SCHEDULE 13G/A 0001545917 XXXXXXXX LIVE 2 Common Stock 09/24/2024 0001088034 USIO, INC. 917313108 3611 Paesanos Parkway Suite 300 San Antonio, TX 78231 Rule 13d-1(b) Whittier Holdings, Inc. a NV 0.00 2805752.00 0.00 2805752.00 2805752.00 N 10.34 HC (1) Includes 2,805,752 shares held by Whittier Trust Company for the benefit of National Services, Incorporated ("NSI") as of the date of this filing. Whittier Holdings, Inc. is the parent holding company of Whittier Trust Company. (2) Based on 27,130,334 shares of Common Stock issued and outstanding as of November 4, 2024. Whittier Trust Company a CA 0.00 2805752.00 0.00 2805752.00 2805752.00 N 10.34 BK (1) Includes 2,805,752 shares held by Whittier Trust Company for the benefit of National Services, Incorporated ("NSI") as of the date of this filing. (2) Based on 27,130,334 shares of Common Stock issued and outstanding as of November 4, 2024. USIO, INC. 3611 Paesanos Parkway Suite 300 San Antonio, Texas 78231 (i) Whittier Holdings, Inc., a Nevada corporation and holding Company of WTC and WTCN ("WHI"); (ii) Whittier Trust Company, a California corporation and a California state chartered trust company ("WTC"). The address of the principal business office of WHI is 100 W. Liberty St., Suite 890, Reno, NV 89501. The address of the principal business office of WTC is 177 E. Colorado Blvd., Suite 800, Pasadena, CA 91105. WHI is a Nevada corporations. WTC is a California corporation. N BK HC OO 2,805,752 10.34% 0 shares of Common Stock 2,805,752 shares of Common Stock 0 shares of Common Stock 2,805,752 shares of Common Stock Y N Whittier Trust Company holds 2,805,752 shares on behalf of and for the benefit of NSI. Y N WHI is classified as a holding company (HC), and WTC is classified as a bank (BK). See the item 2.a. above for further details. Y N By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. A. Agreement of Joint Filing Whittier Holdings, Inc. /s/ Robert Renken 03/11/2025 Whittier Trust Company /s/ Robert Renken 03/11/2025