Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2017	Dec. 31, 2016
Current assets:
Cash and cash equivalents	$ 3,618,305	$ 4,120,738
Accounts receivable, net	850,832	907,750
Settlement processing assets	34,138,949	43,851,311
Prepaid expenses and other	272,586	142,029
Note receivable	700,000	200,000
Current assets before restricted cash	39,580,672	49,221,828
Restricted cash	14,725,430	15,803,641
Total current assets	54,306,102	65,025,469
Property and equipment, net	2,516,801	2,494,510
Other assets:
Intangibles, net	132,114	172,899
Deferred tax asset	1,621,000	1,621,000
Other assets	229,571	200,808
Total other assets	1,982,685	1,994,707
Total assets	58,805,588	69,514,686
Current liabilities:
Accounts payable	231,648	145,044
Accrued expenses	807,821	703,322
Settlement processing obligations	34,138,949	43,851,311
Current liabilities before restricted cash	35,178,418	44,699,677
Restricted cash	14,725,430	15,803,641
Total current liabilities	49,903,848	60,503,318
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares issued and outstanding at March 31, 2017 (unaudited) and December 31, 2016	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 12,449,249 and 12,392,288 issued, and 11,829,645 and 11,795,939 outstanding at March 31, 2017 (unaudited) and December 31, 2016, respectively	181,874	181,818
Additional paid-in capital	63,913,124	63,881,365
Treasury stock, at cost; 619,604 and 596,349 shares at March 31, 2017 (unaudited) and December 31, 2016 respectively	(749,113)	(718,149)
Deferred compensation	(3,905,921)	(4,082,025)
Accumulated deficit	(50,538,224)	(50,251,641)
Total stockholders’ equity	8,901,740	9,011,368
Total liabilities and stockholders’ equity	$ 58,805,588	$ 69,514,686