CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 52,499	$ 66,327
Interest bearing deposits with banks	662,961	317,510
Total cash and cash equivalents	715,460	383,837
Securities available for sale, at fair value	270,454	807,732
Securities held to maturity, at amortized cost	737,052	68,933
Total investment securities	1,007,506	876,665
Non-marketable securities	15,549	12,693
Loans and leases held for investment	3,237,177	3,099,592
Allowance for credit losses	(61,007)	(58,862)
Loans held for investment, net	3,176,170	3,040,730
Bank-owned life insurance	71,411	69,235
Premises and equipment, net	47,730	50,147
Deferred income tax assets, net	25,542	17,093
Accrued interest receivable	18,098	20,333
Goodwill	11,183	11,183
Other intangibles	3,402	4,013
Other real estate owned	873	873
Other assets	84,796	63,651
TOTAL ASSETS	5,177,720	4,550,453
Deposits:
Noninterest bearing	1,750,330	1,475,425
Interest bearing:
Demand	1,097,337	902,487
Savings and money market	1,400,000	1,260,487
Certificate of deposits	392,485	421,868
Total interest bearing	2,889,822	2,584,842
Total deposits	4,640,152	4,060,267
Subordinated debentures	10,310	10,310
Other liabilities	64,122	56,211
TOTAL LIABILITIES	4,714,584	4,126,788
SHAREHOLDERS' EQUITY
Preferred shares, no par value, 1,000,000 shares authorized and, none issued or outstanding	0	0
Common shares, $0.01 par value, 7,500,000 authorized, 789,646 issued and outstanding at December 31, 2021 and 2020, respectively	8	8
Additional paid in capital	77,516	77,516
Retained earnings	387,331	333,070
Accumulated other comprehensive (loss) / income	(1,719)	13,071
TOTAL SHAREHOLDERS' EQUITY	463,136	423,665
TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY	$ 5,177,720	$ 4,550,453