Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)	6 Months Ended
	Jun. 30, 2020	Jun. 30, 2019
Operating activities:
Net (loss)	$ (2,123,178)	$ (2,348,500)
Adjustments to reconcile net (loss) to net cash (used) by operating activities:
Depreciation	270,038	483,542
Amortization	500,001	500,000
Non-cash stock-based compensation	636,103	639,511
Amortization of warrant costs	17,973	17,970
Changes in current assets and current liabilities:
Accounts receivable	149,794	(354,550)
Prepaid expenses and other	(4,039)	(99,853)
Operating lease right-of-use assets	114,127	(2,614,006)
Other assets	(24,568)	(6,023)
Accounts payable and accrued expenses	(139,748)	31,156
Operating lease liabilities	(110,725)	2,766,034
Prepaid card load obligations	18,752,859	105,616
Merchant reserves	(1,586,565)	(1,570,912)
Deferred revenue	(26,470)	130,000
Deferred rent		(79,748)
Net cash provided (used) by operating activities	16,425,602	(2,399,763)
Investing activities:
Purchases of property and equipment	(334,688)	(333,205)
Net cash (used) by investing activities	(334,688)	(333,205)
Financing activities:
Proceeds from PPP Loan Program	813,500
Proceeds from public offering, net of expenses		1,793,905
Purchases of treasury stock	(82,448)	(50,515)
Net cash provided by financing activities	731,052	1,743,390
Change in cash, cash equivalents, prepaid card load assets and merchant reserves	16,821,966	(989,578)
Cash, cash equivalents, prepaid card load assets and merchant reserves, beginning of period	12,682,918	15,340,980
Cash, Cash Equivalents, Prepaid Card Load Assets and Merchant Reserves, End of Period	29,504,884	14,351,402
Supplemental disclosure of cash flow information:
Interest
Income taxes		72,081
Issuance of deferred stock compensation	$ 1,559,520