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Note 4 - Loans and Leases (Tables)
12 Months Ended
Dec. 31, 2020
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   
2020
   
2019
 
                 
Residential 1-4 family real estate
  $
111,061
    $
122,905
 
Commercial and multi-family real estate
   
374,832
     
367,614
 
Commercial
   
141,280
     
77,658
 
Consumer
   
6,930
     
8,247
 
Total loans and leases
  $
634,103
    $
576,424
 
Financing Receivable, Allowance for Credit Loss [Table Text Block]
   
(in thousands)
 
   
Residential 1 – 4 family real estate
   
Commercial and multi- family real estate
   
Commercial
   
Consumer
   
Total
 
Balance at December 31, 2019
  $
592
    $
2,536
    $
939
    $
64
    $
4,131
 
Provision for loan and lease losses
   
1,310
     
4,224
     
566
     
100
     
6,200
 
Losses charged off
   
(228
)    
(125
)    
(4
)    
(33
)    
(390
)
Recoveries
   
9
     
29
     
14
     
1
     
53
 
Balance at December 31, 2020
  $
1,683
    $
6,664
    $
1,515
    $
132
    $
9,994
 
   
Residential 1 – 4 family real estate
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
Balance at December 31, 2018
  $
576
    $
2,355
    $
534
    $
62
    $
3,527
 
Provision for loan and lease losses
   
22
     
52
     
465
     
11
     
550
 
Losses charged off
   
(46
)    
(23
)    
(101
)    
(10
)    
(180
)
Recoveries
   
40
     
152
     
41
     
1
     
234
 
Balance at December 31, 2019
  $
592
    $
2,536
    $
939
    $
64
    $
4,131
 
   
Residential 1 – 4 family real estate
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
Balance at December 31, 2017
  $
545
    $
1,746
    $
501
    $
43
    $
2,835
 
Provision (credit) for loan and lease losses
   
8
     
417
     
(3
)    
28
     
450
 
Losses charged off
   
(52
)    
(114
)    
(21
)    
(10
)    
(197
)
Recoveries
   
75
     
306
     
57
     
1
     
439
 
Balance at December 31, 2018
  $
576
    $
2,355
    $
534
    $
62
    $
3,527
 
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block]
   
(in thousands)
 
   
Residential 1 – 4 family real estate
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
2020
     
 
     
 
     
 
     
 
     
 
Allowance for loan and lease losses:
                                       
Attributable to loans and leases individually evaluated for impairment
  $
-
    $
6
    $
249
    $
-
    $
255
 
Collectively evaluated for impairment
   
1,683
     
6,658
     
1,266
     
132
     
9,739
 
Total allowance for loan and lease losses
  $
1,683
    $
6,664
    $
1,515
    $
132
    $
9,994
 
                                         
Loans and leases:
                                       
Individually evaluated for impairment
  $
-
    $
1,047
    $
1,978
    $
-
    $
3,025
 
Acquired with deteriorated credit quality
   
60
     
104
     
-
     
-
     
164
 
Collectively evaluated for impairment
   
111,001
     
373,681
     
139,302
     
6,930
     
630,914
 
Total ending loans and leases balance
  $
111,061
    $
374,832
    $
141,280
    $
6,930
    $
634,103
 
   
Residential 1 – 4 family real estate
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
2019
     
 
     
 
     
 
     
 
     
 
Allowance for loan and lease losses:
                                       
Attributable to loans and leases individually evaluated for impairment   $
-
    $
93
    $
342
    $
-
    $
435
 
Collectively evaluated for impairment
   
592
     
2,443
     
597
     
64
     
3,696
 
Total allowance for loan and lease losses
  $
592
    $
2,536
    $
939
    $
64
    $
4,131
 
                                         
Loans and leases:
                                       
Individually evaluated for impairment
  $
-
    $
1,499
    $
1,279
    $
-
    $
2,778
 
Acquired with deteriorated credit quality
   
61
     
127
     
-
     
-
     
188
 
Collectively evaluated for impairment
   
122,844
     
365,988
     
76,379
     
8,247
     
573,458
 
Total ending loans and leases balance
  $
122,905
    $
367,614
    $
77,658
    $
8,247
    $
576,424
 
Impaired Financing Receivables [Table Text Block]
   
(in thousands)
 
   
2020
   
2019
   
2018
 
                         
Balance at beginning of year
  $
435
    $
128
    $
-
 
Provision (credit) for loan and lease losses
   
(180
)    
307
     
128
 
Loans charged off
   
-
     
-
     
-
 
Recoveries
   
-
     
-
     
-
 
Balance at end of year
  $
255
    $
435
    $
128
 
Schedule of Temporary Impairment Losses, Investments [Table Text Block]
   
(in thousands)
 
   
2020
   
2019
 
   
Recorded investment
   
Allowance for loan and lease losses allocated
   
Recorded investment
   
Allowance for loan and lease losses allocated
 
With no related allowance recorded:
                               
