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Loans & Leases and Allowance for Credit Losses (Tables)
 9 Months Ended
Sep. 30, 2020
Loans & Leases and Allowance for Credit Losses [Abstract]  
Loans and Leases
Loans & Leases consisted of the following:

(in thousands)
  
September 30, 2020
    
December 31, 2019
    
September 30, 2019
  
Commercial Real Estate
  
$
887,999
    
$
846,486
    
$
824,283
  
Agricultural Real Estate
    
639,172
      
625,767
      
617,310
  
Real Estate Construction
    
186,623
      
115,644
      
98,662
  
Residential 1st Mortgages
    
293,489
      
255,253
      
255,394
  
Home Equity Lines and Loans
    
35,875
      
39,270
      
39,490
  
Agricultural
    
252,031
      
292,904
      
289,182
  
Commercial
    
367,052
      
384,795
      
381,774
  
Consumer & Other (1)
    
359,697
      
15,422
      
16,871
  
Leases
    
105,511
      
104,470
      
100,784
  
Total Gross Loans & Leases
    
3,127,449
      
2,680,011
      
2,623,750
  
Less: Unearned Income
    
15,518
      
6,984
      
6,628
  
Subtotal
    
3,111,931
      
2,673,027
      
2,617,122
  
Less: Allowance for Credit Losses
    
56,798
      
55,012
      
54,954
  
Net Loans & Leases
  
$
3,055,133
    
$
2,618,015
    
$
2,562,168
  

(1) Includes CARES Act Small Business Admistration Paycheck Protection Program loans.
Allocation of Allowance for Credit Losses by Portfolio Segment and by Impairment Methodology
The following tables show the allocation of the allowance for credit losses by portfolio segment and by impairment methodology at the dates indicated (in thousands):

September 30, 2020
  
Commercial
Real Estate
    
Agricultural
Real Estate
    
Real Estate
Construction
    
Residential 1st
Mortgages
    
Home Equity
Lines & Loans
    
Agricultural
    
Commercial
    
Consumer &
Other
    
Leases
    
Unallocated
    
Total
  
                                                                   
Year-To-Date Allowance for Credit Losses:
                                                              
Beginning Balance- January 1, 2020
  
$
11,053
    
$
15,128
    
$
1,949
    
$
855
    
$
2,675
    
$
8,076
    
$
11,466
    
$
456
    
$
3,162
      
192
    
$
55,012
  
Charge-Offs
    
-
      
-
      
-
      
-
      
(7
)
    
-
      
(426
)
    
(54
)
    
-
      
-
      
(487
)
Recoveries
    
-
      
-
      
-
      
49
      
65
      
54
      
80
      
25
      
-
      
-
      
273
  
Provision
    
13,236
      
(6,336
)
    
(381
)
    
45
      
(617
)
    
(3,458
)
    
(1,127
)
    
(63
)
    
(248
)
    
949
      
2,000
  
Ending Balance- September 30, 2020
  
$
24,289
    
$
8,792
      
1,568
    
$
949
    
$
2,116
    
$
4,672
    
$
9,993
    
$
364
    
$
2,914
    
$
1,141
    
$
56,798
  
Third Quarter Allowance for Credit Losses:
                                                                                  
Beginning Balance- July 1, 2020
  
$
21,423
    
$
9,021
    
$
1,452
    
$
1,771
    
$
2,239
    
$
4,790
    
$
10,043
    
$
359
    
$
2,800
    
$
1,160
    
$
55,058
  
Charge-Offs
    
-
      
-
      
-
      
-
      
-
      
-
      
-
      
(25
)
    
-
      
-
      
(25
)
Recoveries
    
-
      
-
      
-
      
3
      
31
      
24
      
-
      
7
      
-
      
-
      
65
  
Provision
    
2,866
      
(229
)
    
116
      
(825
)
    
(154
)
    
(142
)
    
(50
)
    
23
      
114
      
(19
)
    
1,700
  
Ending Balance- September 30, 2020
 
  
$
24,289
    
$
8,792
    
$
1,568
    
$
949
    
$
2,116
    
$
4,672
    
$
9,993
    
$
364
    
$
2,914
    
$
1,141
    
$
56,798
  
Ending Balance Individually Evaluated for Impairment
    
-
      
-
      
-
      
118
      
8
      
92
      
13
      
56
      
-
      
-
      
287
  
Ending Balance Collectively Evaluated for Impairment
    
24,289
      
8,792
      
1,568
      
831
      
2,108
      
4,580
      
9,980
      
308
      
2,914
      
1,141
      
56,511
  
Loans & Leases:
                                                                                        
