Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2021	Dec. 31, 2020
Operating Activities
Net (loss)	$ (321,634)	$ (2,906,183)
Adjustments to reconcile net (loss) to net cash provided by operating activities:
Depreciation	771,808	518,214
Amortization	1,871,867	1,000,000
Bad Debt	151,951	96,000
Deferred federal income tax	(110,000)	0
Non-cash stock-based compensation	1,489,976	1,475,328
Amortization of warrant costs	35,940	35,943
Changes in operating assets and liabilities:
Accounts receivable	(2,267,806)	(1,001,901)
Prepaid expenses and other	(125,208)	(80,923)
Operating lease right-of-use assets	(130,847)	(190,364)
Other assets	22,721	35,977
Inventory	(258,066)	(8,328)
Accounts payable and accrued expenses	1,410,472	534,893
Operating lease liabilities	137,522	206,999
Prepaid card load obligations	28,980,651	7,081,808
Merchant reserves	(1,884,402)	(1,751,349)
Customer deposits	58,897	1,305,296
Deferred revenue	(48,925)	(56,957)
Net cash provided by operating activities	29,784,917	6,294,453
Investing Activities
Purchases of property and equipment	(1,273,039)	(855,394)
Purchase of Information Management Solutions, LLC (IMS)	0	(5,907,408)
Net cash (used) by investing activities	(1,273,039)	(6,762,802)
Financing Activities
Forgiveness of PPP Loan	0	(813,500)
Payments on equipment loan	(39,802)	0
Proceeds from public offering, net of expenses	0	7,257,925
Proceeds from private offering	1,000,000	3,000,000
Purchases of treasury stock	(238,737)	(280,269)
Net cash provided by financing activities	887,457	9,977,656
Change in cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves	29,399,335	9,509,307
Cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves, beginning of year	22,192,225	12,682,918
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Year	51,591,560	22,192,225
Supplemental disclosures of cash flow information
Interest	4,314	0
Income taxes	116,204	93,525
Non-cash transactions:
Issuance of stock warrants in exchange for purchase of IMS	0	552,283
Issuance of deferred stock compensation	2,164,361	1,937,620
Paycheck Protection Program CARES Act [Member]
Financing Activities
Proceeds from loan	0	813,500
Equipment Loan [Member]
Financing Activities
Proceeds from loan	$ 165,996	$ 0