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Description of Business and Summary of Significant Accounting Policies - Reconciliation of Cash and Cash Equivalents (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Organization, Consolidation and Presentation of Financial Statements [Abstract]      
Cash and cash equivalents $ 2,137,580 $ 2,159,698 $ 4,611,877
Prepaid card load assets 528,434 535,479 188,677
Merchant reserves 10,016,904 12,645,803 14,977,468
Total $ 12,682,918 $ 15,340,980 $ 19,778,022