Premises and Equipment

12 Months Ended

Dec. 31, 2015

6. Premises and Equipment

Premises and equipment as of December 31, consisted of the following:

(in thousands)	2015		2014
Land and Buildings	$	33,530	$	33,527
Furniture, Fixtures, and Equipment		19,125		20,244
Leasehold Improvements		2,437		1,763
Subtotal		55,092		55,534
Less: Accumulated Depreciation and Amortization		28,517		29,713
Total	$	26,575	$	25,821

Depreciation and amortization on premises and equipment included in occupancy and equipment expense amounted to $1,685,000, $1,325,000, and $1,506,000 for the years ended December 31, 2015, 2014 and 2013, respectively. Total rental expense for premises was $604,000, $530,000, and $411,000 for the years ended December 31, 2015, 2014, and 2013, respectively. Rental income was $94,000, $81,000, and $102,000 for the years ended December 31, 2015, 2014, and 2013, respectively.