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Description of Business and Summary of Significant Accounting Policies (Details) - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Jan. 01, 2019
Dec. 31, 2017
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Deferred revenues $ 123,529 $ 20,000   $ 0
Allowance for doubtful accounts 123,165 55,212    
Capitalized computer software 518,785 279,290    
Reserve for processing losses 506,153 374,153    
Advertising costs $ 114,000 64,000    
Goodwill amortization period 15 years      
Net operating loss carryforwards $ 51,200,000      
Deferred tax asset 1,394,000 1,394,000    
Employer discretionary contribution amount 126,436 88,284    
Operating lease right-of-use assets 2,480,902   $ 2,688,412  
Total lease liabilities 2,635,797   $ 2,775,259  
Prepaid card load assets $ 528,434 $ 535,479   $ 188,677
First 3% Matched        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Employer matching contribution, percent of match 100.00%      
Employer matching contribution, percent of employees' gross pay 3.00%      
Over 3% Matched        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Employer matching contribution, percent of match 50.00%      
Employer matching contribution, percent of employees' gross pay 3.00%      
Maximum Matched        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Employer matching contribution, percent of employees' gross pay 5.00%      
Minimum        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Estimated useful life of property and equipment 3 years      
Contribution percentage per employee 1.00%      
Maximum        
New Accounting Pronouncements or Change in Accounting Principle [Line Items]        
Estimated useful life of property and equipment 10 years      
Contribution percentage per employee 15.00%