Condensed Consolidated Balance Sheets - USD ($)	Mar. 31, 2018	Dec. 31, 2017
Current assets:
Cash and cash equivalents	$ 3,473,066	$ 4,800,554
Accounts receivable, net	892,156	969,674
Settlement processing assets	37,751,361	38,027,984
Prepaid expenses and other	369,514	176,945
Notes receivable	150,000	150,000
Current assets before merchant reserves	42,636,097	44,125,157
Merchant reserves	15,080,233	14,977,468
Total current assets	57,716,330	59,102,625
Property and equipment, net	1,926,026	2,105,186
Other assets:
Intangibles, net	4,426,426	4,676,427
Deferred tax asset	1,394,000	1,394,000
Other assets	182,690	157,565
Total other assets	6,003,116	6,227,992
Total assets	65,645,472	67,435,803
Current liabilities:
Accounts payable	225,757	300,736
Accrued expenses	1,007,080	1,006,262
Settlement processing obligations	37,751,361	38,027,984
Deferred revenues	90,250	0
Current liabilities before merchant reserve obligations	39,074,448	39,334,982
Merchant reserve obligations	15,080,233	14,977,468
Total current liabilities	54,154,681	54,312,450
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at March 31, 2018 (unaudited) and December 31, 2017, respectively	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 16,943,124 and 16,874,235 issued, and 15,859,515 and 16,201,634 outstanding at March 31, 2018 (unaudited) and December 31, 2017, respectively	186,368	186,299
Additional paid-in capital	74,188,314	74,041,083
Treasury stock, at cost; 1,070,539 and 672,601 shares at March 31, 2018 (unaudited) and December 31, 2017, respectively	(1,787,193)	(831,059)
Deferred compensation	(6,785,466)	(7,012,544)
Accumulated deficit	(54,311,232)	(53,260,426)
Total stockholders’ equity	11,490,791	13,123,353
Total liabilities and stockholders’ equity	$ 65,645,472	$ 67,435,803