Description of Business and Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2019

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Schedule of Deferred Revenue

The deferred revenue balances are as follows:

	2019		2018
Deferred revenues, beginning of period	$	20,000	$	—
Deferred revenues, end of period	123,529		20,000
Revenue recognized in the period from amounts included in deferred revenues at the beginning of the period	$	20,000	$	—

Schedule of Cash and Cash Equivalents

The reconciliation of cash and cash equivalents to cash, cash equivalents, prepaid card load assets and merchant reserves is as follows for each period presented:

	December 31, 2019		December 31, 2018
Beginning cash, cash equivalents, prepaid card load assets and merchant reserves:
Cash and cash equivalents	$	2,159,698	$	4,611,877
Prepaid card load assets	535,479		188,677
Merchant reserves	12,645,803		14,977,468
Total	$	15,340,980	$	19,778,022
Ending cash, cash equivalents, prepaid card load assets and merchant reserves:
Cash and cash equivalents	$	2,137,580	$	2,159,698
Prepaid card load assets	528,434		535,479
Merchant reserves	10,016,904		12,645,803
Total	$	12,682,918	$	15,340,980

Restrictions on Cash and Cash Equivalents

The reconciliation of cash and cash equivalents to cash, cash equivalents, prepaid card load assets and merchant reserves is as follows for each period presented:

	December 31, 2019		December 31, 2018
Beginning cash, cash equivalents, prepaid card load assets and merchant reserves:
Cash and cash equivalents	$	2,159,698	$	4,611,877
Prepaid card load assets	535,479		188,677
Merchant reserves	12,645,803		14,977,468
Total	$	15,340,980	$	19,778,022
Ending cash, cash equivalents, prepaid card load assets and merchant reserves:
Cash and cash equivalents	$	2,137,580	$	2,159,698
Prepaid card load assets	528,434		535,479
Merchant reserves	10,016,904		12,645,803
Total	$	12,682,918	$	15,340,980