Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2016	Dec. 31, 2015
Assets
Cash and cash equivalents	$ 4,223,891	$ 4,059,606
Accounts receivable, net	1,012,526	1,135,384
Settlement processing assets	23,423,208	39,797,232
Prepaid expenses and other	326,924	149,118
Current assets before restricted cash	28,986,549	45,141,340
Restricted cash	18,243,556	17,972,065
Total current assets	47,230,105	63,113,405
Property and equipment, net	3,001,935	3,077,421
Other assets:
Intangibles, net	301,032	341,816
Deferred tax asset	1,621,000	$ 1,621,000
Note receivable	200,000
Other assets	202,250	$ 202,849
Total other assets	2,324,282	2,165,665
Total assets	52,556,322	68,356,491
Current liabilities:
Accounts payable	141,853	143,180
Accrued expenses	1,345,245	$ 1,328,738
Deferred revenues	12,500
Settlement processing obligations	23,423,208	$ 39,797,232
Current liabilities before restricted cash	24,922,806	41,269,150
Restricted cash	18,243,556	17,972,065
Total current liabilities	43,166,362	59,241,215
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at March 31, 2016 (unaudited) and December 31, 2015	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 12,407,316 and 12,379,537 issued, and 12,057,684 and 12,029,905 outstanding at March 31, 2016 (unaudited) and December 31, 2015, respectively	185,561	185,533
Additional paid-in capital	64,379,182	64,302,498
Treasury stock, at cost; 349,632 and 349,632 shares	(286,394)	(286,394)
Deferred compensation	(5,801,387)	(6,031,362)
Accumulated deficit	(49,087,002)	(49,054,999)
Total stockholders’ equity	9,389,960	9,115,276
Total liabilities and stockholders’ equity	$ 52,556,322	$ 68,356,491