The following tables summarize the book value and estimated fair value of financial instruments for the periods indicated:

				Fair Value of Financial Instruments Using
March 31, 2015 (in thousands)	Carrying Amount			Quoted Prices in Active Markets for Identical Assets (Level 1)			Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)			Total Estimated Fair Value
Assets:
Cash and Cash Equivalents	$	143,936		$	143,936		$	-		$	-		$	143,936

Investment Securities Available-for-Sale:
Government Agency & Government-Sponsored Entities		68,132			-			68,132			-			68,132
US Treasury Notes		19,966						19,966						19,966
Mortgage Backed Securities		276,601						276,601			-			276,601
Other		485			175			310			-			485
Total Investment Securities Available-for-Sale		365,184			175			365,009			-			365,184

Investment Securities Held-to-Maturity:
Obligations of States and Political Subdivisions		61,324			-			48,583			13,496			62,079
Other		2,139			-			2,139			-			2,139
Total Investment Securities Held-to-Maturity		63,463			-			50,722			13,496			64,218

FHLB Stock		7,677			N/	A		N/	A		N/	A		N/	A
Loans & Leases, Net of Deferred Fees & Allowance:
Commercial Real Estate		521,596			-			-			519,698			519,698
Agricultural Real Estate		344,965			-			-			346,742			346,742
Real Estate Construction		99,700			-			-			99,861			99,861
Residential 1st Mortgages		181,758			-			-			185,210			185,210
Home Equity Lines and Loans		29,628			-			-			31,332			31,332
Agricultural		211,629			-			-			210,769			210,769
Commercial		227,200			-			-			224,783			224,783
Consumer & Other		4,703			-			-			4,747			4,747
Leases		48,347									48,779			48,779
Unallocated Allowance		(3,146	)		-			-			(3,146	)		(3,146	)
Total Loans & Leases, Net of Deferred Fees & Allowance		1,666,380			-			-			1,668,775			1,668,775
Accrued Interest Receivable		7,324			-			7,324			-			7,324

Liabilities:
Deposits:
Demand		578,820			578,820			-			-			578,820
Interest Bearing Transaction		340,045			340,045			-			-			340,045
Savings and Money Market		699,308			699,308			-			-			699,308
Time		493,600			-			493,600			-			493,600
Total Deposits		2,111,773			1,618,173			493,600			-			2,111,773
Subordinated Debentures		10,310			-			6,250			-			6,250
Accrued Interest Payable		433			-			433			-			433

				Fair Value of Financial Instruments Using
December 31, 2014 (in thousands)	Carrying Amount			Quoted Prices in Active Markets for Identical Assets (Level 1)			Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)			Total Estimated Fair Value
Assets:
Cash and Cash Equivalents	$	77,125		$	77,125		$	-		$	-		$	77,125

Investment Securities Available-for-Sale:
Government Agency & Government-Sponsored Entities		78,109			10,005			68,104			-			78,109
Mortgage Backed Securities		287,948			-			287,948			-			287,948
Other		485			175			310			-			485
Total Investment Securities Available-for-Sale		366,542			10,180			356,362			-			366,542

Investment Securities Held-to-Maturity:
Obligations of States and Political Subdivisions		61,716			-			49,085			13,403			62,488
Other		2,147			-			2,147			-			2,147
Total Investment Securities Held-to-Maturity		63,863			-			51,232			13,403			64,635

FHLB Stock		7,677			N/	A		N/	A		N/	A		N/	A
Loans & Leases, Net of Deferred Fees & Allowance:
Commercial Real Estate		484,061			-			-			481,037			481,037
Agricultural Real Estate		353,022			-			-			353,288			353,288
Real Estate Construction		94,850			-			-			95,022			95,022
Residential 1st Mortgages		170,858			-			-			173,916			173,916
Home Equity Lines and Loans		30,591			-			-			32,456			32,456
Agricultural		275,859			-			-			274,195			274,195
Commercial		222,624			-			-			222,175			222,175
Consumer & Other		4,501			-			-			4,535			4,535
Leases		42,006			-			-			40,298			40,298
Unallocated Allowance		(1,529	)		-			-			(1,529	)		(1,529	)
Total Loans & Leases, Net of Deferred Fees & Allowance		1,676,843			-			-			1,675,393			1,675,393
Accrued Interest Receivable		7,797			-			7,797			-			7,797

Liabilities:
Deposits:
Demand		610,133			610,133			-			-			610,133
Interest Bearing Transaction		341,397			341,397			-			-			341,397
Savings and Money Market		644,260			644,260			-			-			644,260
Time		468,283			-			468,161			-			468,161
Total Deposits		2,064,073			1,595,790			468,161			-			2,063,951
Subordinated Debentures		10,310			-			6,227			-			6,227
Accrued Interest Payable		378			-			378			-			378

				Fair Value of Financial Instruments Using
March 31, 2014 (in thousands)	Carrying Amount			Quoted Prices in Active Markets for Identical Assets (Level 1)			Other Observable Inputs (Level 2)			Significant Unobservable Inputs (Level 3)			Total Estimated Fair Value
Assets:
Cash and Cash Equivalents	$	173,727		$	173,727		$	-		$	-		$	173,727

Investment Securities Available-for-Sale:
Government Agency & Government-Sponsored Entities		18,426			13,399			5,027			-			18,426
Mortgage Backed Securities		329,730						329,730			-			329,730
Corporate Securities		49,352			7,966			41,386			-			49,352
Other		2,235			1,925			310			-			2,235
Total Investment Securities Available-for-Sale		399,743			23,290			376,453			-			399,743

Investment Securities Held-to-Maturity:
Obligations of States and Political Subdivisions		62,890			-			49,348			13,996			63,344
Mortgage Backed Securities		4			-			4			-			4
Other		2,761			-			2,761			-			2,761
Total Investment Securities Held-to-Maturity		65,655			-			52,113			13,996			66,109

FHLB Stock		7,187			N/	A		N/	A		N/	A		N/	A
Loans & Leases, Net of Deferred Fees & Allowance:
Commercial Real Estate		396,439			-			-			397,090			397,090
Agricultural Real Estate		322,725			-			-			326,210			326,210
Real Estate Construction		54,674			-			-			55,040			55,040
Residential 1st Mortgages		154,994			-			-			157,714			157,714
Home Equity Lines and Loans		31,641			-			-			33,994			33,994
Agricultural		199,627			-			-			198,836			198,836
Commercial		149,376			-			-			149,450			149,450
Consumer & Other		4,550			-			-			4,599			4,599
Leases		17,247									17,080			17,080
Unallocated Allowance		(2,520	)		-			-			(2,520	)		(2,520	)
Total Loans & Leases, Net of Deferred Fees & Allowance		1,328,753			-			-			1,337,493			1,337,493
Accrued Interest Receivable		6,732			-			6,732			-			6,732

Liabilities:
Deposits:
Demand		489,786			489,786			-			-			489,786
Interest Bearing Transaction		287,174			287,174			-			-			287,174
Savings and Money Market		639,370			639,370			-			-			639,370
Time		424,284			-			424,568			-			424,568
Total Deposits		1,840,614			1,416,330			424,568			-			1,840,898
Subordinated Debentures		10,310			-			6,220			-			6,220
Accrued Interest Payable		345			-			345			-			345