Ending Balance
  
$
871,623
    
$
639,172
    
$
186,623
    
$
293,489
    
$
35,875
    
$
252,031
    
$
367,052
    
$
359,697
    
$
106,369
      
-
    
$
3,111,931
  
Ending Balance Individually Evaluated for Impairment
    
108
      
5,629
      
-
      
2,390
      
164
      
498
      
235
      
194
      
-
      
-
      
9,218
  
Ending Balance Collectively Evaluated for Impairment
  
$
871,515
    
$
633,543
    
$
186,623
    
$
291,099
    
$
35,711
    
$
251,533
    
$
366,817
    
$
359,503
    
$
106,369
    
$
-
    
$
3,102,713
  

December 31, 2019
  
Commercial
Real Estate
    
Agricultural
Real Estate
    
Real Estate
Construction
    
Residential 1st
Mortgages
    
Home Equity
Lines & Loans
    
Agricultural
    
Commercial
    
Consumer &
Other
    
Leases
    
Unallocated
    
Total
  
                                                                   
Year-To-Date Allowance for Credit Losses:
                                                              
Beginning Balance- January 1, 2019
  
$
11,609
    
$
14,092
    
$
1,249
    
$
880
    
$
2,761
    
$
8,242
    
$
11,656
    
$
494
    
$
4,022
    
$
261
    
$
55,266
  
Charge-Offs
    
-
      
-
      
-
      
-
      
-
      
-
      
(592
)
    
(83
)
    
-
      
-
      
(675
)
Recoveries
    
-
      
-
      
-
      
13
      
28
      
38
      
90
      
52
      
-
      
-
      
221
  
Provision
    
(556
)
    
1,036
      
700
      
(38
)
    
(114
)
    
(204
)
    
312
      
(7
)
    
(860
)
    
(69
)
    
200
  
Ending Balance- December 31, 2019
  
$
11,053
    
$
15,128
    
$
1,949
    
$
855
    
$
2,675
    
$
8,076
    
$
11,466
    
$
456
    
$
3,162
    
$
192
    
$
55,012
  
Ending Balance Individually Evaluated for Impairment
    
234
      
-
      
-
      
118
      
12
      
99
      
137
      
61
      
-
      
-
      
661
  
Ending Balance Collectively Evaluated for Impairment
    
10,819
      
15,128
      
1,949
      
737
      
2,663
      
7,977
      
11,329
      
395
      
3,162
      
192
      
54,351
  
Loans & Leases:
                                                                                        
Ending Balance
  
$
838,570
    
$
625,767
      
115,644
    
$
255,253
    
$
39,270
    
$
292,904
    
$
384,795
    
$
15,422
    
$
105,402
    
$
-
    
$
2,673,027
  
Ending Balance Individually Evaluated for Impairment
    
4,524
      
5,654
      
-
      
2,368
      
229
      
188
      
1,528
      
200
      
-
      
-
      
14,691
  
Ending Balance Collectively Evaluated for Impairment
  
$
834,046
    
$
620,113
    
$
115,644
    
$
252,885
    
$
39,041
    
$
292,716
    
$
383,267
      
15,222
    
$
105,402
    
$
-
    
$
2,658,336
  

September 30, 2019
  
Commercial
Real Estate
    
Agricultural
Real Estate
    
Real Estate
Construction
    
Residential 1st
Mortgages
    
Home Equity
Lines & Loans
    
Agricultural
    
Commercial
    
Consumer &
Other
    
Leases
    
Unallocated
    
Total
  
                                                                   
Year-To-Date Allowance for Credit Losses:
                                                              
Beginning Balance- January 1, 2019
  
$
11,609
    
$
14,092
    
$
1,249
    
$
880
    
$
2,761
    
$
8,242
    
$
11,656
    
$
494
    
$
4,022
    
$
261
    
$
55,266
  
Charge-Offs
    
-
      
-
      
-
      
-
      
-
      
-
      
(592
)
    
(62
)
    
