The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   211,062 1,635 SH   SOLE   0 0 0
ABBVIE INC COM 00287Y109   487,787 2,745 SH   SOLE   0 0 0
AMERICAN ELEC PWR CO INC COM 025537101   312,660 3,390 SH   SOLE   0 0 0
APPLE INC COM 037833100   2,676,131 10,687 SH   SOLE   0 0 0
AT&T INC COM 00206R102   228,998 10,057 SH   SOLE   0 0 0
ALPHABET INC CAP STK CL A 02079K305   4,942,623 26,110 SH   SOLE   0 0 0
AMAZON COM INC COM 023135107   4,574,282 20,850 SH   SOLE   0 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103   1,217,512 9,780 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,083,728 4,597 SH   SOLE   0 0 0
BK OF AMERICA CORP COM 060505104   2,091,947 47,598 SH   SOLE   0 0 0
BLACKSTONE INC COM 09260D107   9,462,065 54,878 SH   SOLE   0 0 0
BOEING CO COM 097023105   842,520 4,760 SH   SOLE   0 0 0
BROADCOM INC COM 11135F101   430,063 1,855 SH   SOLE   0 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104   371,472 6,855 SH   SOLE   0 0 0
BROOKFIELD CORP CL A LTD VT SH 11271J107   1,932,101 33,631 SH   SOLE   0 0 0
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   1,832,439 57,642 SH   SOLE   0 0 0
BROOKFIELD INFRASTRUCTURE CO COM SB VTG SHS A 11275Q107   364,131 9,101 SH   SOLE   0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   935,611 20,640 SH   SOLE   0 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   531,847 7,349 SH   SOLE   0 0 0
CHEVRON CORP NEW COM 166764100   1,045,165 7,216 SH   SOLE   0 0 0
CLOROX CO DEL COM 189054109   523,772 3,225 SH   SOLE   0 0 0
COLGATE PALMOLIVE CO COM 194162103   300,912 3,310 SH   SOLE   0 0 0
COMCAST CORP NEW CL A 20030N101   306,395 8,164 SH   SOLE   0 0 0
COSTCO WHSL CORP NEW COM 22160K105   208,909 2,280 SH   SOLE   0 0 0
CSX CORP COM 126408103   1,945,397 60,285 SH   SOLE   0 0 0
DIGITAL RLTY TR INC COM 253868103   879,734 4,961 SH   SOLE   0 0 0
DISNEY WALT CO COM 254687106   319,018 2,865 SH   SOLE   0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   826,905 7,675 SH   SOLE   0 0 0
EATON CORP PLC SHS G29183103   506,102 1,525 SH   SOLE   0 0 0
ESSEX PPTY TR INC COM 297178105   446,428 1,564 SH   SOLE   0 0 0
EXXON MOBIL CORP COM 30231G102   863,249 8,025 SH   SOLE   0 0 0
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868   1,006,404 41,187 SH   SOLE   0 0 0
FREEPORT-MCMORAN INC CL B 35671D857   955,770 25,099 SH   SOLE   0 0 0
FRESENIUS MED CARE AG&CO KGA SPONSORED ADR 358029106   331,608 14,647 SH   SOLE   0 0 0
GE VERNOVA INC COM 36828A101   694,700 2,112 SH   SOLE   0 0 0
GENERAL MLS INC COM 370334104   884,171 13,865 SH   SOLE   0 0 0
GENUINE PARTS CO COM 372460105   1,304,793 11,175 SH   SOLE   0 0 0
HAVERTY FURNITURE COS INC COM 419596101   654,934 29,422 SH   SOLE   0 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   270,419 12,666 SH   SOLE   0 0 0
HOME DEPOT INC COM 437076102   1,582,411 4,068 SH   SOLE   0 0 0
HONEYWELL INTL INC Com 438516106   408,861 1,810 SH   SOLE   0 0 0
HP INC COM 40434L105   296,313 9,081 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHS COM COM 459200101   291,714 1,327 SH   SOLE   0 0 0
INTEL CORP COM 458140100   555,606 27,711 SH   SOLE   0 0 0
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   371,007 2,100 SH   SOLE   0 0 0
ISHARES TR ISHS 1-5YR UNVS 464288646   1,044,857 20,210 SH   SOLE   0 0 0
ISHARES TR U.S. FINLS ETF 464287788   306,860 2,775 SH   SOLE   0 0 0
ISHARES TR PFD AND INCM SEC 464288687   427,741 13,605 SH   SOLE   0 0 0