Residential 1-4 family real estate
  $
-
    $
-
    $
-
    $
-
 
Commercial and multi-family real estate
   
872
     
-
     
822
     
-
 
Agricultural real estate
   
10
     
-
     
4
     
-
 
Commercial
   
425
     
-
     
22
     
-
 
Agriculture
   
-
     
-
     
-
     
-
 
Consumer
   
-
     
-
     
-
     
-
 
With an allowance recorded:
                               
Residential 1-4 family real estate
   
-
     
-
     
-
     
-
 
Commercial and multi-family real estate
   
165
     
6
     
673
     
93
 
Agricultural real estate
   
-
     
-
     
-
     
-
 
Commercial
   
1,553
     
249
     
1,257
     
342
 
Agriculture
   
-
     
-
     
-
     
-
 
Consumer
   
-
     
-
     
-
     
-
 
Total
  $
3,025
    $
255
    $
2,778
    $
435
 
Financing Receivable, Nonaccrual [Table Text Block]
   
(in thousands)
 
   
2020
   
2019
 
   
Nonaccrual
   
Loans and leases past due over 90 days still accruing
   
Accruing Troubled Debt Restructurings
   
Nonaccrual
   
Loans and leases past due over 90 days still accruing
   
Accruing Troubled Debt Restructurings
 
Residential 1-4 family real estate
  $
363
    $
60
    $
175
    $
414
    $
138
    $
223
 
Commercial and multi-family real estate
   
570
     
-
     
546
     
545
     
-
     
623
 
Agricultural real estate
   
11
     
-
     
-
     
4
     
-
     
-
 
Commercial
   
-
     
-
     
769
     
-
     
-
     
772
 
Agriculture
   
-
     
-
     
-
     
-
     
-
     
-
 
Consumer    
6
     
-
     
-
     
-
     
-
     
-
 
Total
  $
950
    $
60
    $
1,490
    $
963
    $
138
    $
1,618
 
Financing Receivable, Past Due [Table Text Block]
   
(in thousands)
 
   
30 – 59 days past due
   
60 – 89 days past due
   
Greater than 90 days past due
   
Total past due
   
Loans and leases not past due
   
Total
 
2020
     
 
     
 
     
 
     
 
     
 
     
 
Residential 1-4 family real estate
  $
795
    $
-
    $
173
    $
968
    $
110,093
    $
111,061
 
Commercial and multi-family real estate
   
468
     
181
     
212
     
861
     
330,154
     
331,015
 
Agricultural real estate
   
-
     
-
     
-
     
-
     
43,817
     
43,817
 
Commercial
   
676
     
-
     
-
     
676
     
130,897
     
131,573
 
Agriculture
   
-
     
-
     
-
     
-
     
9,707
     
9,707
 
Consumer
   
4
     
-
     
6
     
10
     
6,920
     
6,930
 
Total
  $
1,943
    $
181
    $
391
    $
2,515
    $
631,588
    $
634,103
 
   
30 – 59 days past due
   
60 – 89 days past due
   
Greater than 90 days past due
   
Total past due
   
Loans and leases not past due
   
Total
 
2019
     
 
     
 
     
 
     
 
     
 
     
 
Residential 1-4 family real estate
  $
2,709
    $
99
    $
322
    $
3,130
    $
119,775
    $
122,905
 
Commercial and multi-family real estate
   
177
     
302
     
15
     
494
     
332,161
     
332,655
 
Agricultural real estate
   
-
     
-
     
-
     
-
     
34,959
     
34,959
 
Commercial
   
-
     
57
     
5
     
62
     
67,826
     
67,888
 
Agriculture
   
-
     
-
     
-
     
-
     
9,770
     
9,770
 
Consumer
   
2
     
-
     
-
     
2
     
8,245
     
8,247
 
Total
  $
2,888
    $
458
    $
342
    $
3,688
    $
572,736
    $
576,424
 
Financing Receivable Credit Quality Indicators [Table Text Block]
   
(in thousands)
         
   
Pass
   
Special Mention
   
Substandard
   
Doubtful
   
Not rated
   
Total
 
                                                 
2020
     
 
     
 
     
 
     
 
     
 
     
 
Residential 1 - 4 family
  $
6,767
    $
-
    $
-
    $
-
    $
104,294
    $
111,061
 
Commercial and multi-family real estate
   
356,163
     
6,964
     
11,536
     
-
     
169
     
374,832
 
Commercial
   
64,068
     
495
     
2,530
     
-
     
74,187
     
141,280
 
Consumer
   
-
     
-
     
-
     
-
     
6,930
     
6,930
 
Total
  $
426,998
    $
7,459
    $
14,066
    $
-
    $
185,580
    $
634,103
 
   
Pass
   
Special Mention
   
Substandard
   
Doubtful
   
Not rated
   
Total
 
                                                 
2019
     
 
     
 
     
 
     
 
     
 
     
 
Residential 1 - 4 family
  $
9,219
    $
-
    $
-
    $
-
    $
113,686
    $
122,905
 
