CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
ASSETS
Cash and due from banks	$ 91,496	$ 71,058
Interest bearing deposits with banks	515,758	141,505
Total cash and cash equivalents	607,254	212,563
Securities available-for-sale, amortized cost $515,052 and $490,992, respectively	495,433	464,414
Securities held-to-maturity, fair value $614,863 and $610,953 respectively	759,771	769,443
Allowance for credit losses - securities held-to-maturity	(450)	(450)
Total investment securities	1,254,754	1,233,407
Non-marketable securities	15,549	15,549
Loans and leases held for investment, net of unearned income	3,584,174	3,678,388
Allowance for credit losses - loans and leases	(75,423)	(75,283)
Loans and leases held for investment, net	3,508,751	3,603,105
Bank-owned life insurance	74,688	74,085
Premises and equipment, net	51,242	51,367
Deferred income tax assets and income taxes receivable	32,461	36,729
Accrued interest receivable	23,709	30,152
Goodwill	11,183	11,183
Other intangibles	1,557	1,687
Other real estate owned	873	873
Other assets	98,003	99,496
Total Assets	5,680,024	5,370,196
Deposits:
Non-interest bearing	1,512,040	1,518,267
Interest bearing:
Demand	765,894	882,123
Savings and money market	1,990,132	1,583,202
Certificates of deposit	709,902	715,547
Total interest bearing	3,465,928	3,180,872
Total deposits	4,977,968	4,699,139
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	89,440	87,675
Total Liabilities	5,077,718	4,797,124
COMMITMENTS AND CONTINGENCIES (Note 11)
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 729,913 and 699,798 issued and outstanding at March 31, 2025 and December 31, 2024, respectively	7	7
Additional paid-in capital	2,042	0
Retained earnings	614,729	592,431
Accumulated other comprehensive loss, net of taxes	(14,472)	(19,366)
TOTAL SHAREHOLDERS' EQUITY	602,306	573,072
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,680,024	$ 5,370,196