JOHNSON & JOHNSON COM 478160104   1,450,539 10,030 SH   SOLE   0 0 0
JPMORGAN CHASE & CO COM 46625H100   3,078,116 12,841 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP COM 494368103   608,288 4,642 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP COM 539830109   1,098,710 2,261 SH   SOLE   0 0 0
MASTERCARD INCORPORATED CL A 57636Q104   566,063 1,075 SH   SOLE   0 0 0
MERCK & CO INC COM 58933Y105   1,830,432 18,400 SH   SOLE   0 0 0
META PLATFORMS INC CL A 30303M102   265,236 453 SH   SOLE   0 0 0
MICROSOFT CORP COM 594918104   4,884,764 11,589 SH   SOLE   0 0 0
MONDELEZ INTL INC CL A 609207105   1,427,846 23,905 SH   SOLE   0 0 0
MOODYS CORP COM 615369105   286,389 605 SH   SOLE   0 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   810,289 1,753 SH   SOLE   0 0 0
MP MATERIALS CORP COM CL A 553368101   277,774 17,806 SH   SOLE   0 0 0
NIKE INC CL B 654106103   359,436 4,750 SH   SOLE   0 0 0
NOVARTIS AG SPONSORED ADR 66987V109   286,578 2,945 SH   SOLE   0 0 0
NVIDIA CORPORATION com 67066G104   839,984 6,255 SH   SOLE   0 0 0
PFIZER INC COM 717081103   247,100 9,314 SH   SOLE   0 0 0
PHILIP MORRIS INTL INC COM 718172109   1,234,791 10,260 SH   SOLE   0 0 0
PROCTER AND GAMBLE CO COM 742718109   3,507,070 20,919 SH   SOLE   0 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,532,879 21,888 SH   SOLE   0 0 0
SALESFORCE INC COM 79466L302   346,032 1,035 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   426,733 10,671 SH   SOLE   0 0 0
VISA INC COM CL A 92826C839   2,139,591 6,770 SH   SOLE   0 0 0
WALMART INC COM 931142103   1,222,522 13,531 SH   SOLE   0 0 0
WARRIOR MET COAL INC com 93627C101   377,673 6,963 SH   SOLE   0 0 0
WASTE MGMT INC DEL COM 94106L109   788,595 3,908 SH   SOLE   0 0 0
WILLDAN GROUP INC COM 96924N100   869,252 22,821 SH   SOLE   0 0 0
TESLA INC COM 88160R101   415,955 1,030 SH   SOLE   0 0 0
SOUTHERN CO COM 842587107   604,887 7,348 SH   SOLE   0 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   241,200 4,000 SH   SOLE   0 0 0
AMERICAN EXPRESS CO COM 025816109   203,598 686 SH   SOLE   0 0 0
BANK MARIN BANCORP COM 063425102   200,334 8,428 SH   SOLE   0 0 0
GENERAL ELECTRIC CO COM NEW 369604301   1,878,889 11,265 SH   SOLE   0 0 0
LILLY ELI & CO COM 532457108   606,020 785 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   218,210 4,515 SH   SOLE   0 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   406,073 1,690 SH   SOLE   0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,285,995 16,485 SH   SOLE   0 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A602   302,725 1,190 SH   SOLE   0 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   5,622,316 9,042 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,453,834 53,215 SH   SOLE   0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   333,325 11,960 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   1,673,651 7,460 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   483,979 5,650 SH   SOLE   0 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   396,598 3,010 SH   SOLE   0 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   946,689 21,075 SH   SOLE   0 0 0
SPDR SER TR AEROSPACE DEF 78464A631   330,381 2,273 SH   SOLE   0 0 0
GLOBAL BUSINESS TRAVEL GROUP COM CL A 37890B100   214,609 23,126 SH   SOLE   0 0 0
CAMPBELL SOUP CO COM 134429109   678,875 16,210 SH   SOLE   0 0 0
DUTCH SHELL PLC SPON ADR B 780259107   346,956 5,538 SH   SOLE   0 0 0