Commercial and multi-family real estate
   
362,519
     
1,797
     
3,258
     
-
     
40
     
367,614
 
Commercial
   
75,559
     
410
     
1,688
     
-
     
1
     
77,658
 
Consumer
   
45
     
-
     
-
     
-
     
8,202
     
8,247
 
Total
  $
447,342
    $
2,207
    $
4,946
    $
-
    $
121,929
    $
576,424
 
Schedule of the Performance of the Loan Portfolio [Table Text Block]
   
(in thousands)
         
   
Residential 1-4 family
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
2020
     
 
     
 
     
 
     
 
     
 
Performing
  $
104,121
    $
153
    $
74,187
    $
6,924
    $
185,385
 
Nonperforming
   
173
     
16
     
-
     
6
     
195
 
Total
  $
104,294
    $
169
    $
74,187
    $
6,930
    $
185,580
 
   
Residential 1-4 family
   
Commercial and multi-family real estate
   
Commercial
   
Consumer
   
Total
 
2
019
     
 
     
 
     
 
     
 
     
 
Performing
  $
113,364
    $
24
    $
-
    $
8,202
    $
121,590
 
Nonperforming
   
322
     
16
     
1
     
-
     
339
 
Total
  $
113,686
    $
40
    $
1
    $
8,202
    $
121,929
 
Financing Receivable, Troubled Debt Restructuring [Table Text Block]
   
(dollars in thousands)
 
   
Number of modifications
   
Recorded investment
   
Allowance for loan and lease losses allocated
 
2019
     
 
     
 
     
 
Commercial and multi family real estate
   
2
    $
545
    $
-
 
Commercial
   
1
     
750
     
342
 
Total    
3
    $
1,295
    $
342
 
Schedule of Loans Acquired in Acquisition [Table Text Block]
   
Benchmark Bank
 
   
(in thousands)
 
   
Contractual
     
 
 
   
 
 
   
Principal
   
Accretable
   
Carrying
 
2020
 
Receivable
   
Difference
   
Amount
 
Purchased Performing Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2019
  $
58,953
    $
(1,177
)   $
57,776
 
Change due to payments received
   
(21,567
)    
522
     
(21,045
)
Balance at December 31, 2020
  $
37,386
    $
(655
)   $
36,731
 
                         
Purchased Impaired Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2019
  $
354
    $
(192
)   $
162
 
Change due to payments received
   
(67
)    
19
     
(48
)
Balance at December 31, 2020
  $
287
    $
(173
)   $
114
 
   
Contractual
     
 
 
   
 
 
   
Principal
   
Accretable
   
Carrying
 
2019
 
Receivable
   
Difference
   
Amount
 
Purchased Performing Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2018
  $
74,837
    $
(1,553
)   $
73,284
 
Change due to payments received
   
(15,884
)    
376
     
(15,508
)
Balance at December 31, 2019
  $
58,953
    $
(1,177
)   $
57,776
 
                         
Purchased Impaired Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2018
  $
516
    $
(253
)   $
263
 
Change due to payments received
   
(162
)    
61
     
(101
)
Balance at December 31, 2019   $
354
    $
(192
)   $
162
 
   
The Ohio State Bank
 
   
(in thousands)
 
   
Contractual
     
 
 
   
 
 
   
Principal
   
Accretable
   
Carrying
 
2020
 
Receivable
   
Difference
   
Amount
 
Purchased Performing Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2019
  $
13,047
    $
(430
)   $
12,617
 
Change due to payments received
   
(2,866
)    
111
     
(2,755
)
Balance at December 31, 2020
  $
10,181
    $
(319
)   $
9,862
 
                         
Purchased Impaired Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2019
  $
160
    $
(134
)   $
26
 
Change due to payments received
   
(51
)    
75
     
24
 
Balance at December 31, 2020
  $
109
    $
(59
)   $
50
 
   
Contractual
     
 
 
   
 
 
   
Principal
   
Accretable
   
Carrying
 
2019
 
Receivable
   
Difference
   
Amount
 
Purchased Performing Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2018
  $
19,043
    $
(658
)   $
18,385
 
Change due to payments received
   
(5,996
)    
228
     
(5,768
)
Balance at December 31, 2019
  $
13,047
    $
(430
)   $
12,617
 
                         
Purchased Impaired Loans and Leases
     
 
     
 
     
 
Balance at December 31, 2018
  $
196
    $
(163
)   $
33
 
Change due to payments received
   
(21
)    
14
     
(7
)
Balance at December 31, 2019    
(15
)    
15
     
-
 
    $
160
    $
(134
)   $
26
 
Schedule of Related Party Loans [Table Text Block]
   
(in thousands)
 
   
2020
   
2019
   
2018
 
Beginning of year
  $
1,154
    $
1,371
    $
491
 
Additions
   
4
     
-
     
952
 
Repayments
   
(193
)    
(217
)    
(72
)
End of year
  $
965
    $
1,154
    $
1,371