CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 60,622,000	$ 71,058,000
Interest-bearing deposits with banks	84,242,000	141,505,000
Total cash and cash equivalents	144,864,000	212,563,000
Securities available-for-sale, amortized cost $955,203 and $490,992, respectively	951,154,000	464,414,000
Securities held-to-maturity, fair value $592,736 and $610,953, respectively	718,641,000	769,443,000
Allowance for credit losses - securities held-to-maturity	(450,000)	(450,000)
Total investment securities	1,669,345,000	1,233,407,000
Non-marketable securities	15,549,000	15,549,000
Loans and leases held for investment, net of unearned income	3,648,945,000	3,678,388,000
Allowance for credit losses - loans and leases	(76,375,000)	(75,283,000)
Loans held for investment, net	3,572,570,000	3,603,105,000
Bank-owned life insurance	76,614,000	74,085,000
Premises and equipment, net	55,847,000	51,367,000
Deferred income tax assets and income taxes receivable	38,775,000	36,729,000
Accrued interest receivable	29,996,000	30,152,000
Goodwill	11,183,000	11,183,000
Other intangibles	1,165,000	1,687,000
Other real estate owned	0	873,000
Other assets	74,202,000	99,496,000
Total Assets	5,690,110,000	5,370,196,000
Deposits:
Non-interest bearing	1,642,119,000	1,518,267,000
Interest-bearing:
Demand	802,352,000	882,123,000
Savings and money market	1,790,274,000	1,583,202,000
Certificates of deposit	743,081,000	715,547,000
Total interest-bearing	3,335,707,000	3,180,872,000
Total deposits	4,977,826,000	4,699,139,000
Subordinated debentures	10,310,000	10,310,000
Interest payable and other liabilities	56,460,000	87,675,000
Total Liabilities	5,044,596,000	4,797,124,000
COMMITMENTS AND CONTINGENCIES (Note 15)
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 728,560 and 699,798 issued and 697,904 and 699,798 outstanding at December 31, 2025 and 2024, respectively	7,000	7,000
Additional paid-in capital	11,550,000	0
Retained earnings	669,262,000	592,431,000
Accumulated other comprehensive loss, net of taxes	(3,512,000)	(19,366,000)
Treasury stock, at cost; 30,656 shares at December 31, 2025 and 0 shares at December 31, 2024	(31,793,000)	0
TOTAL SHAREHOLDERS’ EQUITY	645,514,000	573,072,000
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 5,690,110,000	$ 5,370,196,000