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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest Income      
Interest and Fees on Loans & Leases $ 91,570 $ 81,558 $ 71,310
Interest on Deposits with Banks 287 172 158
Interest on Investment Securities:      
Taxable 5,505 6,311 7,739
Exempt from Federal Tax 1,904 2,034 2,314
Total Interest Income 99,266 90,075 81,521
Interest Expense      
Deposits 3,807 2,989 2,486
Borrowed Funds 18 7 5
Subordinated Debentures 371 329 322
Total Interest Expense 4,196 3,325 2,813
Net Interest Income 95,070 86,750 78,708
Provision for Credit Losses 6,335 750 1,175
Net Interest Income After Provision for Credit Losses 88,735 86,000 77,533
Non-Interest Income      
Service Charges on Deposit Accounts 3,376 3,458 3,923
Net (Loss) Gain on Investment Securities (284) 275 90
Increase in Cash Surrender Value of Life Insurance 1,864 1,908 1,881
Debit Card and ATM Fees 3,398 3,183 3,087
Net Gain on Deferred Compensation Investments 1,999 1,375 2,129
Bargain Purchase Gain 1,832 0 0
Other 3,072 4,376 3,219
Total Non-Interest Income 15,257 14,575 14,329
Non-Interest Expense      
Salaries and Employee Benefits 41,981 39,683 36,446
Net Gain on Deferred Compensation Investments 1,999 1,375 2,129
Occupancy 2,985 2,884 2,690
Equipment 3,493 3,162 2,794
Marketing 1,191 1,254 353
Legal 1,243 421 128
FDIC Insurance 1,174 1,193 1,048
Gain on Sale of ORE (5,941) (299) 0
Other 10,047 6,586 5,778
Total Non-Interest Expense 58,172 56,259 51,366
Income Before Income Taxes 45,820 44,316 40,496
Provision for Income Taxes 16,097 16,924 15,094
Net Income $ 29,723 $ 27,392 $ 25,402
Basic Earnings Per Common Share (in dollars per share) $ 37.44 $ 34.82 $ 32.64