Consolidated Statements of Cash Flows - USD ($)	12 Months Ended
	Dec. 31, 2020	Dec. 31, 2019
Operating Activities
Net (loss)	$ (2,906,183)	$ (5,115,747)
Adjustments to reconcile net (loss) to net cash provided (used) by operating activities:
Depreciation	518,214	1,022,520
Amortization	1,000,000	1,000,000
Provision for loss on note receivable		108,750
Non-cash stock-based compensation	1,475,328	1,292,419
Amortization of warrant costs	35,943	35,940
Changes in operating assets and liabilities:
Accounts receivable	(905,901)	(59,646)
Prepaid expenses and other	(80,923)	(81,853)
Operating lease right-of-use assets	(190,364)	(2,480,902)
Other assets	35,977	(97,298)
Inventory	(8,328)
Accounts payable and accrued expenses	534,893	619,505
Operating lease liabilities	206,999	2,635,797
Prepaid card load obligations	7,081,808	(7,045)
Merchant reserves	(1,751,349)	(2,628,899)
Customer deposits	1,305,296
Deferred revenue	(56,957)	103,529
Deferred rent		(79,748)
Net cash provided (used) by operating activities	6,294,453	(3,732,678)
Investing Activities
Purchases of property and equipment	(855,394)	(647,383)
Purchase of Information Management Solutions, LLC (IMS)	(5,907,408)
Net cash (used) by investing activities	(6,762,802)	(647,383)
Financing Activities
Proceeds from PPP Loan Program	813,500
Forgiveness of PPP Loan	(813,500)
Proceeds from public offering, net of expenses	7,257,925	1,793,905
Proceeds from private offering	3,000,000
Purchases of treasury stock	(280,269)	(71,906)
Net cash provided by financing activities	9,977,656	1,721,999
Change in cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves	9,509,307	(2,658,062)
Cash, cash equivalents, prepaid card loads, customer deposits and merchant reserves, beginning of year	12,682,918	15,340,980
Cash, Cash Equivalents, Prepaid Card Load Assets, Customer Deposits and Merchant Reserves, End of Year	22,192,225	12,682,918
Supplemental disclosures of cash flow information
Interest
Income taxes	93,525	82,206
Non-cash transactions:
Issuance of stock warrants in exchange for purchase of IMS	552,283
Issuance of deferred stock compensation	$ 1,937,620	$ 273,000