CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 73,358	$ 52,499
Interest bearing deposits with banks	514,899	662,961
Total cash and cash equivalents	588,257	715,460
Securities available-for-sale, at fair value	152,864	270,454
Securities held-to-maturity, fair value $688,393 and $725,841, respectively	845,346	737,052
Allowance for credit losses - securities	(393)	0
Total investment securities	997,817	1,007,506
Non-marketable securities	15,549	15,549
Loans and leases held for investment	3,512,361	3,237,177
Allowance for credit losses, loans and leases	(66,885)	(61,007)
Loans held for investment, net	3,445,476	3,176,170
Bank-owned life insurance	73,038	71,411
Premises and equipment, net	49,476	47,730
Deferred income tax assets	31,507	25,542
Accrued interest receivable	21,602	18,098
Goodwill	11,183	11,183
Other intangibles	2,809	3,402
Other real estate owned	873	873
Other assets	89,812	84,796
TOTAL ASSETS	5,327,399	5,177,720
Deposits:
Non-interest bearing	1,758,793	1,750,330
Interest bearing:
Demand	1,125,014	1,097,337
Savings and money market	1,544,062	1,400,000
Certificates of deposit	331,400	392,485
Total interest bearing	3,000,476	2,889,822
Total deposits	4,759,269	4,640,152
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	72,512	64,122
Total Liabilities	4,842,091	4,714,584
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 768,337 and 789,646 issued and outstanding at December 31, 2022 and 2021, respectively	8	8
Additional paid-in capital	57,206	77,516
Retained earnings	449,932	387,331
Accumulated other comprehensive (loss), net of taxes	(21,838)	(1,719)
TOTAL SHAREHOLDERS' EQUITY	485,308	463,136
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,327,399	$ 5,177,720