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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest Income      
Interest and Fees on Loans & Leases $ 81,558 $ 71,310 $ 64,921
Interest on Deposits with Banks 172 158 79
Interest on Investment Securities:      
Taxable 6,311 7,739 8,971
Exempt from Federal Tax 2,034 2,314 2,560
Total Interest Income 90,075 81,521 76,531
Interest Expense      
Deposits 2,989 2,486 2,548
Borrowed Funds 7 5 16
Subordinated Debentures 329 322 327
Total Interest Expense 3,325 2,813 2,891
Net Interest Income 86,750 78,708 73,640
Provision for Credit Losses 750 1,175 425
Net Interest Income After Provision for Credit Losses 86,000 77,533 73,215
Non-Interest Income      
Service Charges on Deposit Accounts 3,458 3,923 4,350
Net Gain (Loss) on Investment Securities 275 90 (229)
Increase in Cash Surrender Value of Life Insurance 1,908 1,881 1,856
Debit Card and ATM Fees 3,183 3,087 3,069
Net Gain on Deferred Compensation Investments 1,375 2,129 3,366
Other 4,376 3,219 3,525
Total Non-Interest Income 14,575 14,329 15,937
Non-Interest Expense      
Salaries and Employee Benefits 39,683 36,446 33,658
Net Gain on Deferred Compensation Investments 1,375 2,129 3,366
Occupancy 2,884 2,690 2,513
Equipment 3,162 2,794 2,783
Marketing 1,254 353 263
FDIC Insurance 1,193 1,048 981
Other 6,708 5,906 7,306
Total Non-Interest Expense 56,259 51,366 50,870
Income Before Income Taxes 44,316 40,496 38,282
Provision for Income Taxes 16,924 15,094 14,221
Net Income $ 27,392 $ 25,402 $ 24,061
Basic Earnings Per Common Share (in dollars per share) $ 34.82 $ 32.64 $ 30.93