-
      
-
      
(654
)
Recoveries
    
-
      
-
      
-
      
8
      
20
      
34
      
40
      
40
      
-
      
-
      
142
  
Provision
    
(847
)
    
731
      
480
      
(33
)
    
(79
)
    
(431
)
    
601
      
3
      
(969
)
    
744
      
200
  
Ending Balance- September 30, 2019
  
$
10,762
    
$
14,823
    
$
1,729
    
$
855
    
$
2,702
    
$
7,845
    
$
11,705
    
$
475
    
$
3,053
    
$
1,005
    
$
54,954
  
Third Quarter Allowance for Credit Losses:
                                                                                  
Beginning Balance- July 1, 2019
  
$
10,680
    
$
14,572
    
$
1,697
    
$
864
    
$
2,743
    
$
7,481
    
$
12,267
    
$
464
    
$
3,100
    
$
1,257
    
$
55,125
  
Charge-Offs
    
-
      
-
      
-
      
-
      
-
      
-
      
(213
)
    
(22
)
    
-
      
-
      
(235
)
Recoveries
    
-
      
-
      
-
      
2
      
9
      
23
      
17
      
13
      
-
      
-
      
64
  
Provision
    
82
      
251
      
32
      
(11
)
    
(50
)
    
341
      
(366
)
    
20
      
(47
)
    
(252
)
    
-
  
Ending Balance- September 30, 2019
  
$
10,762
    
$
14,823
    
$
1,729
    
$
855
    
$
2,702
    
$
7,845
    
$
11,705
    
$
475
    
$
3,053
    
$
1,005
    
$
54,954
  
Ending Balance Individually Evaluated for Impairment
    
253
      
-
      
-
      
121
      
12
      
95
      
147
      
5
      
-
      
-
      
633
  
Ending Balance Collectively Evaluated for Impairment
    
10,509
      
14,823
      
1,729
      
734
      
2,690
      
7,750
      
11,558
      
470
      
3,053
      
1,005
      
54,321
  
Loans & Leases:
                                                                                        
Ending Balance
  
$
816,668
    
$
617,310
    
$
98,662
    
$
255,394
    
$
39,490
    
$
289,182
    
$
381,774
    
$
16,871
    
$
101,771
    
$
-
    
$
2,617,122
  
Ending Balance Individually Evaluated for Impairment
    
4,563
      
5,678
      
-
      
2,422
      
237
      
192
      
1,538
      
5
      
-
      
-
      
14,635
  
Ending Balance Collectively Evaluated for Impairment
  
$
812,105
    
$
611,632
    
$
98,662
    
$
252,972
    
$
39,253
    
$
288,990
    
$
380,236
    
$
16,866
    
$
101,771
    
$
-
    
$
2,602,487
  
Loan & Lease Portfolio Allocated by Management's Internal Risk Ratings
The following tables show the loan & lease portfolio allocated by management’s internal risk ratings at the dates indicated (in thousands):

September 30, 2020
  
Pass
    
Special
Mention
    
Substandard
    
Total Loans
& Leases
  
Loans & Leases:
                        
Commercial Real Estate
  
$
861,874
    
$
5,239
    
$
4,510
    
$
871,623
  
Agricultural Real Estate
    
624,859
      
1,525
      
12,788
      
639,172
  
Real Estate Construction
    
186,623
      
-
      
-
      
186,623
  
Residential 1st Mortgages
    
292,792
      
-
      
697
      
293,489
  
Home Equity Lines & Loans
    
35,691
      
-
      
184
      
35,875
  
Agricultural
    
251,108
      
-
      
923
      
252,031
  
Commercial
    
364,465
      
1,316
      
1,271
      
367,052
  
Consumer & Other
    
359,194
      
-
      
503
      
359,697
  
Leases
    
106,369
      
-
      
-
      
106,369
  
Total
  
$
3,082,975
    
$
8,080
    
$
20,876
    
$
3,111,931
  

December 31, 2019
  
Pass
    
Special
Mention
    
Substandard
    
Total Loans
& Leases
  
Loans & Leases:
                        
