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UNAUDITED CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($)
$ in Thousands
Mar. 31, 2022
Dec. 31, 2021
ASSETS    
Cash and due from banks $ 68,774 $ 52,499
Interest bearing deposits with banks 772,312 662,961
Total cash and cash equivalents 841,086 715,460
Securities available for sale, at fair value 251,375 270,454
Securities held to maturity, at amortized cost 876,257 737,052
Total investment securities 1,127,632 1,007,506
Non-marketable securities 15,549 15,549
Loans and leases held for investment 3,237,619 3,237,177
Allowance for credit losses (61,032) (61,007)
Loans held for investment, net 3,176,587 3,176,170
Bank-owned life insurance 71,953 71,411
Premises and equipment, net 47,423 47,730
Deferred income tax assets 30,361 25,542
Accrued interest receivable 14,473 18,098
Goodwill 11,183 11,183
Other intangibles 3,254 3,402
Other real estate owned 873 873
Other assets 83,802 84,796
TOTAL ASSETS 5,424,176 5,177,720
Deposits:    
Noninterest bearing 1,764,857 1,750,330
Interest bearing:    
Demand 1,124,470 1,097,337
Savings and money market 1,557,332 1,400,000
Certificate of deposits 390,780 392,485
Total interest bearing 3,072,582 2,889,822
Total deposits 4,837,439 4,640,152
Subordinated debentures 10,310 10,310
Interest payable and other liabilities 111,714 64,122
TOTAL LIABILITIES 4,959,463 4,714,584
SHAREHOLDERS' EQUITY    
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding 0 0
Common shares, $0.01 par value, 7,500,000 authorized 785,146 and 789,646 outstanding at March 31, 2022 and December 31, 2021, respectively 8 8
Additional paid in capital 73,264 77,516
Retained earnings 404,389 387,331
Accumulated other comprehensive (loss), net of taxes (12,948) (1,719)
TOTAL SHAREHOLDERS' EQUITY 464,713 463,136
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY $ 5,424,176 $ 5,177,720