Consolidated Statements Of Shareholders' Equity And Comprehensive Income (Loss) (USD $)	Preferred Stock [Member]	Common Stock [Member]	Retained Deficit [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Total
Balance at Dec. 31, 2009		$ 18,799,728	$ (921,014)	$ 160,691	$ 18,039,405
Balance, shares at Dec. 31, 2009		2,105,738
Net loss			(510,340)		(510,340)
Other comprehensive income, net of income taxes
Unrealized gain on investment securities, net				408,874	408,874
Comprehensive loss					(101,466)
Stock based compensation		45,915			45,915
Issuance of 8% cumulative perpetual preferred stock, net of expenses of $39,462	998,538				998,538
Issuance of 8% cumulative perpetual preferred stock, shares	1,038
Stock dividend declared (5%), recorded as a stock split		(1,024)			(1,024)
Stock dividend declared (5%), recorded as a stock split, shares		105,031
Balance at Sep. 30, 2010	998,538	18,844,619	(1,431,354)	569,565	18,981,368
Balance, shares at Sep. 30, 2010	1,038	2,210,769
Balance at Dec. 31, 2010	998,538	18,859,924	(1,418,781)	(80,969)	18,358,712
Balance, shares at Dec. 31, 2010	1,038	2,210,769
Net loss			(1,209,777)		(1,209,777)
Other comprehensive income, net of income taxes
Unrealized gain on investment securities, net				581,985	581,985
Comprehensive loss					(627,792)
Stock based compensation		38,029			38,029
Balance at Sep. 30, 2011	$ 998,538	$ 18,897,953	$ (2,628,558)	$ 501,016	$ 17,768,949
Balance, shares at Sep. 30, 2011	1,038	2,210,769