Condensed Consolidated Statements of Cash Flows - USD ($)	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Operating activities:
Net (loss)	$ (3,587,534)	$ (2,899,410)
Adjustments to reconcile net (loss) to net cash (used) by operating activities:
Depreciation	725,291	639,164
Amortization	750,000	750,000
Provision for loss on note receivable	0	72,500
Non-cash stock based compensation	954,770	961,893
Issuance of stock to consultant for services	0	7,911
Amortization of warrant costs	26,955	0
Changes in current assets and current liabilities:
Accounts receivable	55,504	(177,808)
Prepaid expenses and other	(111,230)	(2,385)
Operating lease right-of-use assets	(2,547,803)
Other assets	(26,665)	(146,194)
Accounts payable and accrued expenses	294,717	(45,444)
Operating lease liabilities	2,700,742
Prepaid card load obligations	189,854	207,659
Merchant reserves	(2,443,899)	(1,374,906)
Deferred revenue	116,765	35,000
Deferred rent	(79,748)	58,457
Net cash (used) by operating activities	(2,982,281)	(1,913,563)
Investing activities:
Purchases of property and equipment	(536,405)	(584,198)
Notes receivable	0	5,000
Net cash (used) by investing activities	(536,405)	(579,198)
Financing activities:
Proceeds from public offering, net of expenses	1,793,905	0
Purchases of treasury stock	(52,584)	(966,383)
Net cash provided (used) by financing activities	1,741,321	(966,383)
Change in cash, cash equivalents, prepaid card load assets and merchant reserves	(1,777,365)	(3,459,144)
Cash, cash equivalents, prepaid card load assets and merchant reserves, beginning of period	15,340,980	19,778,022
Cash, Cash Equivalents, Prepaid Card Load Assets and Merchant Reserves, End of Period	13,563,615	16,318,878
Supplemental disclosure of cash flow information:
Interest	0	0
Income taxes	$ 82,206	$ 49,000