SCHEDULE 14A INFORMATION

Proxy Statement Pursuant to Section 14(a) of the

Securities and Exchange Act of 1934

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Filed by a Party other than the Registrant [ ]

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Preliminary Proxy Statement

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Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

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Definitive Proxy Statement

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Definitive Additional Materials

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Soliciting Material Pursuant to Section 240.14a-11(c) or Section 240.14a-12

United Bancshares, Inc.

(Name of Registrant as Specified in Its Charter)

N/A

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United Bancshares, Inc.

A Family of Community Banks

100 South High Street

Columbus Grove, Ohio 45830

www.theubank.com                                                                                419-659-2141

April 5, 2002

AN IMPORTANT REMINDER

ACTION ON YOUR PART IS REQUESTED

Dear Shareholder:

Proxy material relating to the 2002 Annual Meeting of Shareholders of United Bancshares, Inc., was mailed to you on or about March 20, 2002.  According to our records, your proxy card for this important meeting, which is scheduled for Wednesday, April 24, 2002, has not yet been received.

At the Annual Meeting of Shareholders you are being asked to consider and approve the amendment of the Articles of Incorporation, the adoption of the proposed Regulations, and the election of the nominees to the Board of Directors.

Your Board of Directors has approved the proposals as being in the best interest of the Company and all its shareholders, and recommends that you vote “FOR” the proposals.  The proposals and the reasons for management’s recommendation, are fully set forth in the proxy statement previously mailed to you.

Regardless of the number of shares you own, it is important that they are represented and voted at the meeting.  You are encouraged to sign, date and mail the enclosed duplicate proxy today.  Your interest and participation in the affairs of the Company is sincerely appreciated.  If you have recently mailed your proxy, please accept our thanks and disregard this request.

Thank you for your continued support.

Very truly yours,

/s/ E. Eugene Lehman

E. Eugene Lehman

PLEASE COMPLETE, SIGN, DATE AND PROMPTLY MAIL THE

ENCLOSED PROXY IN THE ENCLOSED ENVELOPE

IF YOU HAVE NOT ALREADY SUBMITTED A PROXY