Consolidated Balance Sheets - USD ($)	Dec. 31, 2016	Dec. 31, 2015
ASSETS
Cash and cash equivalents	$ 4,120,738	$ 4,059,606
Accounts receivable, net	907,750	1,135,384
Settlement processing assets	43,851,311	39,797,232
Prepaid expenses and other	142,029	149,118
Note receivable	200,000
Current assets before restricted cash	49,221,828	45,141,340
Restricted cash	15,803,641	17,972,065
Total current assets	65,025,469	63,113,405
Property and equipment, net	2,494,510	3,077,421
Other assets:
Intangibles, net	172,899	341,816
Deferred tax asset	1,621,000	1,621,000
Other assets	200,808	202,849
Total other assets	1,994,707	2,165,665
Total Assets	69,514,686	68,356,491
Current Liabilities:
Accounts payable	145,044	143,180
Accrued expenses	703,322	1,328,738
Settlement processing obligations	43,851,311	39,797,232
Current liabilities before restricted cash	44,699,677	41,269,150
Restricted cash	15,803,641	17,972,065
Total current liabilities	60,503,318	59,241,215
Stockholders' Equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding in 2016 and 2015	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 12,392,288 and 12,379,537 issued and 11,795,939 and 12,029,905 outstanding in 2016 and 2015 (see Note 10)	181,818	185,533
Additional paid-in capital	63,881,365	64,302,498
Treasury stock, at cost; 596,349 and 349,632 shares in 2016 and 2015 (see Note 10)	(718,149)	(286,394)
Deferred compensation	(4,082,025)	(6,031,362)
Accumulated deficit	(50,251,641)	(49,054,999)
Total stockholders' equity	9,011,368	9,115,276
Total Liabilities and Stockholders' Equity	$ 69,514,686	$ 68,356,491