6. Accrued Expenses (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Accrued Expenses
Accrued salaries	$ 142,071	$ 142,257
Reserve for processing losses	297,365	214,560
Accrued commissions	350,188	78,071
Accrued taxes	51,820	92,849
Other accrued expenses	247,200	167,465
Total accrued expenses	$ 1,088,644	$ 695,202