Consolidated Statements Of Income (Loss) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Interest and Dividend Income
Interest and fees on loans	$ 1,396,052	$ 1,720,881	$ 4,487,986	$ 5,265,757
Investment securities	222,070	231,689	635,821	732,351
Federal funds sold and interest bearing balances	4,885	5,165	11,546	12,227
Total interest income	1,623,007	1,957,735	5,135,353	6,010,335
Interest Expense
Deposits	334,728	563,851	1,155,692	1,813,410
Borrowings	69,975	113,181	222,601	323,662
Total interest expense	404,703	677,032	1,378,293	2,137,072
Net Interest Income	1,218,304	1,280,703	3,757,060	3,873,263
Provision for Loan Losses	135,000	180,000	395,000	1,080,000
Net interest income after provision for loan losses	1,083,304	1,100,703	3,362,060	2,793,263
Noninterest Income
Service charges on deposit accounts	142,000	133,580	384,566	398,132
Other	47,872	57,930	147,986	153,324
Total noninterest income	189,872	191,510	532,552	551,456
Noninterest Expense
Salaries and employee benefits	547,108	559,087	1,651,236	1,687,572
Premises and equipment	133,845	135,145	401,586	420,127
Loss on sale of foreclosed property	96,306	39,506	146,705	138,649
Foreclosed property expenses	195,846	482,850	738,608	703,989
Professional and regulatory fees	136,598	168,296	439,334	422,145
Data processing	60,671	58,779	178,379	172,921
Supplies	16,287	16,294	61,402	50,393
Advertising	5,787	6,314	21,206	16,867
Other	181,424	198,626	557,492	578,369
Total noninterest expense	1,373,872	1,664,897	4,195,948	4,191,032
Net loss before taxes	(100,696)	(372,684)	(301,336)	(846,313)
Income tax expense (benefit)	908,441	(125,219)	908,441	(335,973)
Net loss	(1,009,137)	(247,465)	(1,209,777)	(510,340)
Preferred stock dividend accumulated	(22,408)	(9,356)	(65,217)	(9,356)
Loss available to common shareholders	$ (1,031,545)	$ (256,821)	$ (1,274,994)	$ (519,696)
Loss Per Common Share
Basic	$ (0.47)	$ (0.12)	$ (0.58)	$ (0.24)
Diluted	$ (0.47)	$ (0.12)	$ (0.58)	$ (0.24)
Weighted Average Shares Outstanding
Basic	2,210,769	2,210,769	2,210,769	2,210,769
Diluted	2,210,769	2,210,769	2,210,769	2,210,769