Condensed Consolidated Balance Sheets - USD ($)	Jun. 30, 2018	Dec. 31, 2017
Current assets:
Cash and cash equivalents	$ 2,722,357	$ 4,800,554
Accounts receivable, net	939,394	969,674
Settlement processing assets	40,130,936	38,027,984
Prepaid expenses and other	242,606	176,945
Notes receivable, net	77,500	150,000
Current assets before merchant reserves	44,112,793	44,125,157
Merchant reserves	14,782,305	14,977,468
Total current assets	58,895,098	59,102,625
Property and equipment, net	2,121,062	2,105,186
Other assets:
Intangibles, net	4,176,426	4,676,427
Deferred tax asset	1,394,000	1,394,000
Other assets	302,287	157,565
Total other assets	5,872,713	6,227,992
Total assets	66,888,873	67,435,803
Current liabilities:
Accounts payable	237,545	300,736
Accrued expenses	901,872	1,006,262
Settlement processing obligations	40,130,936	38,027,984
Deferred revenues	50,000	0
Current liabilities before merchant reserve obligations	41,320,353	39,334,982
Merchant reserve obligations	14,782,305	14,977,468
Total current liabilities	56,102,658	54,312,450
Non-current liabilities:
Deferred rent	27,416	0
Total liabilities	56,130,074	54,312,450
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at June 30, 2018 (unaudited) and December 31, 2017, respectively	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 17,069,680 and 16,874,235 issued, and 15,997,361 and 16,201,634 outstanding at June 30, 2018 (unaudited) and December 31, 2017, respectively	185,501	186,299
Additional paid-in capital	74,434,439	74,041,083
Treasury stock, at cost; 1,072,319 and 672,601 shares at June 30, 2018 (unaudited) and December 31, 2017, respectively	(1,790,135)	(831,059)
Deferred compensation	(6,724,336)	(7,012,544)
Accumulated deficit	(55,346,670)	(53,260,426)
Total stockholders’ equity	10,758,799	13,123,353
Total liabilities and stockholders’ equity	$ 66,888,873	$ 67,435,803