Condensed Consolidated Balance Sheets - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Current assets:
Cash and cash equivalents	$ 4,465,718	$ 2,695,177
Accounts receivable, net	1,134,767	1,214,355
Settlement processing assets	35,173,205	44,139,861
Prepaid expenses and other	241,569	101,722
Notes receivable, net	108,750	108,750
Current assets before merchant reserves	41,124,009	48,259,865
Merchant reserves	11,297,894	12,645,803
Total current assets	52,421,903	60,905,668
Property and equipment, net	1,849,035	1,932,660
Other assets:
Intangibles, net	3,426,427	3,676,427
Deferred tax asset	1,394,000	1,394,000
Operating lease right-of-use assets	2,616,128
Other assets	320,831	306,757
Total other assets	7,757,386	5,377,184
Total assets	62,028,324	68,215,512
Current liabilities:
Accounts payable	220,375	308,178
Accrued expenses	1,957,044	1,388,196
Operating lease liabilities, current portion	184,570
Settlement processing obligations	35,173,205	44,139,861
Deferred revenues	5,000	20,000
Current liabilities before merchant reserve obligations	37,540,194	45,856,235
Merchant reserve obligations	11,297,894	12,645,803
Total current liabilities	48,838,088	58,502,038
Non-current liabilities:
Operating lease liabilities, non-current portion	2,564,923
Deferred rent	0	79,748
Total liabilities	51,403,011	58,581,786
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at March 31, 2019 (unaudited) and December 31, 2018, respectively	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 17,961,132 and 17,129,680 issued, and 16,863,222 and 16,043,630 outstanding at March 31, 2019 (unaudited) and December 31, 2018, respectively	186,392	185,561
Additional paid-in capital	76,429,299	74,568,627
Treasury stock, at cost; 1,097,910 and 1,086,050 shares at March 31, 2019 (unaudited) and December 31, 2018, respectively	(1,835,368)	(1,813,546)
Deferred compensation	(6,045,880)	(6,270,675)
Accumulated deficit	(58,109,130)	(57,036,241)
Total stockholders’ equity	10,625,313	9,633,726
Total liabilities and stockholders’ equity	$ 62,028,324	$ 68,215,512