CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 112,753	$ 71,058
Interest bearing deposits with banks	178,999	141,505
Total cash and cash equivalents	291,752	212,563
Securities available-for-sale, amortized cost $590,594 and $490,992, respectively	572,951	464,414
Securities held-to-maturity, fair value $606,703 and $610,953, respectively	748,861	769,443
Allowance for credit losses - securities held-to-maturity	(450)	(450)
Total investment securities	1,321,362	1,233,407
Non-marketable securities	15,549	15,549
Loans and leases held for investment, net of unearned income	3,623,636	3,678,388
Allowance for credit losses - loans and leases	(76,169)	(75,283)
Loans and leases held for investment, net	3,547,467	3,603,105
Bank-owned life insurance	75,315	74,085
Premises and equipment, net	53,068	51,367
Deferred income tax assets and income taxes receivable	33,054	36,729
Accrued interest receivable	28,062	30,152
Goodwill	11,183	11,183
Other intangibles	1,426	1,687
Other real estate owned	1,199	873
Other assets	99,336	99,496
Total Assets	5,478,773	5,370,196
Deposits:
Non-interest bearing	1,546,590	1,518,267
Interest bearing:
Demand	797,097	882,123
Savings and money market	1,713,076	1,583,202
Certificates of deposit	703,601	715,547
Total interest bearing	3,213,774	3,180,872
Total deposits	4,760,364	4,699,139
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	89,567	87,675
Total Liabilities	4,860,241	4,797,124
COMMITMENTS AND CONTINGENCIES (Note 12)
SHAREHOLDERS’ EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 727,722 and 699,798 issued and 725,367 and 699,798 outstanding at June 30, 2025 and December 31, 2024, respectively	7	7
Additional paid-in capital	5,192	0
Retained earnings	628,793	592,431
Accumulated other comprehensive loss, net of taxes	(13,082)	(19,366)
Treasury stock, at cost; 2,355 shares at June 30, 2025 and 0 shares at December 31, 2024	(2,378)	0
TOTAL SHAREHOLDERS’ EQUITY	618,532	573,072
TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY	$ 5,478,773	$ 5,370,196