Commercial Real Estate
  
$
831,941
    
$
6,629
    
$
-
    
$
838,570
  
Agricultural Real Estate
    
611,792
      
1,136
      
12,839
      
625,767
  
Real Estate Construction
    
115,644
      
-
      
-
      
115,644
  
Residential 1st Mortgages
    
254,459
      
-
      
794
      
255,253
  
Home Equity Lines and Loans
    
39,092
      
-
      
178
      
39,270
  
Agricultural
    
289,276
      
2,617
      
1,011
      
292,904
  
Commercial
    
380,650
      
3,239
      
906
      
384,795
  
Consumer & Other
    
14,934
      
-
      
488
      
15,422
  
Leases
    
105,402
      
-
      
-
      
105,402
  
Total
  
$
2,643,190
    
$
13,621
    
$
16,216
    
$
2,673,027
  

September 30, 2019
  
Pass
    
Special
Mention
    
Substandard
    
Total Loans
& Leases
  
Loans & Leases:
                        
Commercial Real Estate
  
$
814,560
    
$
2,108
    
$
-
    
$
816,668
  
Agricultural Real Estate
    
602,781
      
2,491
      
12,038
      
617,310
  
Real Estate Construction
    
98,662
      
-
      
-
      
98,662
  
Residential 1st Mortgages
    
254,594
      
-
      
800
      
255,394
  
Home Equity Lines & Loans
    
39,374
      
-
      
116
      
39,490
  
Agricultural
    
284,211
      
4,168
      
803
      
289,182
  
Commercial
    
377,779
      
2,839
      
1,156
      
381,774
  
Consumer & Other
    
16,436
      
-
      
435
      
16,871
  
Leases
    
101,771
      
-
      
-
      
101,771
  
Total
  
$
2,590,168
    
$
11,606
    
$
15,348
    
$
2,617,122
  
Aging Analysis of Loan & Lease Portfolio by Time Past Due
The following tables show an aging analysis of the loan & lease portfolio by the time past due at the dates indicated (in thousands):

September 30, 2020
  
30-59 Days
Past Due
    
60-89 Days
Past Due
    
90 Days and
Still Accruing
    
Nonaccrual
    
Total Past
Due
    
Current
    
Total
Loans & Leases
  
Loans & Leases:
                                          
Commercial Real Estate
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
    
$
871,623
    
$
871,623
  
Agricultural Real Estate
    
-
      
-
      
-
      
498
      
498
      
638,674
      
639,172
  
Real Estate Construction
    
85
      
-
      
-
      
-
      
85
      
186,538
      
186,623
  
Residential 1st Mortgages
    
-
      
-
      
-
      
-
      
-
      
293,489
      
293,489
  
Home Equity Lines & Loans
    
-
      
-
      
-
      
-
      
-
      
35,875
      
35,875
  
Agricultural
    
-
      
-
      
-
      
-
      
-
      
252,031
      
252,031
  
Commercial
    
547
      
-
      
-
      
-
      
547
      
366,505
      
367,052
  
Consumer & Other
    
67
      
-
      
-
      
-
      
67
      
359,630
      
359,697
  
Leases
    
-
      
-
      
-
      
-
      
-
      
106,369
      
106,369
  
Total
  
$
699
    
$
-
    
$
-
    
$
498
    
$
1,197
    
$
3,110,734
    
$
3,111,931
  

December 31, 2019
  
30-59 Days
Past Due
    
60-89 Days
Past Due
    
90 Days and
Still Accruing
    
Nonaccrual
    
Total Past
Due
    
Current
    
Total
Loans & Leases
  
Loans & Leases:
                                          
Commercial Real Estate
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
    
$
838,570
    
$
838,570
  
Agricultural Real Estate
    
-
      
-
      
-
      
-
      
-
      
625,767
      
625,767
  
Real Estate Construction
    
240
      
-
      
-
      
-
      
240
      
115,404
      
115,644
  
Residential 1st Mortgages
    
-
      
-
      
-
      
-
      
-
      
255,253
      
255,253
  
Home Equity Lines and Loans
    
-
      
-
      
-
      
-
      
-
      
39,270
      
39,270
  
Agricultural
    
-
      
-
      
-
      
-
      
-
      
292,904
      
292,904
  
Commercial
    
77
      
-
      
-
      
-
      
77
      
384,718
      
384,795
  
Consumer & Other
    
35
      
-
      
-
      
-
      
35
      
15,387
      
15,422
  
Leases
    
-
      
-
      
-
      
-
      
-
      
105,402
      
105,402
  
Total
  
$
352
    
$
-
    
$
-
    
$
-
    
$
352
    
$
2,672,675
    
$
2,673,027
  

September 30, 2019
  
30-59 Days
Past Due
    
60-89 Days
Past Due
    
90 Days and
Still Accruing
    
Nonaccrual
    
Total Past
Due
    
Current
    
Total
Loans & Leases
  
Loans & Leases:
                                          
