UNAUDITED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 68,278	$ 73,358
Interest bearing deposits with banks	461,315	514,899
Total cash and cash equivalents	529,593	588,257
Securities available-for-sale, at fair value	118,437	152,864
Securities held-to-maturity, fair value $705,909 and $688,393 respectively	850,387	845,346
Allowance for credit losses - securities held-to-maturity	(393)	(393)
Total investment securities	968,431	997,817
Non-marketable securities	15,549	15,549
Loans and leases held-for-investment	3,427,133	3,512,361
Allowance for credit losses - loans and leases	(68,573)	(66,885)
Loans held-for-investment, net	3,358,560	3,445,476
Bank-owned life insurance	66,076	73,038
Premises and equipment, net	50,423	49,476
Deferred income tax assets	29,427	31,507
Accrued interest receivable	16,818	21,602
Goodwill	11,183	11,183
Other intangibles	2,666	2,809
Other real estate owned	873	873
Other assets	84,172	89,812
TOTAL ASSETS	5,133,771	5,327,399
Deposits:
Non-interest bearing	1,551,906	1,758,793
Interest bearing:
Demand	985,088	1,125,014
Savings and money market	1,616,038	1,544,062
Certificates of deposit	386,130	331,400
Total interest bearing	2,987,256	3,000,476
Total deposits	4,539,162	4,759,269
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	75,397	72,512
Total Liabilities	4,624,869	4,842,091
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized 762,931 and 768,337 outstanding at March 31, 2023 and December 31, 2022, respectively	8	8
Additional paid in capital	51,615	57,206
Retained earnings	473,479	449,932
Accumulated other comprehensive (loss), net of taxes	(16,200)	(21,838)
TOTAL SHAREHOLDERS' EQUITY	508,902	485,308
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,133,771	$ 5,327,399