UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Sep. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 70,622	$ 73,358
Interest bearing deposits with banks	597,739	514,899
Total cash and cash equivalents	668,361	588,257
Securities available-for-sale, amortized cost $135,125 and $183,171 respectively	106,493	152,864
Securities held-to-maturity, fair value $636,623 and $688,393 respectively	826,015	845,346
Allowance for credit losses - securities held-to-maturity	(450)	(393)
Total investment securities	932,058	997,817
Non-marketable securities	15,549	15,549
Loans and leases held-for-investment, net of unearned income	3,557,203	3,512,361
Allowance for credit losses - loans and leases	(74,159)	(66,885)
Loans held-for-investment, net	3,483,044	3,445,476
Bank-owned life insurance	67,094	73,038
Premises and equipment, net	52,091	49,476
Deferred income tax assets	32,306	31,507
Accrued interest receivable	25,804	21,602
Goodwill	11,183	11,183
Other intangibles	2,380	2,809
Other real estate owned	873	873
Other assets	84,632	89,812
TOTAL ASSETS	5,375,375	5,327,399
Deposits:
Non-interest bearing	1,470,590	1,758,793
Interest bearing:
Demand	985,408	1,125,014
Savings and money market	1,670,688	1,544,062
Certificates of deposit	622,081	331,400
Total interest bearing	3,278,177	3,000,476
Total deposits	4,748,767	4,759,269
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	85,675	72,512
TOTAL LIABILITIES	4,844,752	4,842,091
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized 752,013 and 768,337 outstanding at September 30, 2023 and December 31, 2022, respectively	7	8
Additional paid-in capital	40,813	57,206
Retained earnings	510,535	449,932
Accumulated other comprehensive (loss), net of taxes	(20,732)	(21,838)
TOTAL SHAREHOLDERS' EQUITY	530,623	485,308
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,375,375	$ 5,327,399