Commercial Real Estate
  
$
-
    
$
-
    
$
-
    
$
-
    
$
-
    
$
816,668
    
$
816,668
  
Agricultural Real Estate
    
-
      
-
      
-
      
-
      
-
      
617,310
      
617,310
  
Real Estate Construction
    
-
      
-
      
-
      
-
      
-
      
98,662
      
98,662
  
Residential 1st Mortgages
    
-
      
-
      
-
      
-
      
-
      
255,394
      
255,394
  
Home Equity Lines & Loans
    
-
      
84
      
-
      
-
      
84
      
39,406
      
39,490
  
Agricultural
    
250
      
-
      
-
      
-
      
250
      
288,932
      
289,182
  
Commercial
    
258
      
-
      
-
      
-
      
258
      
381,516
      
381,774
  
Consumer & Other
    
9
      
60
      
-
      
-
      
69
      
16,802
      
16,871
  
Leases
    
-
      
-
      
-
      
-
      
-
      
101,771
      
101,771
  
Total
  
$
517
    
$
144
    
$
-
    
$
-
    
$
661
    
$
2,616,461
    
$
2,617,122
  
Impaired Loans & Leases
The following tables show information related to impaired loans & leases for the periods indicated (in thousands):

                    
Three Months Ended
September 30, 2020
    
Nine Months Ended
September 30, 2020
  
September 30, 2020
  
Recorded
Investment
    
Unpaid
Principal
Balance
    
Related
Allowance
    
Average
Recorded
Investment
    
Interest
Income
Recognized
    
Average
Recorded
Investment
    
Interest
Income
Recognized
  
With no related allowance recorded:
                                          
Commercial Real Estate
  
$
84
    
$
84
    
$
-
    
$
42
    
$
2
    
$
991
    
$
33
  
Agricultural Real Estate
    
5,629
      
5,629
      
-
      
5,629
      
88
      
5,633
      
264
  
Agricultural
    
5
      
6
      
-
      
3
      
-
      
1
      
-
  
Commercial
    
-
      
-
      
-
      
-
      
-
      
503
      
16
  
   
$
5,718
    
$
5,719
    
$
-
    
$
5,674
    
$
90
    
$
7,128
    
$
313
  
With an allowance recorded:
                                                        
Commercial Real Estate
  
$
-
    
$
-
    
$
-
    
$
42
    
$
-
    
$
498
    
$
1
  
Agricultural Real Estate
    
-
      
-
      
-
      
-
      
-
      
183
      
-
  
Residential 1st Mortgages
    
1,686
      
1,909
      
84
      
1,694
      
18
      
1,625
      
58
  
Home Equity Lines & Loans
    
65
      
76
      
3
      
66
      
1
      
67
      
3
  
Agricultural
    
492
      
534
      
92
      
483
      
7
      
333
      
52
  
Commercial
    
235
      
235
      
13
      
123
      
13
      
301
      
15
  
Consumer & Other
    
194
      
195
      
56
      
195
      
3
      
196
      
10
  
   
$
2,672
    
$
2,949
    
$
248
    
$
2,603
    
$
42
    
$
3,203
    
$
139
  
Total
  
$
8,390
    
$
8,668
    
$
248
    
$
8,277
    
$
132
    
$
10,331
    
$
452
  

December 31, 2019
  
Recorded
Investment
    
Unpaid
Principal
Balance
    
Related
Allowance
    
Average
Recorded
Investment
    
Interest
Income
Recognized
  
With no related allowance recorded:
                              
Commercial Real Estate
  
$
86
    
$
86
    
$
-
    
$
90
    
$
8
  
Agricultural Real Estate
    
5,654
      
5,654
      
-
      
6,069
      
379
  
Commercial
    
-
      
-
      
-
      
8
      
1
  
   
$
5,740
    
$
5,740
    
$
-
    
$
6,167
    
$
388
  
With an allowance recorded:
                                        
