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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Dec. 31, 2016
Interest Income      
Interest and Fees on Loans & Leases $ 119,837 $ 102,682 $ 91,570
Interest on Deposits with Banks 2,755 2,060 287
Interest on Investment Securities:      
Taxable 9,257 8,123 5,505
Exempt from Federal Tax 1,604 1,747 1,904
Total Interest Income 133,453 114,612 99,266
Interest Expense      
Deposits 7,425 5,865 3,807
Borrowed Funds 1 0 18
Subordinated Debentures 524 424 371
Total Interest Expense 7,950 6,289 4,196
Net Interest Income 125,503 108,323 95,070
Provision for Credit Losses 5,533 2,850 6,335
Net Interest Income After Provision for Credit Losses 119,970 105,473 88,735
Non-Interest Income      
Service Charges on Deposit Accounts 3,479 3,453 3,376
Net (Loss) Gain on Investment Securities (1,260) 131 (284)
Increase in Cash Surrender Value of Life Insurance 1,900 1,822 1,864
Debit Card and ATM Fees 4,365 3,873 3,398
Net Gain on Deferred Compensation Investments 1,088 2,563 1,999
Bargain Purchase Gain 0 0 1,832
Other 5,647 4,920 3,072
Total Non-Interest Income 15,219 16,762 15,257
Non-Interest Expense      
Salaries and Employee Benefits 50,054 45,746 41,981
Net Gain on Deferred Compensation Investments 1,088 2,563 1,999
Occupancy 3,905 3,543 2,985
Equipment 4,303 3,994 3,493
Marketing 1,232 1,027 1,191
Legal 968 424 966
FDIC Insurance 912 932 897
Gain on Sale of ORE 0 (414) (5,941)
Acquisition Expenses 2,933 0 910
Other 10,064 9,939 9,691
Total Non-Interest Expense 75,459 67,754 58,172
Income Before Income Taxes 59,730 54,481 45,820
Provision for Income Taxes 14,203 26,111 16,097
Net Income $ 45,527 $ 28,370 $ 29,723
Basic and Diluted Earnings Per Common Share (in dollars per share) $ 56.82 $ 35.03 $ 37.44