Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Jun. 30, 2016	Dec. 31, 2015
Current assets:
Cash and cash equivalents	$ 4,378,405	$ 4,059,606
Accounts receivable, net	1,070,236	1,135,384
Settlement processing assets	25,071,987	39,797,232
Prepaid expenses and other	217,416	149,118
Current assets before restricted cash	30,738,044	45,141,340
Restricted cash	18,316,160	17,972,065
Total current assets	49,054,204	63,113,405
Property and equipment, net	2,847,699	3,077,421
Other assets:
Intangibles, net	260,247	341,816
Deferred tax asset	1,621,000	1,621,000
Note receivable	200,000
Other assets	202,298	202,849
Total other assets	2,283,545	2,165,665
Total assets	54,185,448	68,356,491
Current liabilities:
Accounts payable	203,629	143,180
Accrued expenses	1,226,964	1,328,738
Deferred revenues	33,000
Settlement processing obligations	25,071,987	39,797,232
Current liabilities before restricted cash	26,535,580	41,269,150
Restricted cash	18,316,160	17,972,065
Total current liabilities	44,851,740	59,241,215
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at June 30, 2016 (unaudited) and December 31, 2015	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 12,419,816 and 12,379,537 issued, and 12,070,184 and 12,029,905 outstanding at June 30, 2016 (unaudited) and December 31, 2015, respectively	185,580	185,533
Additional paid-in capital	64,449,901	64,302,498
Treasury stock, at cost; 349,632 and 349,632 shares	(286,393)	(286,394)
Deferred compensation	(5,573,078)	(6,031,362)
Accumulated deficit	(49,442,302)	(49,054,999)
Total stockholders’ equity	9,333,708	9,115,276
Total liabilities and stockholders’ equity	$ 54,185,448	$ 68,356,491