Condensed Consolidated Balance Sheets - USD ($)	Jun. 30, 2017	Dec. 31, 2016
Current assets:
Cash and cash equivalents	$ 3,226,451	$ 4,120,738
Accounts receivable, net	882,103	907,750
Settlement processing assets	36,551,837	43,851,311
Prepaid expenses and other	228,739	142,029
Notes receivable	700,000	200,000
Current assets before restricted cash	41,589,130	49,221,828
Restricted cash	14,952,520	15,803,641
Total current assets	56,541,650	65,025,469
Property and equipment, net	2,418,688	2,494,510
Other assets:
Intangibles, net	91,329	172,899
Deferred tax asset	1,621,000	1,621,000
Other assets	223,375	200,808
Total other assets	1,935,704	1,994,707
Total assets	60,896,042	69,514,686
Current liabilities:
Accounts payable	135,680	145,044
Accrued expenses	733,417	703,322
Settlement processing obligations	36,551,837	43,851,311
Current liabilities before restricted cash	37,420,934	44,699,677
Restricted cash	14,952,520	15,803,641
Total current liabilities	52,373,454	60,503,318
Stockholders’ equity:
Preferred stock, $0.01 par value, 10,000,000 shares authorized; -0- shares outstanding at June 30, 2017 (unaudited) and December 31, 2016, respectively	0	0
Common stock, $0.001 par value, 200,000,000 shares authorized; 12,460,932 and 12,392,288 issued, and 11,790,558 and 11,795,939 outstanding at June 30, 2017 (unaudited) and December 31, 2016, respectively	181,886	181,818
Additional paid-in capital	63,970,168	63,881,365
Treasury stock, at cost; 670,374 and 596,349 shares at June 30, 2017 (unaudited) and December 31, 2016, respectively	(827,088)	(718,149)
Deferred compensation	(3,729,817)	(4,082,025)
Accumulated deficit	(51,072,561)	(50,251,641)
Total stockholders’ equity	8,522,588	9,011,368
Total liabilities and stockholders’ equity	$ 60,896,042	$ 69,514,686