activities (935,513) (58,800)
Change in cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves (24,419,711) 7,598,954
Cash, cash equivalents, prepaid card load assets, customer deposits and merchant reserves, beginning of period 51,591,560 22,192,225
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Period 27,171,849 29,791,179
Supplemental disclosure of cash flow information:    
Interest 3,244 2,964
Income taxes 0 92,850
Non-cash transactions:    
Issuance of deferred stock compensation 166,330 0
Equipment Loan [Member]    
Financing activities:    
Proceeds from loan $ 0 $ 165,996