CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2026	Dec. 31, 2025
ASSETS
Cash and due from banks	$ 66,099	$ 60,622
Interest-bearing deposits with banks	318,125	84,242
Total cash and cash equivalents	384,224	144,864
Securities available-for-sale, amortized cost $915,695 and $955,203 respectively	901,915	951,154
Securities held-to-maturity, fair value $581,514 and $592,736, respectively	708,273	718,641
Allowance for credit losses - securities held-to-maturity	(450)	(450)
Total investment securities	1,609,738	1,669,345
Non-marketable securities	15,549	15,549
Loans and leases held for investment, net of unearned income	3,616,871	3,648,945
Allowance for credit losses - loans and leases	(76,918)	(76,375)
Loans held for investment, net	3,539,953	3,572,570
Bank-owned life insurance	77,252	76,614
Premises and equipment, net	64,571	55,847
Deferred income tax assets and income taxes receivevable	34,745	38,775
Accrued interest receivable	25,344	29,996
Goodwill	11,183	11,183
Other intangibles	1,044	1,165
Other assets	73,061	74,202
Total Assets	5,836,664	5,690,110
Deposits:
Non-interest bearing	1,615,425	1,642,119
Interest-bearing:
Demand	785,612	802,352
Savings and money market	1,916,012	1,790,274
Certificates of deposit	799,224	743,081
Total interest-bearing	3,500,848	3,335,707
Total deposits	5,116,273	4,977,826
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	54,026	56,460
Total Liabilities	5,180,609	5,044,596
COMMITMENTS AND CONTINGENCIES (Note 11)
SHAREHOLDERS’ EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 723,880 and 728,560 issued and 693,043 and 697,904 outstanding at March 31, 2026 and December 31, 2025, respectively	7	7
Additional paid-in capital	8,765	11,550
Retained earnings	689,638	669,262
Accumulated other comprehensive loss, net of taxes	(10,360)	(3,512)
Treasury stock, at cost; 30,837 shares at March 31, 2026 and 30,656 shares at December 31, 2025	(31,995)	(31,793)
TOTAL SHAREHOLDERS’ EQUITY	656,055	645,514
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 5,836,664	$ 5,690,110