Condensed Consolidated Balance Sheets - USD ($)	Sep. 30, 2017	Dec. 31, 2016
Current assets:
Cash and cash equivalents	$ 2,199,849	$ 4,120,738
Accounts receivable, net	805,350	907,750
Settlement processing assets	31,521,290	43,851,311
Prepaid expenses and other	226,812	142,029
Notes receivable	200,000	200,000
Current assets before restricted cash	34,953,301	49,221,828
Restricted cash	14,908,900	15,803,641
Total current assets	49,862,201	65,025,469
Property and equipment, net	2,274,201	2,494,510
Other assets:
Intangibles, net	4,967,212	172,899
Deferred tax asset	1,621,000	1,621,000
Other assets	136,368	200,808
Total other assets	6,724,580	1,994,707
Total assets	58,860,982	69,514,686
Current liabilities:
Accounts payable	185,770	145,044
Accrued expenses	882,696	703,322
Settlement processing obligations	31,521,290	43,851,311
Current liabilities before restricted cash	32,589,756	44,699,677
Restricted cash	14,908,900	15,803,641
Total current liabilities	47,498,656	60,503,318
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at September 30, 2017 (unaudited) and December 31, 2016, respectively	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 14,286,084 and 12,392,288 issued, and 13,615,343 and 11,795,939 outstanding at September 30, 2017 (unaudited) and December 31, 2016, respectively	183,711	181,818
Additional paid-in capital	68,147,195	63,881,365
Treasury stock, at cost; 670,741 and 596,349 shares at September 30, 2017 (unaudited) and December 31, 2016, respectively	(827,531)	(718,149)
Deferred compensation	(4,178,463)	(4,082,025)
Accumulated deficit	(51,962,586)	(50,251,641)
Total stockholders’ equity	11,362,326	9,011,368
Total liabilities and stockholders’ equity	$ 58,860,982	$ 69,514,686