UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 82,932	$ 52,499
Interest bearing deposits with banks	799,951	662,961
Total cash and cash equivalents	882,883	715,460
Securities available-for-sale, at fair value	177,454	270,454
Securities held-to-maturity, fair value $690,922 and $725,841, respectively	852,665	737,052
Allowance for credit losses	(393)	0
Total investment securities	1,029,726	1,007,506
Non-marketable securities	15,549	15,549
Loans and leases held for investment	3,323,862	3,237,177
Allowance for credit losses	(63,617)	(61,007)
Loans held for investment, net	3,260,245	3,176,170
Bank-owned life insurance	72,566	71,411
Premises and equipment, net	49,183	47,730
Deferred income tax assets	34,411	25,542
Accrued interest receivable	20,069	18,098
Goodwill	11,183	11,183
Other intangibles	2,957	3,402
Other real estate owned	873	873
Other assets	87,136	84,796
TOTAL ASSETS	5,466,781	5,177,720
Deposits:
Non-interest bearing	1,802,623	1,750,330
Interest bearing:
Demand	1,158,588	1,097,337
Savings and money market	1,587,662	1,400,000
Certificates of deposit	360,384	392,485
Total interest bearing	3,106,634	2,889,822
Total deposits	4,909,257	4,640,152
Subordinated debentures	10,310	10,310
Interest payable and other liabilities	79,036	64,122
TOTAL LIABILITIES	4,998,603	4,714,584
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized 770,822 and 789,646 outstanding at September 30, 2022 and December 31, 2021, respectively	8	8
Additional paid-in capital	59,611	77,516
Retained earnings	436,258	387,331
Accumulated other comprehensive (loss) / income, net of taxes	(27,699)	(1,719)
TOTAL SHAREHOLDERS' EQUITY	468,178	463,136
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,466,781	$ 5,177,720