Commercial Real Estate
  
$
2,822
    
$
2,822
    
$
234
    
$
2,853
    
$
94
  
Residential 1st Mortgages
    
1,562
      
1,770
      
74
      
1,601
      
73
  
Home Equity Lines and Loans
    
68
      
79
      
7
      
71
      
4
  
Agricultural
    
188
      
188
      
99
      
195
      
6
  
Commercial
    
1,528
      
1,528
      
137
      
1,554
      
53
  
Consumer & Other
    
200
      
200
      
61
      
54
      
-
  
   
$
6,368
    
$
6,587
    
$
612
    
$
6,328
    
$
230
  
Total
  
$
12,108
    
$
12,327
    
$
612
    
$
12,495
    
$
618
  

                   
Three Months Ended
September 30, 2019
    
Nine Months Ended
September 30, 2019
  
September 30, 2019
  
Recorded
Investment
    
Unpaid
Principal
Balance
    
Related
Allowance
    
Average
Recorded
Investment
    
Interest
Income
Recognized
    
Average
Recorded
Investment
    
Interest
Income
Recognized
  
With no related allowance recorded:
                          
Commercial Real Estate
  
$
89
    
$
89
    
$
-
    
$
90
    
$
2
    
$
92
    
$
6
  
Agricultural Real Estate
    
5,678
      
5,678
      
-
      
5,691
      
89
      
6,467
      
290
  
Commercial
    
-
      
-
      
-
      
16
      
-
      
11
      
1
  
   
$
5,767
    
$
5,767
    
$
-
    
$
5,797
    
$
91
    
$
6,570
    
$
297
  
With an allowance recorded:
                                          
Commercial Real Estate
  
$
2,840
    
$
2,840
    
$
253
    
$
2,853
    
$
24
    
$
2,873
    
$
71
  
Residential 1st Mortgages
    
1,601
      
1,810
      
80
      
1,608
      
18
      
1,620
      
56
  
Home Equity Lines & Loans
    
70
      
80
      
4
      
71
      
1
      
72
      
3
  
Agricultural
    
192
      
192
      
95
      
195
      
2
      
165
      
4
  
Commercial
    
1,538
      
1,538
      
147
      
1,545
      
13
      
1,580
      
40
  
Consumer & Other
    
5
      
6
      
5
      
6
      
-
      
6
      
-
  
   
$
6,246
    
$
6,466
    
$
584
    
$
6,278
    
$
58
    
$
6,316
    
$
174
  
Total
  
$
12,013
    
$
12,233
    
$
584
    
$
12,075
    
$
149
    
$
12,886
    
$
471
  
Loans & Leases by Class Modified as Troubled Debt Restructured Loans
The following table presents loans or leases by class modified as troubled debt restructured loans or leases during the three and nine-month periods ended September 30, 2020 (in thousands):

  
Three Months Ended
September 30, 2020
    
Nine Months Ended
September 30, 2020
  
Troubled Debt Restructurings
  
Number of
Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
    
Number of
Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
  
Commercial Real Estate
    
1
    
$
225
    
$
225
      
1
    
$
225
    
$
225
  
Residential 1st Mortgages
    
-
      
-
      
-
      
2
      
168
      
161
  
Agricultural
    
-
      
-
      
-
      
3
      
473
      
473
  
Total
    
1
    
$
225
    
$
225
      
6
    
$
866
    
$
859
  

The following table presents loans by class modified as troubled debt restructured loans for the year ended December 31, 2019 (in thousands):

  
Year ended December 31, 2019
  
Troubled Debt Restructurings
  
Number of
Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
  
Agricultural
    
1
    
$
201
    
$
201
  
Consumer & Other
    
1
      
195
      
195
  
Total
    
2
    
$
396
    
$
396
  

The following table presents loans or leases by class modified as troubled debt restructured loans or leases during the three and nine-month periods ended September 30, 2019 (in thousands):

  
Three Months Ended
September 30, 2019
    
Nine Months Ended
September 30, 2019
  
Troubled Debt Restructurings
  
Number of
Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
    
Number of
Loans
    
Pre-Modification
Outstanding
Recorded
Investment
    
Post-Modification
Outstanding
Recorded
Investment
  
Agricultural
    
-
    
$
-
    
$
-
      
1
    
$
201
    
$
201
  
Total
    
-
    
$
-
    
$
-
      
1
    
$
201
    
$
201